 Should I tear my oldest credit card or just cancel it? |
| Hi, I have my oldest (first) card which helped me acquire a credit history. It is now an unsecured credit card with its own benefits (my credit history is solid). My financial institution that issued ... |
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 I was wondering if anyone can help regarding a debt i have? |
| This debt is my only one, but the problem is the interest they charge, as it's really high, so basically whatever i pay pretty much goes to the interest, so it will take me forever to pay it off.... |
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 How can I get a 15,000 loan without a credit check? |
| I took a $17,000 pay cut about a 2 years ago. My wife was using our credit cards for basic living expenses. Needless to say we got way behind, we have 2 in court trying to get a wage garnishment. I ... |
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 My visa card intrest rate is 19%, am I getting ripped off? |
| luckily my limit is only $1200 but is this a high rate for todays market? what is your interest rate? Should I try to negotiate for a lower rate? if so, what do I say? have you ever done this? ok ... |
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 What is the fastest way to remove a collection from equifax credit report? |
| Im in the process of getting a mortgage and all of a sudden this(collections) pops up on my Equifax credit file. I know it will hurt my score already. I need to know the best way to go about ... |
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 What is the best starter credit card? |
i just need to build a little credit..
and don't say i don't need one!... |
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 Hi.I ran out of money because of job loss..i don't have a good credit and am here in usa on work visa..help me |
| Iam here in usa on a work visa and i ran out of money because of job loss as the company is not doing well.I don't have good credit and also i have certain medical bills and other things to ... |
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 Can i use my U.S.A credit card in INDIA , its a visa card ?? |
| or do i need to apply for any special credit cards which i can use both in INDIA and U.S.A..................... |
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 Has anyone ordered the free credit check with Experian? |
| If so, how did you find it (was it useful) and was it easy to cancel after the 30 day trial?... |
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 How do you answer the question of 'Gross Annual Household Income' when applying for credit? |
| I have two roommates. None of us have any financial obligation to each other, other than paying rent and utilities. When asked 'What is your Gross Annual Household Income?', do I respond ... |
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 Are there any companies who will loan money to buy a car when the person applyIng is on DLA? |
| My father gets it and wants a car but doesnt want to lose all of his allowance to get a car -even tho its a good scheme.... |
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 Which website is the best to get a free credit report from? |
| I know there are a lot of them out there but, I don't know which one is the best.... |
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 Help im soo young with thse credit cards? |
| k well im 16 and i have about 6 credit cards in my name saying im 18 when im rly only 16. my parents pay them 4 me and sometimes have me give them some money from the atm for them because they have ... |
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 Settling credit card debt? |
| Ive heard various radio commericals pertaining to this topic. I have alot of credit card debt well over 20k i would say; however, my credit is pretty good (timely payments, no overcharges, etc...) My ... |
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sugar_n_spice | Do you mostly use cash,write checks,or use a credit card to buy things?? |
I always use my debit card......i rarely use cash,or write checks unless i am paying a bill.I don't have any credit cards so if i don't have the money in my checking account,iwon't buy something till i get the money. |
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sexytrojan
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I use my debit card for most things. I will write my cleaning lady a check. I use very little cash, mainly for parking. I use Bill Pay for everything else. |
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kissmymiddlefinger
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I am pretty much all debit card here too. |
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luciousgreeneyedlady
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I use a debit card for just about everything. cash is too easy to lose or get stolen and credit cards charge interest. |
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OnlyOne
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I like using the debit card as well because I can see where the money is going opposed to using cash, plus the funds are out of sight, out of mind almost instantly. With checks, I pay the bills that I can't pay with cash or debit...like rent and daycare.
I use my credit card for gas once a month and pay it off when I get each bill..... |
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dawn18415
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You are smart. Cash is king i use cash. |
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STEVEN F
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Congratulations, you are in better shape financially than most of the US. Keep up the good work.
I only write about 3 checks per month. If those bills could be paid on-line without losing the paper statements, I'd stop writing them. I quit using credit cards last month and plan to have them paid of by year end. I prefer cash to the debit card. I tend to spend less. |
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dragonfire
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debit
same as cash / check but clears instantly |
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golferwhoworks
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debit card |
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csucdartgirl
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Cash. There is no reason to have your personal information "out there". |
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KP
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I don't buy anything unless I have the money right then, I have one credit card and if I ever use it I pay it off when the bill comes |
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Deborah B
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Debit card when I am at the store, checks for utilities and car payment. |
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Ms. Angel..
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Cash or checks. My checks only have my first name initials and Last name, address. No phone number or DL number on it.
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