I'm not sure what credit card I should get. I want to get some rewards like rebates on gas, but since I've never had a credit card before I would probably not get accepted (or not?). Does ...
If our company gets paid on the 15th and last of the month. When those days fall on a weekend we get paid that friday....so if new years eve is a holiday and falls on a monday do i get paid on the 28...
I was left with debts when my business failed two years ago. my ex buisiness partner hasn't paid any of the debts but we're jointly and severably liable. I have the opportunity to leave ...
I never had a credit card but I need to get one for emergency use only. Every time I apply for one I am denied. I dont think I have any credit history. Can someone tell me what site will approve me ...
I'm am going to be applying for my first credit card. I will be working for a family member and I will be shipping stuff via fedex. I can use my bank card but I want to start building credit, ...
I know a friend who was declared bankrupt 5 months ago, and he would really like a debit card for shopping online etc. Do u know of any banks that would issue one?? P.s not concerned about overdraft ...
Is it because more people are likely to get into debt, or because those companies want to dominate financial transactions? Additional Details Please, look at this from the perspective of ...
Additional Details I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of ...
Do I need to call them all and set up a payment plan?
Ignore them until I have enough to pay them one at a time?
Yell them out until they give up on me?
My Paypal Account says i need to verify my address, so i did....by phone! but they said it didn't work, so they are now asking me to send documents and statements to verify my address!!!
...
I'm 30-something, have been unemployed for 4 months, ran out of money and am close to being booted onto the streets. By trade I'm in IT/Customer Service but am having a hard time finding a ...
justellemJimsaidhell...
Do personal loans ruin your credit?
Can taking out a large personal loan of between 5-8000 dollars have any effect on your credit score?
Providing that you pay it back in a timely manner, it won't ruin your credit. However it will affect your credit score. Namely your used credit to available credit ratio and the age of your credit accounts. Hope this helps!
Johnsmatrix
These loans are usually classified as installment loans. They have little effect on your overall score as opposed to revolving credit like a credit card. Other examples of an installment loans are auto loans and other "fixed" amount loans.
Ga_Christie_04
If you dont pay it back it will.
tryinthis2
absolutely! credit fico scores are based on many things
-open credit available (usually a credit line)
-open credit vs balances
-credit balances close to credit lines
-many credit cards close to credit lines
If you need a loan you're better off using a credit card.....try applying for a new credit card and if you have to then shift $ back and forth between the credit cards if you have more than one. it's costly from time to time but it raises your fico score because all the credit bureaus see is that you're paying off a line of credit not where did the money come from (another credit card)
debraalbagli
Of course! Pay on time u will improve your credit rating.
Neal J
Yea, if you do not pay it it will.
shhbanvar
No they help it, it will only ruin it if you don't pay it
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
