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 How do I get my credit score up?
I had a pretty good credit score at about 755, I then applied for a couple credit cards and it went down quite a bit. I want to get my score back up to where it used to so how is that possible?...


 What happens if i dont pay my credit card, i cant afford, int is too high?
...


 I need $6,000 in 2 days. I have bad credit. Got any suggestions? HELP!?
My friend helped me to buy a car, and I was told by a credit union, that I could get a lean on it, so then I couldn't have paid my friend right back. Well, after my friend loaned me the money, ...


 I went to a nightclub last night and went to withdraw £20 and it gave me £40 out the cash machine?
i then put my card back in and asked for £200 and it didnt let me down it paid out £400, plus the receipt only said £200. now i have heard from a friend that banks can try and claim the money back ...


 Help ive no money to phone home.?
...


 How Can I Take Out A Loan If I Have Bad Credit Scoring???
...


 Why do people use credit cards?
i need 3 reasons P...


 Hey, what are your legal obligations to pay back debt that is over 10 years old and has been sold off.....?
to a collection agency, its not that much, and I was young and forgot about the whole thing. Now I have these vultures calling me at all hours and making me crazy they are rude so Im rude back- ...


 Is it legal for stores to refuse my credit/debit if I do not have my id?
My credit card is signed with my name and DOES NOT say See I.D. on the back.
Additional Details
I am NOT asking what you think....Or if you think it is right or not... but the proper ...


 I'm in college, 21 and I was extremely stupid and now I have 6, 531 in credit card debt!?
I don't want to tell my parents and I am trying to figure out the best way to pay off this debt. Should I close the account? Will that hurt my credit score even more? What does my credit score ...


 I have bad credit and I need a personal loan for my education?
I need a private loan .. Give me some ideas if you have any .....


 I have received a visa card but no pin number yet.can i still use the card in a visa outlet ?
i have received a visa card but the pin number has not arrived yet.can i still use the card in a chip and pin outlet with just my signature and some i.d?...


 What is credit card,debit card?whats the difference between them?
...


 I wanna cancel one of my credit cards...?
is that true that it could affect my credit history? Is cancelling generally bad idea?...


 My Credit is Really Bad and I owe 50,000 in Student Loans!!?
If I start paying for my student loans will that improve my credit?
My credit score is around 512 for past mistakes--what can I do to get out of this hole? SHould I leave the country and ...


 My husband and I lost our jobs about the same time, we couldn't pay a lot of bills, can credit card comp do an
Can credit card companys do anything like take our home or vehicles, etc. we have our home paid for, and our cars, and we have one debit card we keep up, but just started working again and can not ...


 I have an aunt with a lot of credit cards?
I'm going to ask her to put me on them to improve my credit score. How does this work?...


 I owe 26 grand on credit cards,should i do a moonnight flit?
...


 Getting a credit card without any credit?
My husband and I are just starting out and we are trying to build up credit. (i know...not the economy to do it in...) are there any companies that specialize in this?? We have absolutely no credit......


 Could someone lend me 1600$?
i want to start internet bussines and its impossible to take a credit in a bank in belarus. so i asked the world for the help. i do belive that there is more good people then the other ones. thank ...



D
Do you know anyone who has went bankrupt?

Additional Details
I was really just wondering because yesterday I was chatting to two people who went bankrupt in the last year and I know a third person who went bankrupt a few years ago.
                     
 




Quizard
Not personally but I have heard of a few.


BRAINS
Rating
Yes I do and his life is an absolute nightmare as he is now unable to get any form of Credit. The fact is once you have been made bankrupt, nobody will touch you. He tried to buy a car and was told by several companies that his only OPTION would be to save up the full amount of the purchase price and then come back.

Even if he had the money to buy a car, the car insurance companies would not give him credit, so once again he would have to have enough money to pay a whole years insurance premium which these days can be very expensive and which most of us pay over the twelve months.

Direct Debits are no longer an option for him as he is only allowed to operate a SAVINGS account with a 'Cash card' so no more paying for things in shops with cards, he has to take the cash with him. I could go on and on, you get the picture !.

Whilst making yourself bankrupt will clear the decks, you will be at a permanent financial disability for the rest of your life. He wishes now that he had found some way of coming to an arrangement were he could have paid the debts off over a long period of time.

I do hope your question is not prompted by you being in this predicament.


slingshot
Rating
yep my accountant , we now share the same park bench


Goatmilker
yes


alatoruk
yes, me

so your real question is..........................


DAVID M
yes a number of people


Catherine
Rating
Yes, my dad's companies went bankrupt in 2002 and there were over 400 million dollars of lost money. He has started up a new company to try to pay for all the lost money -- even after 6 years the damage is still not fixed.


Elle
yes i do. not the best of times.


beauty_addict_x
Rating
nope


Guess Who
Rating
Yes.


Paul D
yes a 21 year old mate of mine caused a big car crash had no insurance.his Misses Had a baby on the way to. there getting by. just no luxuries


ausblue
Rating
now we do, once we didnt oops lol wrong question hahahahahah .............the answer is no!!!!!


dandanxr2
Rating
yes


PopPopPoppedyPop
My grandparents. They used to be farmers but they were majorly in debt and theyre going throught the motions now of fiding somewhere to live... it's terrible.


Daniel Schildt
Rating
Yes I know some of them. It's very difficult situation but most important thing is not to lose hope since there is still life after even that kind of problems. It's quite rough to learn stuff that way but sometimes things end up wrong way. Just have to keep working on something another after it so not to give up.


sharriaries
Yes. Thanks for the easy question.


~alexp~
Yes and it was the best thing to do for that person at the time


Bart M
Yes, actually two. They're deadbeats


oddball
my ex wife did a few years ago, the money owed was not her fault, it was her boyfriends ex's doing.........she had most of the debt cancelled,,,,,,,,,,,,,,,,,,,,,,,,,,,


BR4
No.


sailor
Rating
Yes, I also know a grammar teacher


Meat Loaf fan
Rating
Yes Barings Bank.


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