 Are the credit repair programs worthy ? |
| I have had a few people approach me about paying $250 for their credit repair service and it would help to increase my credit score....how does this service work?... |
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 Where Can I Get Unsecured Loan? |
I'm 27 years old, I have a poor credit story and for last two weeks I didn't work at all. To improve my status I need some money. Where can I borrow it from?
Thanks for your help!... |
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 We need to build credit? |
| My husband and I were turned down for an FHA loan - they said we would need a co-signer. They did tell us, however, that we should get a couple of credit cards to build credit. We have no current ... |
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 Im in debt! Help!? |
| Does anyone know where i can get a loan to pay off my debt so i will just have one payment? Noone will approve me for a loan because my credit is so bad but i can't pay it off all at once and ... |
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 SO hungry at work? |
and forget my entire wallet! No cash..no cards..no checks. Help.. how can I get food? any ideas?!!?
Additional Details
No I'm not new.. BUT I HATE asking people. I hate being that ... |
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 I cannot afford to pay my medical bills? |
| I have a 1900 medical bill. I can only afford 100/month to pay off. The medical company is telling me I have to pay a minimum of 200/month and pay it off in 6 months. The extra 100 will not allow ... |
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 What exactly is a balloon payment? |
| We're not speaking of mortgages here. Balloon payments are also for cars.... |
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 Why am I not getting approved? |
I am a 19 year old student who is trying to establish credit. I know in my future that I am going to need a good credit score to rent an apartment, buy a car, etc, so I want to start now.
... |
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 I have a creditor making threats- what should I do? |
| I have a credit card that I owe a fairly small amount on ($1200) but I am currently unemployed and looking for work, meaning I don't have the amount to pay it. However, the agency handling is ... |
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 Is it common for credit card companies to call you to verify your social security number? |
| i just applied for my frist credit card at citigroup recently, & i just got a call from a private number. the woman on the phone told me that she was processing my application & she repeated ... |
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 Are credit management companies a good idea to eliminate debt? |
| I'm going through a credit management company to help me lower my debt. I am about $15K in the hole with various credit cards and department store credit cards. I mailed out cease and desist ... |
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 Will this hurt my credit? |
I had a credit card for over 6 months with a limit of $500. I always left it under $70 charged on the card and I always pay more then the minumum payment due.
But this last month I got it ... |
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 Do you know the number for capitcal one, to pay a credit card bill? |
Additional Details
Are you lot being serious! I just need the number for it and I cant get onto the website for some reason, and it isn't on the back of my card!!... |
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 Our credit scores are 520 and 580 - we make about 90000 yrly - can we get a mortgage in the next 6 months? |
| We filed bankrupcy in 2000 and have had a charge off that was paid in full - currently we have small past due acounts all about 2 yrs or older. We have 5 credit cards that we opened within the last ... |
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 Impossible to get a credit card or loan..? |
Is it me or is it nearly impossible to get a credit card or loan with any negative information on your credit report??
I remember back in the day where they gave out credit cards like ... |
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 Score currently crap (601equifax, 595 experian, and 549 trans)? |
| My score was 750 until my spouse lost his good paying job, and couldnt get equivelant pay so our income drastically dropped. We continued to pay good on house and cars, and tried to make cc payments.... |
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 How can I improve my Credit rating in order to get just one credit card? |
| There has been some sort of bad credit go against me due to a dispute I had with a lender a few years back. I have nevertheless settled all my debts in full but this bad credit rating still remains. I... |
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Babygirl | Do i qualify for the car i want? |
i started a new job 6 months ago but have been with the company 2 years straight. i make 14.75 hr work full time, i am going to put 7,000 down and want to buy a 15,000 altima my credit right now is 619 but i recently paid off all credit cards and got an increse yesterday on one of them. will i have a problem getting a loan i guess for 8,000 dollars and what might my monthly payments be for anyone willing to figure it out thanks |
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jess
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Auto Loans are the easiest loan to get. You are going to be fine, especially with such a large down payment. I would say your monthly payment over 5yrs will be $180-190. Some of these people that answered this question are super helpful (sarcasm).
^^ the person above me is correct about a vehicle losing value, but this only really applies to brand new cars. You are going to be purchasing a vehicle in the most ideal fashion. Used car - already depreciated. Large down payment - equity in vehicle so you wont ever be upside down on the loan. |
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pkwater
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funny how your first impulse after paying off ur credit is to get in debt again |
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CrackBerry Addict
 |
I would recommend you use the $7,000 you have and purchase a car with that. The money you save on your car payment can be used for other things, even saving for an even better car.
Watch the video in the link below to see how you can live without a car payment:
http://www.daveramsey.com/etc/lms/drive_free/player.cfm |
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Anna J
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I would suggest buying a cheaper car... maybe one around 10,000... that way you only have a loan for 3,000... cars are not good investments... they lose value as soon as you drive it off the lot... you can find a nice used car for 10,000 or so...that is just my opinion... good job getting out of debt... |
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Slam Poet
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Do you believe in the power of prayer? Remember, Ask and ye shall receive! All things are possible through GOD. You never know where you want an altima, God may want you to drive a BMW. |
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Eric K
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pkwater, that was mad funny |
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bG8a
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I think it is very possible.. I was in your same situation: Just started a new job, large cash down, low credit score and I qualified for a loan of $17,000. I now have my dream car :) I would highly recommend Carmax lol they approved me for a loan without a co-signer... Goodluck |
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kellen_red
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credit score is kinda low. may need a cosigner. 8k over 5 years will be around 160 a month depending on loan % |
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