 BANK OF AMERICA check? |
my aunt in another state sent me a check in the mail for 1000 well....
i dont have a bank account and dont wanna start one quite yet, is there any other way to cash it?
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 Has anyone tried freecreditreport.com? |
| Just wondering if they are legit or if they will steal my personal info or sell it.... |
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 ARE there any real online lenders out there that give loans to people with poor credit? |
| Jeff Norerts? does anyone have anything on him? I got scammed once and i wont again but I need a loan immediately my life depends on it. If anyone can help me please do. If any of you scammers write ... |
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 Credit disputes question? |
I know this sound's bad, but can you dispute acounts on your credit if it's realy your bill, and if so what is the best way to do so?
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THIS IS TO THE ONE WHO&#... |
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| What credit card should I get? I just turned 18 & I'm in high school, but want to get some credit history... |
| I'm not sure what credit card I should get. I want to get some rewards like rebates on gas, but since I've never had a credit card before I would probably not get accepted (or not?). Does ... |
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 Credit cards? |
| anybody know any websites where i could apply for a credit card with a poor credit rating?... |
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 $1600 Credit Card Debt.... help please? |
Alright, so I've been bad with my credit since the beginning of my last relationship. Brainfart.
Anyways, so my credit is fairly bad and I really want to get myself out of debt but ... |
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 Getting paid? |
| If our company gets paid on the 15th and last of the month. When those days fall on a weekend we get paid that friday....so if new years eve is a holiday and falls on a monday do i get paid on the 28... |
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 If i leave the country with debts can i still be chased abroad. can i leave debts here and start fresh.? |
| I was left with debts when my business failed two years ago. my ex buisiness partner hasn't paid any of the debts but we're jointly and severably liable. I have the opportunity to leave ... |
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 I never had a credit card.? |
| I never had a credit card but I need to get one for emergency use only. Every time I apply for one I am denied. I dont think I have any credit history. Can someone tell me what site will approve me ... |
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 What credit card is the best for a first time credit card? |
| I'm am going to be applying for my first credit card. I will be working for a family member and I will be shipping stuff via fedex. I can use my bank card but I want to start building credit, ... |
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 Bankrupt! Need a debit card!? |
| I know a friend who was declared bankrupt 5 months ago, and he would really like a debit card for shopping online etc. Do u know of any banks that would issue one?? P.s not concerned about overdraft ... |
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 Why does PayPal require a Social Security # to receive more then $500 a month? |
| I love paypal for it's convieniance but why is it that they require a SS # to get your money out if it's more then $500 a month?... |
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 Why do credit card companies give out rewards? |
Is it because more people are likely to get into debt, or because those companies want to dominate financial transactions?
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Please, look at this from the perspective of ... |
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 Is it bad too have a lot of credit cards? |
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I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of ... |
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 How to get creditors off your back? |
Do I need to call them all and set up a payment plan?
Ignore them until I have enough to pay them one at a time?
Yell them out until they give up on me?
I just dont know how to ... |
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gadgtcrzy | Do you have to be 18 to acquire a credit card? |
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this is argument between me and a co-worker
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creditknowitall
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No, you do not have to be 18 years old to have a credit card. Myself, I had my first card at 16. What is required is a sponsor, or co-applicant, usually a parent or legal guardian. The parent/guardian/co-applicant must provide their social security information as well as employment, income, and other details. The account would not be listed on the minors credit report, even though they would have a credit card with their name on it. The account is actually in the name of the guardian and the minor is merely an authorized user. Only when the person is of legal age may they apply to reinstate the account as the primary cardholder. At that time their request would only be granted if they personally had sufficient credit. Currently some credit card companies, such as Capital One, are phasing out their co-signor programs. However, anyone with a credit card account in their name can add an authorized user at anytime. I have known instances in which children as young as 10 have had a credit card. I know that seems ridiculous, but true. There are probably children even younger with cards...say for example Madonna's children. But anyway the answer to your question is no you do not have to be 18 to get a credit card as an authorized user. However to be the primary cardholder on the account, the applicant must be 18 years of age, or in some instances a legal adult- such as an emancipated minor. Hope that helps! |
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Landlord
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Your parents can open one up with your name on it. I had one at 16, just in case I needed money. Although I always bought gas with it I never used it for other purchases. |
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Roger N
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No. You can be older. ;) |
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bikernoj
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Yes. Only legal adults can posess a credit card. |
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One Sexy Jeep Girl
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Legally yes you do unless you are emancipated. |
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jdryan123
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no but you would be crazy to not have some type of job history established. because those crazy credit card companies will charge you an arm and a limb in interest and annual fees. be patient i was and so i got a credit card with no fees and no interest when i was 19 and bought a house with no cosigner when i was 20. |
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terry
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Why are teenagers so anxious to acquire a credit card? A report in the newpaper said that most young people get themselves into debt through overusing a credit card.Not sure but 18 is probably legal. Check with the banks. |
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NONAME
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yes, but your parents can add u as an authorized user before then. This means you have a card but are not legally responsible for the debt - your parents are. |
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dimitris x
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i believe you have to be adult in order to acquire a credit card.you also have to take in mind the requirements in order to be able to get a credit card.Furthermore an adult,as it stated by the law could take into consideration the dangers that are ambush |
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logan
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Yes you can not enter into a legal and binding contract until you are 18. |
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haroutik88
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your all wrong. you can have someone cosign their credit for you so you can get a credit card |
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