My parents did a great job raising me. They taught me so many things, but they failed in one area - teaching me ANYTHING about credit: how it works, how important it is, how to use it instead of fearing it. I started thinking & realized most parents are probably like this. They focus on their kids not doing drugs, teaching them kindness & values, hard work, etc. But do they not understand how incredibly important having good credit will be to their children's future? I think every highschool student should be REQUIRED to take a credit class. Then, in college, I think a credit seminar should be included in any orientation exercises. College is when many young people get themselves into deep debt, not fully understanding the consequences. I remember as a freshman, we would constantly have Visa & Mastercard flyers shoved in our books at the bookstore! What does everyone else think?