Do you use you Credit Card for Luxuries or Survival?

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What would happen if you didn't pay credit card companies?

Are there legal ramifications? What if you can't afford to pay anymore?...

What does it mean to have a debit, credit card

what does it mean to run an amount as ...

Question of debt collection practices.....help!?

I have a question regarding a collection company that has been calling me. I have told them a couple times not to call me at work or on my wifes cell phone number and they continue to do so. Is there ...

So I need someone to be a co signor or co applicant on a home loan?

I was wondering if I had my sister who has a good paying job and a small car loan on her credit be a good applicant. I know that they look for credit history and all she has is the car loan but would ...

How many credit cards should a person have?

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Can you buy a car with no money down with a credit score of 491.?

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How do i deal with threats fro debt collection agencies?

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How do I start my credit?

I am 18 years old, and have a checking and savings account. But my question is how do I start my credit? Do I apply for a credit card? Please advice me in what to do. Thanks!...

How r u spending ur pay check today?

I am getting my nails done and this is not something I usually spend $ on, but I am going to do something 4 me this pay check! How about u?
Additional Details
I am a singlemother of 2 I ...

My wife has a lot of unpaid credit cards.?

She is in a lot of debts. Is it better for her to apply for bancruptcy? What is gonna happen with all that stuff that she bought on credit card? Do I have to pay for it? Is it affecting my credit too?...

I need a loan of 2000 dollars because I opened a new business but my motherinlaw died and I spent all the mone

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How screwed is my credit?

I stopped paying my credit card in college (yes, I was young and stupid) and when I wanted to pay it the fees were so high I couldn't. It ended up in a collection agency which i have paid only ...

My debt is pushing me over the edge... what should I do?!?

I have a credit card debt of $5,000 and a bank loan for $3,000. I'm still behind on the minimum and it feels like I'm not even making a dent in the interest. The bank has been harrassing me ...

Can Dell legally garnish my wages?

Who can legally garnish your wages? I asks this because I have been getting calls from a company called Oxford Management Services and they said that if I didn't pay my Dell computer loan IN FULL...

Should my wife and I pay off our credit cards every month to increase our credit score??

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Bad Credit?

I have Realy bad credit and need a bank account for my direct debits is there any bank that will let me open just a basic account i have tried two banks and they both said NO because of my BAD credit ...

I got email that i won 1 million dollars but they need bank details should i give them it.?

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I have little or no credit and want to purchase a computer, Could someone tell me a good place to look?

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I recieved a letter from a collection agency today for a debt that I paid off years ago.?

It went to colletions years ago, probably 3-5 yrs ago. I did a lower amount payoff on it along with a couple others I had. I have no records now. Is there anything I can do?
Additional D...

How many dollars is Â£2.99?

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Shanks

Do you use you Credit Card for Luxuries or Survival?

Additional Details
Funky, i hate your guts too you Slag !!

heybulldog

I don't play with snakes.
They bite!

finger lickin` good

i use it for opening locks

Ali A

I don't have a credit card - far too dangerous!!!

paul b

I dont have a credit card

â™¥*cassie&babygeorge*â™¥

credit cards are a fools game

Everona97

I keep my hands off from it or my head will be chopped! In just past 2 months I've got 2 letters with changes to regulations on my Credit Card (Abbey)...The title "Changes" is in huge script but everything else is very small so you will feel asleep by the section 2. iii ... I found out that the only suitable way to spend will be in the shop AND even then I will have a handling fee...

I cut two up recently but will keep one for paying for items on line.

Jeanie

Never put on what i cant pay off at the end of the month

Sal*UK

Very rarely use mine at all, and if I do, I pay it off at the end of the month.

Its Me again.

Only use it for petrol i mean at these prices i couldn't afford to pay cash for it.

dodgyspark

P.O.R.N.!!!!!!!

melya

Both. I pay most of what I charge off at the end of the month.

j2frw

pay for thing on them to get the benefits then pay off at end of month, dont spend more than I can afford in one go

im_breezybree

Survival - i have had to but its been no help really.
Just means i have a little more time to pay off other stuff eg more bills like electric and tax.

Pleasant Peter Perkins

Right up until I reached 95% usage, it was luxuries. Now it is survival.

Thank God I am a Muslim and can get millions of pounds of tax payers money to bail me out and restore me to the life of luxury I am accustomed to!

How laughable...two gullible morons!

lizzie

I only use it when I have to. For example, to pay for hotels abroad that don't accept debit cards. Then I pay off the balance as soon as I am back.

hooterville

CONVIENCE AND SAFETY..PAY OFF EVERY MONTH

Aye. Right!

Neither. I pay cash for both!

FM is going away.

I don't have a credit card, because they get you into debt.
I don't have luxuries because my wages are sh*t.
I Exist and Survive.
My luxuries are my home, gas, electricity, food and necessity (phone)
I don't do your kind of luxuries.

PS, If you are really Jeremy Clarkson, (which I don't think you are). I hate your guts, you horrid little man.

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