 Credit cards for kids? |
| is there a credit card where my kid can use it but i pay it off?... |
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 I (minor) just bought a visa debit card, and my mom won't let me activate it.? |
| I'm 15, and I just bought a visa debit/prepaid card from HEB/netspend.com, and was told that in order to activate it, I was told that I needed to fax them my mom's social security card, my ... |
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 What is considered a Good credit score.? |
| i just receive my score one is 660, 690,689. so am ??? in terms of what is a really good score.... |
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 I have had a letter from a debt coll. agency. The debt is from 1997, am I still legally bound to pay? |
| This is relevant to law in England & Wales - I have heard that after 6 years, the debt is 'statute barred' ie expired, and although this debt agency has threatend me with court, would ... |
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 Do you think it's right that an employer makes his whole hiring process based on your credit.? |
Additional Details
Ok, what if the person has fell on hard times and bills got backed up judgements fell on them and no one would hire them because of such. You try to better yourself ... |
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 New capital one credit card? |
| ok i just got approved for my first credit card a capital one it should be here in 10 days im very good with paying my bills so that not a problem it said that i'll have a 0% intro APR untill 4 ... |
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 What are the chances of being approved for a mortgage if I can put 50% down? |
Small home worth 35k, selling for 25k (by my uncle). Continuous work in the same field for appx 1 year, and credit score 620ish.
*Fiance wants to liquidate and invest his mutual fund in ... |
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 Read the question please, no dumb answers. Would there be a problem paying more than the statement balance? |
| On a credit card to cover purchases bought after the statement? Say I have a $100 bill and I bought $100 more of stuff after the statement was mailed. So the statement is 100 and the online amount ... |
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 How long does it take for a check to appear in your bank account? |
I recently placed a paycheck into my checkings account at commerce bank, along with a 100 in cash.
So far it only shows the 100 in cash that I placed and not the paycheck. I placed ... |
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 I have NO credit how can i start to build credit? |
| I have no credit I have tried to apply for small loans or credit and gas cards just so I can start some where but I dont get approved because I have no credit history! Where Can I start!!!... |
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 Someone stole my credit card and charged almost $200 last week...I know who did it, what are my options?!?!?!? |
| I'm really pissed off. I know who they are and where they live. I want to know what are my options... Like can I sue them or press charged with the police...etc... This was really mean and ... |
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 Collection agencys? |
| do you think collection agencys are allowed to call you at work and demand payment over the phone?... |
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 Paid online surveys? |
ok well i'm thinking about starting to do paid online surveys. are there any legit payed surveys out there. would you please list them.
also if you have ever tried anything like this ... |
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 Should I purchase a Home now or wait and approve my credit score? |
| I applied for a home loan and was approved, but was given a rate of 10% that I know is very high. My credit score was a 600. Should I clear out some things in my credit and boost my score and try ... |
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 Cheapest no fee credit card? |
| i owe £4000 i want to transfer my cards to interest free card but they all ask for a2% fee is there any cards out there thet dont charge a fee cheers ... |
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 If you have a credit card, and haven't used it in a year should you close the account, or keep it open? |
| I was wondering about this question because alot of people said that you should close an account if you are not using it, or at least close the credit accounts that have annual fees. Also other ... |
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Elaine R | Do you have to pay the credit card debt of a recently deceased spouse in Illinois if it's in their name only? |
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 |
 
lexton
 |
No. Illinois is not a community property state. The only liability would be to the estate.
In theory, your husband's estate is liable for his debts. In practice, most people die without enough assets to have an estate.
If there's an estate, then the credit card company and any other debtor would have to be notified of your husband's death as part of a process called probate. Probate is a legal process for making sure a will is valid and distributing the deceased person's assets to creditors and heirs. Through probate, the deceased persons debts are paid off and anything left is passed on to the heirs.
For most people, though, there is no probate, because the assets they leave behind are exempt from the estate process. For example, the primary residence, if in both names in Illinois, any life insurance that has you as the direct beneficiary, these things usually pass free and clear to the surviving spouse and can't be claimed by some credit card company.
So if your husband had a lot of assets, your best bet is to get a good attorney. Either way, you should let the credit card company know he's dead. In the meantime, don't make any payments to them and don't use cards that were in his name. |
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Hat-A-Tat-Tat!!
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it will come out of their estate & if you are next of kin..then yes. i would pay it and close the card..you'll only accrue interest. |
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Carlos Cruz
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It is important that you send a copy of the death certificate to the creditor as soon as possible. In your letter explain that this card was the spouses responsibility and that you did not agree 'by signature' to be responsible for the spouses account.
Make certain that you send this letter certified mail return receipt requested.
Make sure you keep a file of all communications. |
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belezaescura
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Sorry to hear about her death but unfortunityly when you marry you are as ONE so yes! For instance if you had kids but didnt want to pay the child support or didnt have a job or EVEN if you died with out paying the child support, it would be left to your wife to pay. This has happend in East St. Louis....You might be able to get some assistance but the IRS will come after you eventually |
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trojan
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The estate will have to pay the debt off. |
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Captain Flatulence
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Don't know if its based on state or federal statutes but if the credit card was obtained during the marriage, the spouse may be held liable. If it was an old card, obtained before the marriage, the spouse is off the hook. |
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katybanna10
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WOW |
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LONG-JOHN
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the 'estate" is /becomes 'responsible". |
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slipperypickle
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It doesn't matter if its on their name only. Like they say when you get married "their money is your money" likewise "their debt is your debt". Unless the debt was incurred before marriage! |
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XXkarlaXX
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In UK no |
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Angie A
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yes |
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Greenie
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Nope, not directly anyway. The credit card company may make a claim against the estate if the will is probated. But a person whose name is not on the account cannot be held responsible for the debt, regardless of their relationship to the deceased debtor. |
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SMEAC
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No,and dont belive what the collection agency tells you. |
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Just_gone
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No. Death cancels debts. |
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