I have been Traced by debt collector? |
| I applied for a £5000 loan over the internet thro Eggs and it got proved So I decided to go traveling & when i got back i was not able to pay it, so I moved address's, & I kept runing ... |
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Should I get a credit card? |
| I turned 18 in August, and I have no money, except for the money my parents give me, and Im a senior in HS, I really want a credit card so I can buy things, and I'll pay it off when I get a job. ... |
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When im older, do i really need to have a credit card? |
| ive heard many more bad things than good about them. im hoping i dont need one EVER.... |
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Credit card debt, and how to get out of it?!?!? |
| I have credit cards and all of them are over my limit...How can I help to lower my debt, but not have it effect my credit any worse, than what my credit already is?!?!?... |
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Should I pay off a debt from 1998 that does not show on my credit report?.? |
| The loan was for an auto repo. A debt collection agency contacted me and said they would settle for 25% of the loan amount, which is a great deal. If I do not pay the amount could it affect my credit ... |
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Is it acceptable to be in debt if you are responsible about it? |
Like thousands of other students across the UK, I have an interest free overdraft (which I seem to be in all the time) and I also have 2 credit cards.
My credit rating seems to be good, ... |
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Need to get credit score up fast for a car loan...? |
| Will taking out Payday advances and paying them back right away build my credit score up quickly? I know I will pay some fees that way but I can't think of another way. My credit score is too ... |
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Which bank has the best credit card? |
list your banks and % rates
do they ALL rob us blind?
how many offers do you get in the mail (per month)?... |
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Do you have to sign the back of your credit card? |
| Personally, I think it's a risk of someone stole your credit card and forge your signature. What do you think?... |
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What many credit cards should i have? |
Hello,
I make around 40k per year, i currently have a visa card with $11,500 limit (i owe around $4,500 on this card), i just got a AMEX blue card the other day.
How many cards can i ... |
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Best way to increase your credit score? |
| What is the best way to help increase your credit score? Especially if you have a foreclosure on it?... |
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How do i improve my credit score? |
| i have a default notice on my credit score and it is seriously affecting the credit available to me. It is not a big credit default and was due to a mistake on the part of the company. They don'... |
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What do I do if I recieve a Collections notice from more than 10 years ago? |
| My credit history shows no account with the company they claim that I had an account with.... |
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I need serious advice people! I need to get my life together!? |
| I am 19 yr. old female who turning 20 in a couple of weeks. I have a really bad past. I used to drink alot, smoked all the time spend my money recklessly whatever it was I did it. When I was 18 I got ... |
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Is it true that bad ratings come off your credit report after 7 years? |
| From what date are the 7 years calculated? Once the time has passed will they automatically be taken off or will i have to something to make sure they will come off. What if they are charged off ... |
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I am 23 years old and I have bad credit how would I go about getting good credit? |
| I have acct. charged off on my report from credit cards when I was younger-Should I try to contact the card companys to make payment arrangements or what should I do?... |
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kimberly h | Do you have to have a bank account to get a credit card? |
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echo
 |
The answer is both yes and no.
Some credit card companies require it.
Some don't care if you have a bank account or if you have your money buried in the back yard.
If they don't ask when you apply, then they don't require it. |
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Harvy S
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It depends on the credit card company. This one does not require a bank account. it doesn't even check your credit history. You are guaranteed acceptance. Check it out.
http://creditoffernow.com/imaginecard |
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Ricknows
|
no |
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J Plane
 |
nope. |
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Joy_Brigade
 |
If you just want a credit card to say purchase something on eBay, you can buy prepaid credit cards, guess that'd make them debit cards. Banks often sell em. They're about like cash. |
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Fleur de Lis
 |
Yes |
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Red Annie
 |
don't know. But you probably need a checking account to pay your bill |
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john d
 |
no |
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Alterfemego
 |
It shouldn't matter, but it would make your history appear better. A savings account would be fine. You can open most of them with a small amount of money. |
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sashlou
 |
no, just need to have good credit! |
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Jason
|
If you don't have a bank account, how are you planning on paying your bill each month? |
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peacfulwar
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No of course not. Just 25.00 bucks to open one. |
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Just me(a nice guy)
 |
no just good credit |
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mickey
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I don't think you have to have a bank acct to get a credit card |
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limbo from zanzibar
 |
yes |
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brian12921
 |
thats usualy the case |
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Robin A.
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Typically, you need some form of a bank account or another credit card so that your credit worthiness can be evaluated. |
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♪♫jessy♫♪
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yeap |
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