 Who can I complain too abut B.T? |
| I recently had my line connected to bt an engineer came round and activated the line I was then told a bill for this charge would be sent out. about a week and a half later the bill had still not ... |
|
 I just paid off my credit cards...now what? |
| I recently paid off all of my credit cards and now I'm wondering if I should close the accounts, since I never plan on using them again, or does it look better on my credit report to have a lot ... |
|
 Is this an option when buying a new car? |
| I would like to buy a new (or at least new to me) car about this time next year. My credit score is not very good, but I have been working very hard to get all of my debts paid off. I will be ... |
|
 For how long does a personal bankruptcy (Chapter 7) stay on your credit report? |
| I think it's either 7 or 10 years. Which is it? And after that time how do you get it removed?... |
|
 How can I fix my credit report? |
| they somehow put my brother credit cards on my line. How do I get it fixed?? call who and etc ... |
|
 Which is better to receive as a payment, a check or a money order? |
| which kind of payment to receive is better? check or money order? any advice or explanations? thanks...... |
|
 How do I begin credit? |
| I have a very low credit score - that's what I've been told. I haven't been approved for any credit card because of this. How can I begin credit if I cannot even get 1 credit card??? ... |
|
 Who do you sue in this situation? Who's to blame? |
| You apply for a credit card and you get declined. You call and find out its because u have old medical bills on your credit report BUT u don't remember one of these visits to the doctor. You ... |
|
 If i was late on my rent a few times.......? |
| would that adversely effect my credit score???... |
|
| Debt consolidation loan...$7000 in debt!? |
| Would I get approved for a debt consolidation if I owe $7000 on an auto loan and misc. debt. How does a debt consolidation work? I dont even have the car that I am paying off anymore, which sucks. ... |
|
 SERIOUS debt please help!!!? |
we have debt for the following
Council tax £750 with a baliff company rossendales after going to court demanding money in the next 24 hours else they will come in and retrieve household ... |
|
 What is the best site for get your credit score for free? |
Most want your credit card info and say it's a 30 day trial. like freecreditreport.com Then they want 29.95 to get all 3 reports.
equifax ask for 14.95
what is the best ... |
|
| I live in hawaii and i desperately need a $4,000 loan and my credit score is 580 around there......? |
| I applied for a personal loan at navy fed and got declined even though i put down a motorcycle as collateral .... this loan would solve alot of our problems..... can anyone help and tell me how i can ... |
|
|  |
Truth Hurts | Do you think it's fair for an employer to base your creditability on your credit report? |
|
 |
 
Matt
 |
I disagree with employers doing this. The employer has no idea what caused the financial problems (death, illness, catastrophe such as Katrina) and to prejudge some one based on this is not right. |
|
triple o.g.
|
of course it is unfair. i see a lot of people answering your question stating that it shows who you are and all that kind of insanity. the bottom line is that judging potential employees by their credit score is profiling. they know it, but they wont admit it because this is a system that is used to keep the playing field unleveled. Did they use a credit score when there was an onslaught of hiring immigrants???? i work in the real estate field. most of your foreclosures deals with immigrants who got homes with no credit check. they had the jobs, so the lender loaned them the money to move in. that is another story though truth, the bottom line is still reviewing a persons financial stability has nothing to do with their ability to perform in the work place. wake up america. |
|
rottie_mama1969
 |
It depends on what the job is. I mean if u r going to work in a bank, then yes. If your going to be flipping pizza's then no. |
|
calvillo_robert
 |
they are looking for responsibility. |
|
wcqa626
 |
No, employers see that you have some delinquent accounts ,but they don't take into account that you may have been out of work for 6 months or more. And that is the reason you wern't able to pay your bills, but they don't care. They just assume you just didn't care and were being a deadbeat. So no it isn't fair for employers to base credibility on your credit report. It should be illegal for an employer to look at your credit report, unless your a banker or have control over others peoples money. |
|
SexyBlackFasho
|
I THINK ITS FAIR |
|
?
|
The single most telling document that a creditor, employer, etc can get on a prospect is the credit report. It tells about recent addresses, job history - to an extent, public records, whether or not you pay your bills on time, and so on. I look at reports every day and can get a good idea about a person just by looking at it. Most of the time it tells a story something like: This person had a bad run in 2003 when he changed jobs and made a bunch of late payments and got a judgement recorded - something like that. Then it will show a clean record for the past few years. Whatever the case, it reveals a lot about the person - but not the reasons behind them. It can be unfair.
If I wanted to hire you as a cashier at a bank, I would definitely want to know if you are in a financial mess. So to answer your question - Yes.. |
|
STEVEN F
|
1. Life is not 'fair'.
2. 'Fair' has never had a generally agreed upon meaning.
3. Judging based on you credit REPORT, I have no problem with.
4. Judging by your credit SCORE, is a problem for me.
I am in the process of eliminating my score by paying off ALL debt and closing ALL credit accounts. My REPORT will show responsibility, but my SCORE will go away. |
|
zeebya
|
It of course depend upon the reasons your credit is either good or bad. I have bad credit, but not because I spent frivoulously with a credit card. I don't even own one. Instead, I lost my job, had a couple of evictions over the last 15 years, and had a major stay in the hospital, which pretty much shot my credit to bits. I have no insurance, can't afford it. If there was anyone wh NEEDED a job in order to fix his credit, it's me. But if all they do is judge by saying, "Well, this applicant has bad credit, so he's outta here no matter what the reason," then yes I think it's unfair. |
|
Still reading
|
As an employing manager for many years, I found a great deal of correlation between how one handles credit and how one handles a job. Both speak to a sense of responsibility, reliability, following through on promises, accountability. |
|
Disco Stu
 |
Well, your credit report CAN say a lot about you.
If it looks like you are a irresponsible scumbag, then they would rather know before they hire you.
THAT SAID: I think they at least should tell you what they found and ask for the explanation. If it's because you got screwed, that's one thing. If it's because you have a "well I don't like paying bills" mentality, that's another. |
|
t-bone
|
Yes if you have a credit problem, most likely you have a problem taking care of your own business i don't hire anyone that has bad credit they just cant be trusted in my store. because they wont be interested in my business, clean up your act and get with the program. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 21 minutes(s) ago
| | | |
12 | 40 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
12 | 5 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
13 | 10 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
12 | 6 day(s) ago
| | | |
12 | 1 week(s) ago
| | | |
12 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
