 Can someone explain credit card APR to me? |
| Looking to apply for a credit card but i'm confused by APR. What does it mean exactly. I know its a way of charging you for what you spend but how is it worked out.... |
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 What is the best way to establish credit when you have none? |
| I have no credit. I am getting ready to graduate and I am getting married in August.... How do I establish credit? Should I get a credit card and use it wisely paying it off every month? Or should I ... |
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 Bed credit rating? |
| i have defaulted on alot of credit in the past and entered a debt management scheme, i have now been paying my creditors for 3 years without any missed payments through the scheme, i will be finished ... |
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| I just recieved in the mail today by my employer that they have to garnish my wages. I guess a creditor got a judgement to garnish my wages. I recieved letters and a summons before by these ... |
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 Is my Credit Score good?? |
| I recently checked my credit score on Experian and it said that it is 722 on a scale of 501-990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705-755. Are these ... |
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| Imake good money but always have had bad cridit I want to buy me a home this year.... |
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 BEST AnSWER GIVING 10 POINTS for the following question? |
| is there any "1500 or less" cash loan offers that will definetly be sent to me with bad credit. any webistes pls not bank loans like the sent to your checking acoount in 24hrs offer. PLEAS... |
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| Im trying to build my credit, so I applied for a bunch of cards and got a few. I never occur interest on them, and hardly even use them. Does this look good or bad??? Should I get more, or just use ... |
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| it was a personal loan in only my name. I had no idea that it was even going to court. Now i have the judgement against me. I used personal property to secure the loan, but i no longer have any of it.... |
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| I was served papers -" to appear by filing a written answer the petition of plaintiff" How do i do this? I cannot afford an attorney (it was a credit card co charge-off and i wrote a ... |
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| I am is dieard need of a credit card and I need to know what is a good one for a student with no credit and no cosigner? thanks.... |
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| A relative came and stayed at our home for a few days. They had access to our home when we were at work and so they could have easily gotten all of our information. Now I find that they have stolen ... |
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 Couple of questions....? |
| I don't know anything about loans. All I know is my boyfriend has a ton of debt. All his loans, credit card bills and his truck plus my student loan comes to about 27,000 dollars... i'm ... |
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snoppy t | Do you think any private lenders that give out personal loans are real? |
I ask a question on yahoo about bad credit personal loan and my answers were some people told me about private lenders do you think they will scam me? |
 |
 
pppres
|
Private lenders are usually one of 3 things -
1) someone you know personally - family, friend, business associate - who lends you money.
2) hard money lenders - these can be useful, but be aware of the super-high interest rates. I do a little of this on the side, and generally get 20-33% on my money per 90-day period.
3) venture capital - these guys finance start-up businesses. This can go either way on the private/non-private scale, so I'm including it for general information. There are actual VC firms, and then there are small-time financiers who do a little bit on the side on their own.
It sounds like you might be dealing with payday-advance type of stuff - which falls under hard money. Do your homework before you get involved in anything like this, as it's pretty easy to get hosed. Chances are, you're not going to find a "private lender" for a "bad credit personal loan" without paying a major price to get it.
Wish you the best! |
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ricky s
 |
People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought<!--by persons who want to consolidate their loans. Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here,
http://badcredits.awardspace.com/personalloans.htm
These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral-->The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid. |
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