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 Can someone help me get a loan to pay-off all cedit debt that I owe?
I do have a job but may credit is extremely bad and I need to turn that around please help me....


 How do I stop a bill collector from calling my number, they have the wrong number?
Companies have been calling my number for a person sho had the number before...fair enough...but it has been a year since I got this number. The same companies are calling. I have threatened to ...


 What should I do if the billing department keeps harassing me?
I was the passenger in car accident last February. i went to the hospital to get checked out and I was fine but just for looking at me and taking an X-ray cost 277.00. The insurance company of the ...


 We are drowning in debt......dont know what to do?
We have been hit so hard with car problems, hospital bills, medication, etc. I have bipolar disorder, and also fibromyalgia, my boyfriend has a terrible back problem and has had to miss tons of work. ...


 I had taken personal loan which i m not paying now tell me if i will apply 4 new credit card is there any prob
...


 OK i Had to file chapter 7 and now how do i get my credit score improved?
...


 Why is it when you want a "free credit report" its never free?
all i really want is a free credit report, not anything to do with a credit card, if i had one i wouldn't need a credit report....


 Can I get a FHA home loans with bad credit and a low credit score?
...


 If you are participating in a credit counseling service, can you buy a house?
...


 Are most students accepted for student credit card applications?
...


 How do i find a good secured credit card to rebuild my credit?
...


 I received a demand for payment of money today in relation to a 7 year old catalogue debt that I cannot even?
remember accruing.

I rang them but the company were not very helpful. What on earth can I do? Surely 7 years is not a reasonable time in which to demand payment.

I live in S...


 How do you build up credit do you do it by working what if u have no credit how do u get credit?
...


 What would be my best choice at getting my first EVER credit card? ?
...


 When one bank buys another bank out and sends someone in your family a credit card you didn't authorize what
can you do. i had no knowledge of this and now they are taking me to collections.
Additional Details
can i do? the person that got the card did use it but the card was in thier name but ...


 Am I responsible for my dead mothers mastercard bill?
the account was in her name only but she applied for a supplementary card for me. The credit card company says I am liable for the unpaid ...


 I am in debt about 2,500 or a little less and currently unemployed for the time being. What should I do?
There are 3 credit cards I am going to fall behind on two of them this month and the other one of I already am behind on.. Also, my bank account is overdrawn about 981.00. I know that this isn't ...


 How do I redeem my iTunes gift card?
I recently bought a 25$ iTunes gift card in the US and I live in Canada. When I go to redeem my card in the US store, it says my account is only valid for purchases in the Canadian iTunes store and ...


 Can the credit card company , cancel my account for no reason? I made all my payments on time !?
the credit card company just sent me a letter saying that my acount was now closed and I know I made all my payments on time , can they just close my account for no good reason ????...


 If I check my credit history, will it make my scoring worse?
As in, if i do a credit check and then if a company do one after, will it be worse? Heard that the more checks you do the lower the scoring.... Please help XX...



Kiki
Do those debt consolidation websites really work?
My boyfriend is around $17,000.00 in debt. He almost signed up with one of those debt consolidation companies online. What they told him to do in a nutshell is to pay them X amount each month and not pay his credit card bills for about 2.5 years, then they would take the money he sent them and "settle" the debt and save him thousands of dollars. This would supposedly work because since he wouldn't have paid for those years, they would think he was about to declare bankruptcy and be afraid they wouldnt get any of their money, so they would settle for much less. He was guarantted to save atleast 5grand. Has anyone ever tried this and succeeded? it sounds odd to me.
                     
 




ken_voss12345
Rating
That doesn't sound very good to me at all.
The CC companies he owes money to will hound him if he just stops paying.
There are Consolidation firms who will pay the debt off for you then you pay them at a lower interest rate, there are all kinds of sharks out there so what you are saying sounds your boyfriend found some.... he wants to be careful who he chooses to use.
Below you will find some interesting reading on these matters:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
cheers


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