 Is having £1000 on a credit card considered as being in debt? |
| Even if I am paying atleast £50 a month to clear it and its interest free for a year.... |
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 Question about a call from a bill collector, saying he is going to get me thrown is jail? |
| This guy is a freakin piece of sh't. Calls me up everyday and tells me to pay my discover card bill from 2000. the balance is now 6k and i have to make payment arangements right now. I ... |
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 I just turned 18, and want to get a credit card to establish credit.? |
| My bank turned me down because I am still in high school, and all the other places turned me down because I have built no credit. I just applied onling at Mastercard, and will find out soon, but I ... |
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 I am confused by free annual credit report? |
| You know how you get those free annual credit score reports by the 3 credit companies...well let's say you checked it today on March 27th, so anything added after March 27th to your credit ... |
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 How do I sign my mother's credit card? |
| I'm using my mother's credit card for something. Should I sign my name? Or just try to sign her signature?... |
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 What happens when you don't pay credit card payments? |
At my previous address I had a credit card which I maxed out. Times were quite hard (I was living alone as a student) and I was only 18.
I moved house over two years ago now and have ... |
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 The amount deducted twice for a single transcation after shoping with my debit card, what shoud i do now? |
| I just shopped from Moore super marker with my debit card. There was some signal problem with the swiping machine and my card was swiped more than once, after a few attempts I got my slip and signed ... |
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 When a bankruptsy goes bad? |
when it gets dismissed what happens there after? Please response if you ever had it happen to you ...and what is put on your credit report?
Additional Details
i'm in ... |
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 How do I respond in a letter to the lawyers on the discovery, that they sent me, on my credit card debt? |
| I have a civil lawsuit against me on credit card debt. I've ask them to provide proof on debt. (Compel Discovery). They sent several copies on statements from my old credit card. Now they want ... |
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 Which Credit Cards to Close? |
| I'm working on downsizing my debt, and I've done well in my opinion over the last 8 months or so. Several of my credit cards (I know I shouldn't even have this many open) have zero ... |
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 Credit collector is threatening me a law suit, what do i have to do? |
| after I graudated, I could not find a job for months and could not pay the credit card debt, which was 9800(includig late payment and interest). It was handed over the collector, they offered me to ... |
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 Is bankruptcy right for me? |
I am really considering bankruptcy but since it is a major decision, I would really appreciate some feedback from people. Heres my situation:
1. I am 22 years old (23 in 10 days, 33 years ... |
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 Debt collector refuses to send me a receipt.? |
| I recently paid a debt in full but the debt collector says that they will not fax a receipt to me. They say the only way is for a bank or someone looking into my credit to fax them a inquary request ... |
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 Is it a good idea to pay off credit card debt by taking a withdraw from a 401k account? |
| Recently divorced, had to use credit card to buy furniture, household items, etc. I bought a house, but had to use the equity to purchase a new furnace this past winter and replace the windows. I ... |
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| I no longer use a credit card. Do I call to cancel it or do I decline calling to activate NEW replacement? |
| The replacement was sent to me because the former card expired. I have not charged anything to this card in years.... |
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 Question about BofA check card...? |
i just got my Bank of America Check Card in the mail yesterday... it has the option of both credit and debit on it... but with it, i did not recieve a PIN number.
do you even need the PIN ... |
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Yjen | Do you know of credit card companies that would issue credit cards to people with bad credit? |
I travel a lot internationally and credit card has always been a must. Need your help, please! |
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SPIFIMAN1
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Try Capital One, H.S.B.C., First Premier and Orchard bank. |
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Al B
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Usually a card company will not issue a card to someone with bad credit unless you can get someone to co-sign with you. If you have the money in the bank, get a debit card instead which will work as well as a credit card without paying ridiculous amounts of interest and if you keep enough in the bank you may even make money instead on the interest they pay on the money you have in the bank each month. |
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aleish
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Here's the list of lenders/banks that gives credit cards to people even with bad credit.
http://www.badcreditresources.com/bad-credit-credit-cards.html |
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rubberduckie20013
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Your best bet is a secured credit card through a well known bank. With a secured card you pay money (usually in increments of hundreds) and if you use that card, pay it back (on time) and so on and so forth you will get your money back and start to establish good credit. |
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Michelle J
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You can get cards, but the limits are going to be low and the interest rate is going to be high, plus many of them make you pay fees. Try this website. http://www.creditcards.com/bad-credit.php?a_aid=1017&a_cid=1045 |
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scottclear
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You can start by purchasing a "cash" credit card. In other words, you deposit a certain amount of money with the CC company, and they issue a card with that limit on it. If you find the right co., you can deposit new money when the amount gets low, thereby raising the limit.
You can also go to your local bank & get a debit card. |
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Pete
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If you're trying to fix your credit then it's going to be really difficult to get a credit card. Maybe a credit card isn't a good idea right now? Most credit card companies figure that if you can't pay off your other bills, why issue you a credit card if you're not going to pay?
That's one of the reasons the banks who gve mortgages to people with bad credit are going down right now. Yahoo! news reported that CITI Bank's CEO stepped down because the company was losing money from people who hadn't been paying their mortgages. So why would a bank want to give you a credit card if you're not going to pay? They definitely don't want to lose money.
But I'm sure there are some of those credit cards which you can buy at a store or get at a loan place. I think my dad had one from ACE but they charged him like $2.00 per transaction. |
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CactusFlower
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It depends on how bad your credit is... Capital One & HSBC/Orchard bank offer high risk cards; many banks offer SECURED Visa/MC - where you back the card with real money; if your credit is really in the toilet.. try First Premier. |
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stef
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All of them!!! Credit card companies want to issue credit cards to ppl with bad credit, since pp; with bad credit make them money!!!Are credit cards the reason for your bad credit? If so, consider how much you actually need one. Then go to daveramsey.com He's the most trusted man in finance in the states, he gives great advice for cleaning up your credit and staying out of debt |
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