 My first credit card.? |
| I'm 18 and still in highschool but I've had a job for the past year. I applied for a credit card a couple days ago and got approved for a $500 line; my whole plan is to buy one thing a ... |
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 I am 19, and honestly am in credit card debt, my questions are below.? |
| Ok, I stupidly applied for two credit cards, which I should not have done. One is a Trump Visa, and the other is just a regular Visa both through Chase Card Services. Both of the cards are either ... |
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 Why is my check on hold? |
| i am currently banking with wells fargo and i deposited a check from allstate insurance company for $6500.00 and they put a hold on it and gave me $100.00 of it... now i know that the check has ... |
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 How long does it take to get negative items off your credit history? |
Do they just disappear after a certain number of years? I've heard that and never knew. I actually don't have any on my credit, thank God, but I'm just curious.
Thanks. =)... |
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 I have run into financial trouble this year, and collection agencies are threatening me.? |
| Do collection agencies normally file judgements and if so, are they mostly on larger balances, or do they just normally carry them as collection items? I have one or two credit cards that the ... |
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 How long after I pay off my debts will it take to improve my credit score? |
| I have about 12000 in debt that I will be paying off once I sell my house. I am probably about 5 months behind on payments. How long after they get their money will it take for my credit score to ... |
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 I overdrew on my checking account any suggestens? |
| I had overdraft protection but my bank took it away from me because of deluncancy, i thought I had it re-instated but tehy inturpreted me calling them for a new card as if I just wanted a debt card. I... |
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 I pick up a credit card? |
| I pick up a a Lowers credit card yestday (July,19 2006) and I do not who belongs to. sould i keep or give it back?... |
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 Are there any free paid survey sites for 13 yrs. old and up?? |
| are there any free paid survey sites for 13 yrs. old and up that don't use points but cash instead??and that are not scam??..and for free??... |
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 Should I file Bankruptcy or Not? |
| I have a total of $10,000-$13,000 unpaid, charged off, bad debt in total. This amount is for Bally's fitness, Phone bills, small credit cards, small medical bills, unpaid rent, department store ... |
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 Will it affect my credit score despite of paying over credit bill the next day? |
| I have seen my credit card bill today which went 3 pounds over my credit limit and i have paid some money instantly within 2 hrs of statement period , so will it be affecting my credit score?... |
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 How do i get my credit card company to cancel my debt? |
| i owe $16000 on my 4 credit cards all with chase and cant even make my minimum payment on any card. i lost my job and my wife is 2 months pregnant and i need help. i called a credit ... |
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 Is it possible to deposit a check that isnt yours? |
| I recently sent out a check to my credit card's bank. Its been about a week and I have yet to see an update on my online statement saying that they received it. For peace of mind, is it possible ... |
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 Cosmetic Surgery-NEED HELP PLEASE!!!!!? |
| So I tried to get financing through Capital One and was told no. Is there any other way to get the procedure done? If I was denied for this one, does that mean I can't get it done? Are there any ... |
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 When you marry someone with a poor credit history, can you avoid having your own credit ruined? |
| Our son is preparing to marry a girl who owes about $3500 for medical care. It's been on the books for more than a year, she hasn't been able to pay anything on it, and she has elected not ... |
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 $16k in debt--Solutions? |
| Hi! My husband and I have about $10k in debt split up through 5 credit cards, and personal loan for about $6k. However, we do own a home with a mortgage of only $100k, and are making payments on a ... |
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MS.B | Do you need good credit to take out a student loan? |
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Jonathan G
 |
If you can get someone to co-sign the loan (they take financial responsibility) then NO, you don't have to have good credit. If you are trying to get the loan without a co-signer, you will need a source of income and descent credit.
Start with government student aid/loans. It is always going to have the best terms.
http://studentaid.ed.gov
Also try applying at multiple places. These three are all reputable
http://www.salliemae.com/
http://www.estudentloan.com/
http://www.nextstudent.com/
Don't take my word for it, APPLY AND SEE FOR YOURSELF |
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Tobias Maximus
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No, you don't. In fact, a lot of people start building their credit with student loans. Just make sure you don't default so that you don't ruin your credit before you actually establish it....good luck! |
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Shelly
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It depends. Federal student loans are given out to anyone who is in financial need of it, regardless of their credit. However, if a person has a history of defaulting on student loans, he/she will not qualify for a student loan until the default is removed from his/her record.
A private lender will not be as accomodating. If you are worried that your parents have bad credit, this will not disqualify you. You will just have to take the loan out in your own name. If you aren't a traditional college aged student and you have bad credit, then a financial institution would judge from your credit report that you are not a very responsible person and probably won't complete your education. |
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mistyriver69
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i don't think so, most colleges will set it up for you also if you ask in admissions they can help you with that. good luck |
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Sane
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Federal loans... No they take anyone as long as your not in default on a prior student loan from them. You may end up with a slightly higher rate, but their rates are very low to begin with and you don't have to pay until 6 months after you stop taking classes either by stopping school or graduating. |
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Randysgirl
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if you go to my profile you will see a website that has all kinds of credit options even if you have no credit or bad credit! I can not post the link here because that is againist Community guidelines |
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monkeyman19882003
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i was able to get a loan, becuase my mom co-signed, it reall depends on how old you are. i was 18 to get my loan, so i didnt really have credit, but if you are going back to college at like 30 and have credit cards, i would suspect you need decent credit. It is a loan. |
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beauty s
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I would say 620 an up |
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JamGirl83
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yes, you need to either have established credit or a cosigner with good credit ( someone who will accept responsibility for paying your loans if you fail to) |
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