I'm 21 and have never wanted to get a credit card, now I realize it's important for aquiring a good credit score. What is a good card for a first time user?...
can a debt collector find you with only your name, email and old address? Additional Details they have no other information on me. they dont have my phone number, ssn, none of my credit ...
Here's the story.. I had 5 credit cards that I have been paying off.There was one big one for 7000.00. I tried to work out a payment plan and the collection agency would not work with me. Now I ...
If you are paying on time, keeping credit card balances low, and not incurring any new debt? How long does it take these responsible actions to actually start causing an improvement and increase in ...
I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ...
Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me ...
I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me ...
There is no legal way to remove a bankruptcy from your credit report. If you pay money for this service, you are being ripped off.
SlimMick
Don't waste your money....only the passing of time will erase the BK filing from your credit files. It will come off in 10 years as that's the max. amount allowed under the Fair Credit Reporting Act.
These scam outfits that promise to remove BK filings & foreclosures are all the same...once they get your money...their phone lines (prepaid cell) are disconnected and you'll never hear from them again
Maggie G
Do you mean from your credit report?
Bankruptcies stay on your report for 10 years.
Any one who claims to be able to erase this from your credit roport is only out to get your money.
dec458
That's a load of crap and they are probably in Nigeria to steal your money. You cannot erase a bankruptcy or fix your credit record by paying somebody. If you want to burn some money, I'll take it.
zorak
NO....Dont buy into that. The only thing that can erase bankruptcy from your credit report is time and also paying your bills steadily.
The only thing that will happen with these people who say they can do it for 200 bucks is you will be out 200 more dollars and they will be ahead 200 dollars. No offense, but scams like that are what cause people to get into financial trouble and have to file bankruptcy.
Nebraska Born and Raised
Nobody gets off that easy :-p
bud68
Can't be done. Bankruptcies are court records. You'll be scammed.
Michael
In addition to that sounding illegal...like credit fraud or something..it sounds somewhat shady.. like you might get ripped off! Be careful if you do decide to go this route
ibu guru
No one can "erase" a bankruptcy from your records. The credit reporting bureaus will report it for 10 years. However, bankruptcy is a public record and that will outlive you, your children, and grandchildren.
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