 Yes loans have offered me a loan? |
| yes loans have offered me a loan for £2000 at £65 a month the interest is an extra £1200 this is the only sort of place were i can get a loan as i have a really bad credit rating . do you think ... |
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 Should I report a family member for credit card fraud & identity theft? |
| I'm debating turning in my Aunt. She is a cleptomaniac and she steals people's identity to get credit cards in their name. She is out of control. I love her but she needs help but I'm ... |
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 I'm trying to get a home loan. Do you have any tips? (considering the following)? |
Theres going to be me and another person, but both of us have no so good credit scores. We're both working on it, and we have about 2000 to put down.
Any tips would be greatly ... |
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 Serious question: What happens when you get married to someone w/ terrible credit? |
| I have excellent credit & I’m getting married to someone w/ terrible credit, tax leans, & such. What will happen to me when we get married will my credit get ruined? Should I not change ... |
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 What would two 18 year olds need to do to rent an apartment with no credit history? Is it possible? |
| What would we have to do to get an apartment? How do we get credit? If our credit isn't bad because we haven't used it, can we still be approved? Would we have to co-sign with a person ... |
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 Using a Credit Card to Pay Off a Credit Card? |
Does anyone know a way to use a credit card to pay off a credit card and in the process no interest is accumulated?
Additional Details
Lets say I have two credit cards. I use one and ... |
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 PayPal, eBay question? |
Does the seller have to pay the PayPal fees if I pay for an auction item with a credit card through PayPal? Are there any other rules on this for eBay?
Additional Details
I have a ... |
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 Should I ditch Capital One, and get a new credit card? |
Hey Guys!
I'm Alex, and really need your advice on this subject. I currently have a Capital One Visa credit card, but seriously thinking about canceling it because I've heard so ... |
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 My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me? |
| I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new ... |
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 Is Debt Settlement a good alternative to bankruptcy? |
| Does Debt Settlement restore your credit in fewer years than bankruptcy if your can't afford debt consolidation?... |
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 Should I get a credit card? |
| I am 19 years old and I want to build my credit up. Would it be a good idea to just get one credit card, a very basic one, and then charge about 50-100 dollars a month on it, and pay it every month. ... |
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 Is a credit card safer than a debit card? |
I know what the difference is in terms in getting credit, but not that is what I'm interested.
I want to know if its safer, for example I've heard that if I make an order using a ... |
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 My parent's credit score isn't good enough for me to buy A new Computer! What do I do? |
| OK, so I'm 14 and we have a family PC that is really crappy. I want a Dell that is only 18 dollars a month, which I can afford. But my dad says his credit score isnt good enough, so I have to ... |
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 Since I paid off 3 credit cards, should I just outright cancel all 3 of them? |
| I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is ... |
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lisa r | Do unpaid medical bills affect my fica score? |
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CactusFlower
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Yes, if the bills have been turned over to Collections, that will appear on your credit report and can affect your FICO score. However if you pay them, they won't affect you either way.. sadly.
FOLKS.. the term is FICO .. not FICA. FICA is the social security/medicare tax that comes out of your paychecks :-) |
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?
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yes they could affect your credit report and give you poor credit in the future. |
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LZB217
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Anything that is unpaid can be turned over to a collection agency, who will then harrass you until you pay... if you don't pay then they will turn it over to a credit bureau and it will go against your credit score... or they can turn you into the police or take you to small claims court... it can be very messy if you don't pay someone for your bills. You will be better if you just pay now than to be taken to the cleaners and pay 50 times more what you owed. Plus it just doesn't look good.
I hope you can resolve your issue soon! |
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elk312
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If they assign them to a collection agency, yes, that gets reported. |
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Lianne
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Only if they are reported on your credit report. I have medical bills I never paid from years ago that never came up on my credit report. |
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Brooke
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They are on your credit report if they are unpaid and you haven't made arrangements.
Basically, once the bills reach collections, they do negatively affect you. |
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joecseko
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It depends on whether or not the creditor or collection agency has reported it or not.If you've been denied credit recently most states allow you to order a free copy of your credit report from all three major bureaus Experian,Equifax and Trans Union.You can see there if it has been reported.If it has you can either get contact information for the crditor or simply dispute.If the creditor does not confirm the debt it will be removed.You can also go to freecreditreport.com and see your Experian report free for 30 days.But If you don't want to pay for the service you must cancel before the 30 days is up. |
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M V
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Yes, they do affect your fica score. First the hospital or doctor will try to collect. Try to make payment agreement with them to avoid it going to collections. Once it's in collections it will go on your report. |
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Big Bear
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Yes, they are reported on your credit reports. |
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Kelli
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No, it should not. I do know that it is not a factor when getting financing on a home. It is the only debt that is excused. |
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Krinta
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Yes and no, as most lenders will look mainly at home loans and credit cards. If you have a lot of medicals bills I am sure it would but just a few would not affect your score that much. |
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yums
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read more tips on credit and credit scores on this site |
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david w
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that is hard |
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