Please please please help!!!! PLEASE!? |
| To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took ... |
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My sister used my daughter's name for a credit card? |
| I believe my sister used my daughter's name who is 5, to obtain a credit card. The purchases where around 300.00. I am not going to press charges. But does anyone know what will happen during ... |
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Cleaning your credit? |
| I recently pulled of my credit report for the first time in 3 years. It is pretty bad. I wasn't sure if I should us a clean credit company to help get my credit score back up....how does that ... |
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Visa debit card needed - which ( UK) bank ? |
Hello,
I need a Debit card to use on many internet websites and international, like visa. Do you know wich bank offer (only debit) visa cards in uk ?
thank you Additional ... |
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Is there any way to buy things online if my parents REFUSE to let me use thier credit card? |
i have so many things i want to buy online that arnt avalible in stores but my parents wont let me use thier credit card...is there ANY way to get the things i want? Additional Details ... |
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Does creditors fall off after seven years? |
| what i mean is my credit is shot the only thing that is a constant are my student loans... i have three or four credit cards that did not have no more than a 500 dollar credit limit but i defaulted ... |
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How much is too often to check your credit report? |
| I know if you check it too much it can be bad.... |
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What's more important earning more money or saving money? |
| There is a saying "It is not how much you make but how much you save"... |
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Am I doing the right thing with my husbands bad debt? |
| My husband has $20,000 in debt in occurred before we got together.12,000 of it is past due things he has stopped paying on, the other $8,000 is his car. I want to sale the car and get a junker for $1,... |
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Credit card? |
I'm trying to find my first credit card but i have no idea what to look for or where to look for it.
I just turned 18 an i do have a job but it doesn't pay much so i need one with low ... |
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I'm 19 and I Have NO credit....? |
| i'm 19, i don't have any credit, i don't have anything in my name, not even my cell phone (it was my mother's bright idea to put it in her name, worst mistake ever). i have a ... |
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How do you pay your credit card to start to raise your credit? |
| i just got a credit card and im want to start building credit.... i was wondering what would be the best way to build credit.. i have heard i should only take care of the minimum, or something along ... |
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What is the easiest way to payoff credit card debt? |
| There are tons of credit card offers at 0% on transfer balances, is this the way to go? I know, read the fine print.....What's the most logical way?... |
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I just got a call from a collection agency about chase card I have that i have? |
| not been able to ay since I lost my job, he said if i dont ay by the 27th they are taking me to court. What does that involve, he was very abusive to me and called me names and said i was not an ... |
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Jo | Do student loans show up when applying for mortgage loan? |
It doesn't look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying the full amount. Let me know. Please, no guesses - only if you know for sure. Thanks. |
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Power 2 the People.
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yes, they show up |
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Kenny
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Yes and not only Mortgage, it shows up every time you are going to borrow money from and organization. |
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Rachel
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Yes, those show up. When I applied for a mortgage, my husband's loans were in deferrment, and they still showed up as outstanding obligations. I believe forebearance would be no different. |
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Rita B
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Yes, they are included in your "Debt to Income Ratio" calculation when they are no longer in forbearance. |
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Southerngirl29
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Yes, they show up. They even show up while you are in school. My husband and I applied for a mortgage while I was in school, and all my student loans showed up even though it showed they were deferred (but in good standing). I asked the girl handling our mortgage if it would be better for me to go ahead and start paying on my loans, and she told me NO! She said it would show the loans were active. So, apparently paying on them really doesn't help you even if you are paying on time. |
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lizet1981
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heck yea!! |
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passsiongirl08
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I used to work collections for student loans. Student loans will show on a credit report even if inf forbarence. They are coded according to status (ex: forberance, on time, defaulted, etc.). As long as they are in forb. or paid on time they will not hurt your credit and may infact help establish a good credit history. |
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bdancer222
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If you are going to apply for a mortgage, it would be smart to pull a copy of your credit report now (AnnualCreditReport.com) and see exactly what is showing.
If there are errors, dispute them with the credit bureaus. If you have derogatory items, you may want to settle them. Most mortgage companies will require you to settle any open derogatory accounts before approving you for the mortgage. |
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Teh_Shot
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a Student loan is a normal loan that you just pay less back over a longer period than a standard loan but it will show up and will show on any credit you try to take out too |
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Anjell
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Yes. Final answer. |
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CHAR L
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Yes... The loan is on your credit reports.. They will take in account all loans and open, closed, paid and delinquent accounts.. The ONLY bills they will forgive are medical bills
Someone said that being in forbearance and paying your account on time will help your credit... From experience with my ex husband it does not help you in any way |
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nathanlarkin5
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they will just be patient |
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;)
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yes its on your credit...unless its federal loans |
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