Anjell
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Debit, you think twice about spending real money that disappears right before your eyes as opposed to credit which isn't money at all...it's just a very short term loan that has too steep consequences to rack up on a whim.
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Shane F
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I love to use my debit card because I dont have to deal with credit cards bills. I also dont carry a lot of cash on me. Debit card is so much easier than credit cards. |
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Radical caramel
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well its wise to use our debit card as its your money you using... credit card you using the banks money and this could lead to financial trouble.. what i also do is save in my credit card as the interest rate is higher.. im in south africa so i dont know if europe is the same when it comes to saving in your credit card... |
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Betsy C
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Neither, I use cash only. The reason for this is the fact I had two husbands, I'm divorced from both, and they ran up some really serious credit card debt. I vowed when I started living on my own I would only use cash and pay bills using money orders. So far this system has worked out beautifully. |
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ms bell
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I use the debit card as credit to make my purchases. I don't like carrying alot of cash and it's so convenient. Plus, I get points for every purchase I make as credit and I can get gift cards when I have enough points to redeem. My debit card has been used so much that you can't even see my signature. It all comes out of my checking account, so it's not really credit. It's like paying cash. I like it. |
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fordoffroad
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Debit card that I use as credit so I don't have to use my PIN. I love using debit cards. I've never like carrying cash. Cards a cleaner, spread less germs and I always have money on the other end. I like knowing that if I get in a bind I always have money with me somehow. |
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yahooanswers
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Debit card because I hate getting statment letters in the mail and they pay for it. |
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Joshua G
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Debit Card.
It's easy and it is the same as using a check, only faster. I try to refrain from credit to keep myself out of trouble. :) |
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callmesexxxy
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debit.. why? i dont have a credit card.. i would max it ot the MAX |
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Big G
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I use my debit card and choose credit when asked!
That way it still comes out of my checking account and I get more rewards points by using credit.
Also a benefit of using the debit card as a credit card is it still comes out of you checking account but all you do on the receipt is sign it and no one can see you enter a pin number. |
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ragedesign
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Debit card in stores...
Credit card online..that way if its a scam site or get defrauded some other way you are covered..plus it's not 'your' money so the bank will fight to recover it. |
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