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 How can i get rid of my credit card and student loan debts?
...


 I have a poor credit rating, keep getting turned down when applying for a credit card
does anyone know of any credit card company i could try!!...


 Ok....I am in need of a personal loan but there is a lof of cons. Is rosemary_loan_agency a legit company?
I need a personal loan of $2,500 - $5,000 but so far all I have heard from are scammers. How do I know if they are legit. Has anyone heard about rosemary_loan_agency? They are out of Africa and ...


 Time limit to start CCJ claim?
A business owes me about 5,000GBP and has been slow to pay. They promise to pay, but are just taking a long time.

What is the time limit to START a CCJ claim? 6 months, 12 months? from ...


 How do i tell a credit card company i no longer want there card?
i want to pay off what i owe but the interest is crippling us at the moment & i dont have the money to keep up with it?
...


 Credit Card Debt--Have no money, no job for one year and creditors are threatening to sue, any suggestions?
I owe 10-15,000 in credit card debt. I used to pay at least the minimum payment on time everytime since 2004, yet I stopped in October 2007 because I left my restaurant job and have been unemployed ...


 Need advice on debt!!!!!!!!!?
I went through a divorce last month, and I am now 12,000 dollars in debt. I could only get 50 dollars a month from my ex which isn't much. I have 4 major bills and the highest bill is 5900 ...


 I just discovered that Chase increased my credit limit and lowered my interest rate.How come?
Every analyst says credit card companies will cutting credit and raise rates. But I am surprised mine was my limit was raised and interest was cut. Should I reject the extra money?...


 Car loan? We signed a contract the night we bought the car at 18% & the next day they called my husband in to
drop off his pay stubs & had him sign a new contract at 24.99%. They said it was because of his credit, but they did a credit check the night we bought the car. Why didn't they see it that ...


 How much cash do you carry in ya wallet or purse.?
...


 Who the hell is credit smart?!!!!!!!?
i am getting so ****** pissed off. im am trying to get a credit report. i been on the computer for hours trying to get one. i have credit!!!!! my mom screwed it over when i was younger. i just ...


 Debit or credit?
I know what a debit card is. I know what a credit card is. I do not have a credit card but I have a debit card but they still ask credit or debit? Is there really a difference? Tell me if this is ...


 Can i get a credit card even though i have bad credit and does any one no where i can get one from?
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 I have no credit and got a credit card to build my credit and I am being responsible with it but?
Is it bad or good for me to have 2 credit cards, i just use a little at a time and pay it off before its due, my cards are credit one bank and the other i applied for is capital one and its coming in ...


 What do you do when your postman delivers your credit card mail next door ?
and your neighbour sends child round with letter which you know they have opened? (says dog bit it and no dog)...


 Does anyone else live the life of NO CREDIT CARDS?
it ...


 I have a 510 credit score can I get a loan or do I need to go to a credit repair company? Thanks, Roger Maris?
...


 Question about overdraft fees?
I'm a stay at home mom and we are on a teacher's salary so money is tight. But, I balance my checkbook and try to keep track of our money. I realized that we would bounce checks unless I ...


 Can some one please help me with finance advice?
I have a mortgage of £137500 and a secure loan of £40,000 also I do have small loans and credit cards costing me about £700 a month. My job has gone and I do not have enough money. I have been ...


 How can I establish credit, when noone wants to approve me for a credit card? I have no credit.?
I've tried to go for a car or house, but I have no credit. They suggest to start a credit account, but I have tried at credit card companies. But they won't approve me because I have NO ...



Mr X
Do you like to shop by credit or cash?
                     
 




SPONGEBOB
cash, credit just doubles the price on everything you purchase.


The First Lady
Rating
Let the cash collect interest in the bank.
Use the credit to gain mileage points.
and when the bill comes - just pay it all out.

So both I presume.


Angelheart
Rating
Credit...so that I could deal with all the bills at once later on.


SuzeY
Credit. I use cash back cards and pay them off when due. This way, I have a paper trail of everything that I've spent.


Stephen D
cash


lelekid4ever
Credit. cards offer rewards and extra protection. Plus they're lighter that having bills in your wallet if you're making several purchases at the mall or a big ticket item. I have no problem with interests, i pay all my credit card balances in full each month.


sarah a
Rating
credit then i earn rewards, then pay it off each month


Nicholyn
Rating
cash .. that if i have lots of money
credit card , that is if i am travelling


Queen B ZN
Cash, when u buy on credit card, u have to pay it back anyway


just me being me
Rating
Of course Credit, but in the long run you end up paying way more and you buy more at that time. I try to use cash when I can. I use my credit card for gas and pay it off monthy, that about the only thing that I use it for...


knoccturnal daydreamer
Paper, not plastic.


traffic814
Rating
Credit , because I get rewards
----------------------------------------...
http://www.bestcreditrates.net


justme
Debit Card (Looks like credit card) I spend too much money if i have cash in my hand.


Heinz M
Rating
Credit card! That way I get a 1% rebate from my credit card company, and I already get the best prices shopping on line.
You just have to know what the hell you are doing and not get sucked into buying things you wouldn't buy for cash anyway.
On top of everything else I get a statement showing me item for item what I bought and the total amount. Unbeatable!
If you are unable to use your brains, I agree, stay away from credit cards!
Obviously I pay the card off every month!!!!!!!
I go with Jenn above and The Wonder below! Smart!


Wizzerd
Rating
Debit card, aka CASH.

If you use a credit card you will pay for it 100x over and over. I haven't used a credit card for 2 years, get rid of them all.


Bre
Preferrably cash! ....but of course it usually ends up being the credit card :P oh well...it's fun while in the moment..but then when the bill comes....


Lex
Rating
Debit usually - I guess that might fall under cash. I carry very little actual cash.


Mani
Cash....


graygirl
Rating
Cash, you spend more money with credit


JC
I always use my credit card because I get cash back.


FreedomLover
CASH IS KING!!! and DEBT IS DUMB! Dave Ramsey


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