 I want to buy a home. I need help!? |
| I need any loop holes to get a loan even with bad credit. My credit score is between 449-508 only a year ago it was 657! What do I do? i need a mortgage loan for $185,000. Help!... |
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 Has anyone heard of the Canadian Loan Group? |
| I was starting a loan file with them and I was curious to see if anyone has worked with this company before.... |
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 Why do people go in debt? where do they spend all there money? |
| is just that im asking because im very young and want to know that how and what takes peoples money i know for sure that i dont go spending money around so why do alot of people end up in debt it s ... |
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 Paying my credit card in full is good or bad? |
I am trying to rebuild my credit. I just got a hsbc secured card and I would like to ask a question.
I found out that my billing cycle is on every 14th of the month.
Lets say I ... |
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 I owe $3000 and I have a detective calling me with threats? |
Is this a real police officer? He sure sounds mean enough.
Can he arrest me? I'm trying to pay but money is tight. I don't want to lose my job.
What should I ask ... |
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 Just paid off my credit card... and I'm looking for new ideas of what to spend my new credit on... any ideas? |
Additional Details
Okay, I wasn't looking for a lecture, common people be creative... I've got $15,000 of money that I didn't even earn!! what should I do?!!!... |
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 Stole my moms credit card.? |
| and bought $47 worth of World of Warcraft gold and im also using it to pay for my World of Warcraft account which is $15 a month....is it really wrong to do that?... |
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 Can you ask to have your APR reduced on your credit card ? |
If your payments are always on time and never late, will a credit card company reduce your APR ?
Additional Details
Thank you to all who answered, for those who did it just for the two ... |
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 About applying for credit cards...? |
| Ok, I just turned 18 and applied for a credit card...and it says that it won't accept because I don't have any credit history??!! Duh I don't since I've never had a credit card ... |
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 Is credit card protection insurance really necessary? |
| I'm talking about the insurance you pay extra for on your credit cards so they would supposedly be paid off for you in the event of your death. I have a friend whose 75 yr. old mother is dying ... |
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 Should I jump before i am pushed? |
| I have recieved a big big debt to pay and have been told I have 7 days to pay but I have more money going out than coming in.Should i just give up?... |
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 I want to learn about credit debit card? |
| i want to learn how to get a debit card and what i can or cannot do with the card. how can i start?... |
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mikeyy350 | Do people go to jail for not paying there cash advances? |
such as borrowing from payday loan companys. |
 |
 
Studly
 |
The above answers are correct (for now).
But many states are beginning to pass laws and do some serious regulating of these cash advance places. In Michigan, it will not be against the law if the check bounces, once the new rules go into effect.
They are also placing very stiff requirements on how much they can lend at one time, and the interest rate. |
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LA (323)
|
No they just get a bad credit report. |
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Shellie H
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Depends on the amount. It can be construed as Theft by deception and any amount over $300.00 is a felony. However, if you have no priors then usually they will give probabtion and an alloted period to pay the business plus you will have to pay the court costs associated with the case. If you have priors then it can go a variety of different directions depending on what the prior was and how long ago it was. Hope that helps |
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Canadian Ken
 |
Probably not......but, if they catch and charge you, you will have to pay a fine and they will garnishee your wages. It is after all a loan. They will also ruin your credit rating for all future loans. |
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a tao
 |
Nope, it will normally go stright to a civil claims court where the judge will grant the loan company the right to send baliffs into your house to take goods to the value of what you owe, plus expenses, plus whatever they feel like |
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barrbou214
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you can be charged if you wrote a check to be cashed by the payday loan company and it proves to be worthless, court fees attorney fees, fines, possible residency in the local county motel(jail). restitution and or community service. pay them back and don't ever use these rip-off places again. |
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CactusFlower
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there is spelled THEIR, and companys is spelled COMPANIES. |
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INACTIVE
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Payday loans require postdated checks to be made out ahead of time. As a result, you are bouncing checks and therefore I do believe that prison time could be an option if the loan company decides to go that far and you refuse to pay. I will never understand how people can get into that trap in the first place. Isn't there enough written about how the daily interest comes to in excess of 300%??? I am not ragging on you. We all make mistakes but please have someone bail you out of this... family, friends, employer, etc. Do what you have to do to pay it back and not repeat the process... EVER. |
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halla
 |
not really, they will take you to court and the justice will determine base on principles and agreement guiding that loan, people dont usually go to jail becouse of loan there is
agreement before giving out o loan. |
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