 Will it help my credit? |
| i just bought my girlfriend a diamond ring at a value of about $1500 but i'm payin 4 it in payments and i bought it at "Kay" not some shop on the street.... |
|
 Can i get credit card???? |
| can i get a credit card when i am unemployed??????????... |
|
 No credit? |
| i am 19 and have never had a credit card...just tons of debit cards. what credit card can i actually get to start off with?? i would like to build some credit while i am away at college.... |
|
 Credit Card cancellation? |
| Okay, I am thinking of cancel two of my credit cards, which i've already paid off. My question is, will it damage or cause my current score go lower? **I barely use that 2 credit cards**... |
|
 If I paid my credit card off early, can I charge something on it's due date and be okay? |
Or will it be listed on the previous months (Jan.) balance? My due date is tomorrow but I have paid it off but want to buy something on sale tomorrow..it's the last day.
Thanks!... |
|
 Why are these debts still on my credit report after 7 years? |
| I recently visited freecreditreport.com and got my credit score. When I was 18 years old, I got three credit cards in the mail. I had no job since I was going to college full time and used the $2200 ... |
|
 Can I sue a friend for not paying a credit card that I opened for her in my name? |
| In '05 I opened a credit card for my ex-manager. I was told by her that she paid it off. It never crossed my mind about the credit card until a couple of months ago i received a letter from the ... |
|
 How much will my credit card limits go up? |
| these banks are giving me little credit card offers, like $2,000. how much do you think these starting limits will increase once i start making payments for 6 months? i need a bigger credit line.... |
|
 Stupid Target return policy!? |
| I bought a vaccume at Target back in December and paid for it cash. I paid for it cash, but I dont have the receipt. I am aware of their stupid policy. No receipt no return, unless it was paid for by ... |
|
 What is the best way for clients to pay me on ebay? |
| I know paypal is the best way but it is not supported by my country (malta). i can pay via paypal but I can't receive money. I need to receive amounts less than £2 so i can't afford to pay ... |
|
 If you enter a fake credit card number on a site? |
| One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?... |
|
 Which Visa card is the best? |
| Platinum visa card ...citibank Visa...... |
|
| Can you use a credit card for ebay? |
| do you have use a paypal on ebay or can you pay with credit ... |
|
 I gave my bank account details to the jobcentre on monday? |
| do u think my money will be in my bank account today as i get paid today i really need to know coz i might have to pick it ... |
|
 How to start my credit history? |
| I have tried applying for credit cards but they won't except me because I don't have any credit what so ever. I want to start my credit, how can I do this when no credit card company wants ... |
|
 Building credit wih credit cards...? |
| How long do you need to leave the balance on the card in order to build credit? For instance if I use it today, can I pay it off tomorrow and still build credit or exactly how does that work?... |
|
|  |
yep yep yep | Do you believe it ok to file bankrupcy? |
im 14 and i have to do a project for skewl and i need to get people feedback |
 |
 
heybulldog
 |
Bankruptcy is for life!
true it goes off of your credit report after 7 or 10 yrs depending on which type of bankruptcy you file. But, loan applications and many job applications ask it you have ever filed bankruptcy.Ever. If you lie to get a loan because your bankruptcy is very old, technically you have committed criminal fraud. |
|
idancewithchickens
 |
I personally do not believe in bankruptcy ... I think it is the worst way out of any situation....
I think that people should slowly get out of debt on their own by cutting back costs like cable ...... and spending...... there is always ways to cut back... and its just a matter of making more then it costs you to live... (so if you have credit cards, loans and it costs you 1000 dollars a month to maintain, you should make at least 1800 a month).... |
|
batwanda
|
First off, the word is school. I only mention this because adults who file bankruptcy often can't spell school.
Second, I think it is fine if it is a medical bankruptcy. Our country allows a medical problem to wipe you out. That isn't right.
I disagree with filing bankruptcy if it is, wow, i bought lots of stuff and mismanaged my money....Calgon, make it all go away.
Adulthood by its' very nature means, responsibility. |
|
yesyes251
|
I think it's ok to file if you're really bankrupt, not because you want a way out of paying a debt that you can afford. |
|
JAN
|
I personally think it is a cheats way to get off without paying for a debt they made. |
|
Robert R
 |
of course its ok.who can rightfully sit on a soap box and say its not?people who file arent "getting away" with anything.it doesnt absolve you of all debt.you cant file bankruptcy on personal debt,like if someone lent you money they can still sue.but like credit cards,yes.and even then,the court will order you to make payments up to two years,so its not like you just walk away debt free.theres other ramifications,like destroying your credit rating for 7 years.people can get into debt many ways,its not always from irresponsible spending.it can financialy devastate a family.i can honestly say i have never filed it and see no immediate need,but i wont sit back like a fool and preach its not ok. |
|
Clix
 |
I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you. |
|
melnseanreecer
|
Yes, if you are in financial ruin due to unforseen circumstances. No, if you are just trying to get out of your responsibilities of paying your bills. |
|
june e
|
NO NO NO.....I hope this info help you in your project
How to Avoid Bankruptcy Explained: With the rising consumerism, aggressive advertising campaigns and increasing incomes, people are living well beyond their means. As a result, they are burdened with heavy debts. If they are unable to repay the dues, they have to file bankruptcy. Bankruptcy is the last resort when you are reeling under financial problems.... |
|
RealtorMelissa
|
No. I don't believe it's ok to file bankrupcy unless you have no other options but to do so |
|
hightechchic
 |
I think there are a few, precious few, legitimate reasons to claim bankruptcy.
I'm a stickler for personal responsibility. And I speak from personal experience. In 2001, following 9/11, I lost all of my contracts and spent most of the next three years trying to live on less than 1/10th of my former income. (I don't know too many people who can come through that unscathed.)
Nonetheless, I did NOT claim bankruptcy. I didn't even claim unemployment, nor did I pursue any of the other "benefits" that so many people told me I should. Because I feel strongly that we are all responsible for our own choices.
So, even now, I'm still paying off the $28,000 in debt I managed to accumulate during those three years. And I'm paying it off in full; I didn't take any of the settlement offers.
In the end, I think you have to live what you believe. I can't profess to believe in personal responsibility and go looking for absolution at the first sign of trouble. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 31 minutes(s) ago
| | | |
11 | 48 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
3 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| | | |
11 | 4 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
