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 Am I the only person who makes two payments on their credit card bill in one month?
I've done this once before and only because I have a bit of a balance. Guess I figured if I have the money in my account right now, might as well make another payment on the credit card, before ...


 Can I open a checking account and get a credit card if I'm only 16?
I have a job and everything and I want to but my dad says the legal age to do that is 18. Is that true, or does he just think I'm irresponsible and is just telling me that to prolong me getting ...


 Credit cards, please only answer if you know, how do I shut it off ?>?
Ok, I already have bad credit. I have 2 credit cards and they just keep adding fees like crazy, I will pay them, but what I want to know is can I contact them in any way and document that I will pay ...


 How do you get a credit card with no credit rating?
...


 Can you file chapter 13 twice in a 10 month period?
A family member filed ch 13 last summer to protect from foreclosure they fell behind on payments an now needs to file again is that possible ?...


 I am 19 yrs old and severly in debt.... i need to know how to consolidate and get rid of it?
I have about 4 payday loans out and a credit card that i have never paid for... i also have two kids a car note and rent every month plus the upkeep of my apt and car! i really want help.... i am ...


 Where & How to start to to clean up ALL unpaid bills/debt?
I have some unpaid medical bills,
a few regular unpaid bills
and broken lease.

Maybe about $6,000-$7,000 total or so.
I have been wanting to wanna clean this up for a long ...


 I have bad credit and am low income my mortgage payment is to hogh and i cant get anyone to help lower it help
i talked to my mortgage holder but they jsut said yea right. i feel helpless does anyone have any ...


 Creidt card help!!?
Im looking 4 a credit card. does anybody know a credit card company the approves u no matter ur credit score?...


 What are the causes of bad debts?
...


 What happens when your credit card expires?
Do you automatically get a new one in the mail, or do you haev to reapply for a new one. Bank of A...


 What's a good, SAFE website or way to check my credit score?
I thought about freecreditreport.com, but I just wanna make sure that's safe and reliable. If not there, then where should I go? Thnks! 10pts Best Answer!...


 Im thinking about filing chapter 13 and doing debt consolidation, any thoughts or experiences?
I pay all my bills on time (for the most part) but it's nothing but the minium, I was thinking about doing chapter 13 debt consolidation, is this wise?...


 What happens when you can't pay your credit card, I owe more than I could pay off in a lifetime?
I owe 20.000 dollars@ 500.00 a month. I no longer can pay it.I feel extreamly bad, and scared of what might happen. My name is the only one on the account, I know it will ruin my credit , but will it ...


 How can I get "credit"?
...


 My boyfriend is concidering breaking up with me but is unsure, what do i do?
We've been going out for two years and things have been rocky between us latly, i wont lie.

im still in love with him but hes unsure if he loves me.

He said either way he ...


 I owe $6000 in credit debt, but i am unable to make payment. I am out of the Country right now and wouldn't be
coming back anytime soon maybe more than 10 years. Any suggestion about what i should do about this debt? I am not so worry about bad credit because i wouldn't need credit for anything in the US ...


 Credit Score When Buying a Car?
Does buying a car affect your credit score? Does it go down because you've made such a large purchase, or up because you qualify to buy such an expensive item?...


 Who in the HE** came up with the idea of credit checks to rent an apartment or house?
I feel that is a bunch of bull!! I am having a hard time trying to find an apartment or house for my family because I had a car repossesed. Now, thats crazy!! The reason I couldn't pay my car ...


 Will debtors and/or county courts ease up on a creditor if he's recently had a car crash and is on disability
allowance...or wouldn't it make any difference?...



jason d
Do people on mortgages realise they are working to pay for virtual interest on virtual debt with virtual money
Sad but true. Your take on it?
                     
 




big-brother
Man, you make it sound so harsh....the nice banks are just trying to help people when they allow a mortgage.
Bullsh**


Yes, people realise this but are powerless due to complete control of the "loanshark" banks. I mean, you need to live somwhere and if everybody else is getting a loan to "rent" a house how would YOU ever buy one out-of-pocket? Nearly impossible.

less than 2% of Americans OWN a home. This is a serious problem.

If they can kick you off your own land in times of fiscal hardship, than I argue that you never really owned the land at all. Its a liberty that the banks so graciously allow to to pay for.

And people, by virtual money he means that the banks are never actually using any money at all as colateral for your loan.


kitty fresh & hissin' crew
Equity.


quagi m
If that is true, why can't I use "virtual" work to make this "virtual money"?


xsplodeit
Rating
NOT TRUE.......MY LOAN IS FOR 30 YEARS AND I HAVE 27 YEARS LEFT ON IT......IT IS A LONG TIME, WITH LOTS OF INTEREST. BUT I HAVE TO LIVE SOMEWHERE SO I WOULD RATHER WASTE MONEY ON MY OWN HOME RATHER THAN BY PAYING OF SOMEBODY ELSES(RENTING)...


ZCT
Well the reality is that when you buy a home you are not really buying it at all. For most people they are merely renting the home from the bank. Sure they 'own' it, but since the bank has a lien on the property, they don't really own it at all. However if the home does appreciate then that equity can be used by the home owner which is one advantage over renting. Also if you are a home owner lenders will treat you better on other loans. As a home owner you can lock in interest rates and therefore live somewhere with no 'rent increase' for the life of the loan.

So sure, it sucks to borrow so much and pay back so much. But for most people it is the only way to own a home that is worth so much money relative to their income.


rhsaunders
Nothing virtual about my mortgage. The bank gave me real money, and I am paying them real money. Which suits both of us just fine: they were willing to advance the money, and I was willing to pay them for the use of it. What's not to like?


minus
Rating
SILLY .........balderdash


sahajrob
yea and then they come home to brick and mortar and rest their heads real comfortable like
how abotu you>?


I trust Me
yes, right there along with virtual answeres by virtual people in a virtual world to the virtual question you ask. I guess its virtualy impossible to accept virtual reality.


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