 Is it legal for a credit agency to lie to me? |
| I received a message at work from a person who said he was from AAA and I needed to give him a call. So I call him back figuring it had something to do with my car. He was NOT from AAA. He was a ... |
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 Im 16 did I already ruin my credit? |
| I got prepaid visa debit cards like account now, and babyphat debit prepaid rushcard. I just wanted if for the looks I never plan on putting money on it, can this ruin my credit. What will happen if I... |
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 Which will be the better way to raise my credit score? |
| I have one positive thing and one negative thing on my credit. The positive thing is a car loan that is in good standing. The negative is a hospital bill for $400.00 that is still owed and is ... |
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 I want to get a new car does my credit score have anything to do with that? |
i just looked at my credit report do i have to pay off these things before i can get a new car?? will paying them off get my score up??
Additional Details
ok i have 1 credit card for 242.... |
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 What bank will open me an account with bad credit history? |
Additional Details
nice 1 riff raff what bank did u use?... |
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 Credit card of deceased person? |
| My mom passed away and left a credit card debt. They have a house which soon they will default on. No equity there with today's market. No savings and insurance. We are in CA. She's the ... |
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 Why do people always throe away pennies? |
| Why do people always throe away pennies?... |
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 Should I pay off my car loan early? |
| I have a $20K car loan and am considering paying it off early. I have been making payments for the past 10 months, never late, and already have an great credit score (791), but I want an excellent ... |
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 Opening new credit card bad for credit (want to by a house)? |
| I am looking into buying a condo in the next 3-6 months. I have two credit cards open currently (both with 0 balance- one 3 years old and one 2 years old) and wanted to open a travel rewards card ... |
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| What's the best way to start building credit? |
| I am 20 years old and keep getting rejected for credit cards. The only way to get credit is to start somewhere...so where do I start??... |
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 How does a credit card work ?? |
I want to get a credit card but im 16 (for ebay) . I want to know how does it work do you get charged a certain amount each month or do you get charged only when you buy something ...?
Do ... |
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 How do I establish credit? |
| I need to establish some good credit in order to get a loan for school. What do i do to get good credit to get approved for the loan?... |
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 Has anyone ever gotten an unsecured personal loan from speedybadcreditloans.com? |
| I've researched them on the internet and nothing bad comes up. In fact, a lot of websites say that sites like this require a fee (this one does) because they are acting as a middle man between ... |
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 How do i improve my credit score without doing the obvious (paying on time)? |
| there are two collections and a judgment on my report but they all show as paid.... |
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 My car got repo'd and auctioned!? |
| whats the best way to explain to my mother that i got my car repo'd when she's the cosigner? is there any possible good lie out there.. me and her don't keep in touch or talk much.. ... |
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kc321 | Do you think JP Morgan Chase is a horrible company? |
I was with them for two years. Never did I pay late, and paid off balances before. But this one time I was late, they doubled my APR to 29.99% and have no plans on reverting it back to its norm. I have asked several times, but every single time they reject my request. I have other credit cards such as American Express, Capial One and Citi. I was livid, so I researched a little to find out how credit card companies do their work, and it comes down to only CHASE being the only company that does not bend a little for their good customers. Have you ever had any bad experiences with Chase? From this experience, I vow never to do business with Chase. Anyone wants to join in? |
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parisg22
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Chase is terrible to work with unless you are working with their mortgage division which is great mostly because they have automated most of the systems and you do not have to talk with them.
You are not the only person who is banding against Chase. |
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Yanswersmonitorsarenazis
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From my experience, Capital One is just as bad, and probably far worse, than Chase. Capital One does review credit checks on most of their clients MONTHLY! Missing one payment to Chase can trigger a default rate with Capital One!!! How scary is that?
But I have seen Chase act in bad faith before too. One example: On a card that had been active for over 20 years, but was rarely if ever used. The minute we charged a significant balance on the account, they ramped the rate up. For absolutely no reason other than that they could. And it took a ridiculous amount of pressure to get them to put the rate back where it was. Literally, an account with over 20 years of perfect payment history, not one late payment of any kind, ever. It was like they were waiting for the balance to get used, then use their contractual ability (which all cards have) to change the rates and terms at their discretion. And we were only at about 60% of the credit limit.
I feel your pain. |
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grantwiscour
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I use Chase for our business. I do not like them. We are considering changing banks at this time. |
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Eric D
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I think you get that with every credit card.
I just wrote letters to Washington Mutual and they agreed to lower my interest rate from 23 to 14, that lasted one month and then the next month after that they raised it to 28 for no reason.
I think instead of asking if Chase is a bad company, maybe you should ask if there is any credit company that is GOOD. |
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Ms. Denton Lone Star â„¢
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They are a bad company. I can't even cash my checks @ their bank. |
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kit
 |
Of course. Currently, one of my credit cards merged with Chase and first of all, their customer service is rude. Last months bill was earlier then the expected due date, so I called up somebody to extend my due date. He thought that I didn't want to pay on time. bullshit. He didn't understood a word I said. Also, their interest rates are too high. Everytime I make a payment, the balance doesn't drop. I can't wait to finish this one so I can say goodbye to it. |
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Ladybug
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I have Chase as my mortgage company and they have been excellent with me. But I have had several friends and family members who use Chase for banking purposes and said that their customer service is terrible. When ever I have to call the Mortgage department I get right through to a person and have any and all issues taken care of. I am sorry you are going through this, but most banks in regards to Credit are terrible with customer service and procedures. I hope you find some light through this mess & good luck to you! |
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Year of the Monkey
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I have had only bad experiences with Chase. The hell with them. Move your account, and tell them why. |
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debraalbagli
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They did the same to me.I had maintened a balance ,never was late for 9 years.They upped my rate to 29.99% because I had always had a balance(so I was told) I did a balance transfer the next day on a 0% interest for 1 year on another Bank card.I had a mortgage with them and had a great locked in rate with my last house,but I would not use a credit card with them ever again. |
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Nicki
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I've been on hold for 57 minutes and 35 seconds to find out why they are charging me a balace after I paid the balance off BEFORE the due date...
As far as bad card companies go BANK of AMERICA (they should be ashamed for smirching the name of our country like that!!!) is amoung my WORST!!! They ran my credit EVERY month and would not stop when I asked them to. Their response: they are doing it because they can. I PAID A PREMIUM to kick them to the curb!!!! |
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