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 Looking for a small personal Loan for Christmass but have bad credit. Any ideas?
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 Prepaid visa (how does it work?)?
Can I buy something that costs less then I've got on the card, and have a balance remaining or do I have to use it all at once?...


 Where can i go ONLINE for a FREE CREDIT REPORT...?
i have done one online before but it only lets you do it one time for free and i did it like years ago so i cant do it again
Additional Details
i am in the uk...as some has posted me a ...


 Can i spend more than what i have in my credit card?
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 Where can I get info on a credit company that will join my all credit card debts into one?
I've been having financail problems which enables me to pay my credit card bill so I'm am looking for a credit card company that will put all my credit cards all together into one single ...


 How can u make a payment without being charged in your credit card?
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 Can I get an apartment if I have been evicted before?
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 Credit card debt?
sometime in oct i brought some books of ebay with my credit card and havent use the card since then. yesterday when i try to use it and a restaurant it was declined. So i called the company and ...


 How will my credit be affected if companies check on my credit standing? more credit checks lesser score? tnx!
im a first time car ...


 What happens if i schedule a payment,but then take out the money...?
ok,i owe a credit card money,i told them i'll have lets say $100 in my bank acct for them to take out by the 18th of jan. But i now need thoses $100,what happens if i take the money out even if ...


 Can you get Guaranteed Credit limit of $7500? This is what they promise?
Can you get Guaranteed Credit limit of $7500? This is what they promise. Never tried and just curious if that is true. Here is the link:
http://loanslowcost.com/...


 What are the advantages of debit cards over credit cards? ?
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 CA divorce - Can I run a credit check on my ex?
Our divorce was in CA. I have an attorney. My ex stated he has not worked in a year. He is buying a $550K condo now. I want to prove this all to the Judge. The judge did order copies of front ...


 Do you any way of paying besides check or credit card.?
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 Is it possible for parents to see a list of stuff they bought via credit card?
I don't want my parents to see what I'm buying. Do they see what is bought in any way?...


 What is a good credit card company to start off your credit?
My aunt told me about first premiere bank credit card. she said they start you off with $75.
I just applied for capital one and they turned me down.

Im trying to establish credit but ...


 Trying to raise credit score, cannot get approved?
We are trying to raise my husband's credit score. To do this, we are paying off some old outstanding debts. Currently he has nothing active open in his name that would help raise his score so ...


 How do i raise my credit score easily?
I have never owned a credit card but i cant get one due to bad credit so how can i raise my score?...


 Is it safe to use a debit card online ?
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 Can they garnish me if I go bankrupt? - Idaho law?
I had a judgement rendered against me in the state of Idaho in October 2008 from a collections company. and just recieved notice that I will be having my wages garnished. I know they can take 25%, ...



catweazle
Do you think all credit card statement should have to show a "last date to pay at a bank" date on it....
...ie: should it be up to the customer to have to work out..[-what with weekends complicating the maths etc]..the last day on which they can pay the bill, and therefor avoid incurring a late payment charge...
or should the bank statement clearly state what date that day falls on?

do you think that the only reason a credit card company would not include that information on the stements it sends out, would be that the c.c.c would be be expecting to reap a harvest of late payment charges from its customers, and to include the info would be to lose an opportunity to extract more cash from its cardholders?
                     
 




bud68
Every bill I've ever had always has a due date on it. If your's doesn't, its time to switch to a different card issuer.


ktrb
Rating
No, the due date is clearly stated. If you're old enough to have a credit card, you're old enough to remember when the payment is due.


S R
Credit card statements are like any other bill. They are generally due around the same date every month. Most people know, if paying by US mail, they'd better send it out ten days prior the due date to avoid it being late. No, I don't think CCC should put that on statements. Besides, if they did it would just be another reason for them to overcharge consumers.


JCA
To answer your FIRST question. YES it is YOUR responsibility to do the figuring. Not the bank's. They only collect fees when NOT paid ON TIME.

To your SECOND question. NO. They are in business to lend money (credit) to you and I. They are not in the baby sitting business to hold our hand and do our thinking. That's OUR RESPONSIBILITY not THEIRS.

Finally if you and I are IRRESPONSIBLE and can not figure out a simple matter of "when to mail" or "when to pay" a debt then maybe we SHOULDN'T be using credit cards. Don't you think so? I do?

I am sure in the lengthy Terms and Conditions agreement which we AGREED to there is a clause that stipulates for YOU and I to allow so many business days for the amount to POST to your account. That is the same thing as what you're asking for, except, worded differently.


azrob68
Rating
On every credit card bill I've ever had, the due date has been the same as the last day on which I could pay the bill at the bank. This is assuming the bank is the one issuing the credit card, of course. If you have a Bank of America Visa and went into a branch to make a payment on the due date, you will not get a late fee.


Dave L
Rating
they do .... read them !!


JOHN B
if you have a credit card you should know that it takes 5 working days from the day you pay your bill to the bank


Kulet.gal
Rating
No, I think a "due date" is enough. Along with my credit card came a short note from the bank detailing two important dates, namely 1.) cut-off date / statement date and 2.) due date which was stated in number of days after cut-off. Normally, if it falls on a Sunday, the due date is automatically moved to the next business day.

With various payment facilities available, settling your bills shouldn't be a problem. I suggest you try online banking. Most banks over such payment facilities and you can probably schedule payments so you never have to be late.

If you don't wanna do it online because you don't trust the internet, contact your card company via it's call-in service. They should be abe to provide with a list of convenient ways to pay your bills.

Good Luck!


l h
If they put a date for you to pay in at a bank, then they'd have to put one for paying by cheque, direct debit etc. Then if they got it wrong you would be the first to complain. Just a due date is fine, it's up to you to get it in on time.


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