 Do I have good credit? My credit limit on my Bank of America card is $8800 and they keep raising it.? |
| I have missed payments in the past year when I wasn't working and recently due to some unfair practices of Bank of America. But it seems like despite my late payments, I have decent credit?... |
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 I own no credit cards and I am in Debt, How do i get out???? |
| I have never owned a credit card and i am in debt. I want to make my credit score better. I have heard things fall off your credit after 7 years is this true? How can I change what is showing on my ... |
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 Can i get a credit card with out my parents consent? |
I'm 16
Additional Details
and what about debit cards? because they just automatically remove money from your account rather than seperate payments.... |
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 What do I pay off first? Collections $ 197, 225, & 450. Or credit cards $510, 890, & 442? Want to raise credit |
| I want to clean up my credit and pay things off but I don't know what's more important and will help raise the score quickest. The credit cards are active except for the 890. I still get a ... |
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 After going to collections, do I still have to pay? |
| I have just a little over $20,000 in credit card debt. Its about 5 different credit cards and I havent paid them in 4-7 months. Some are in collections already and I have received a letter from an ... |
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 I need some advise on getting a credit card.? |
| This is my first credit card and i want to get a car and possibly in the future rent an apartment but i have no type of credit. i applied for discover and they denied me so does anyone have any ... |
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 How many credit cards should you have? |
| I have 4 cards – one for gas, one for food, one for vacations, and another for emergencies. Ideally speaking, how many credit cards should you have?... |
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 How does an 14-year-old with no credit history get a credit card? |
| I'm 14 and I have tried 2 diffrent places the first was american express and the second was discoverey. They both wouldn't except me because I'm below the age of 15 and 18. Can some ... |
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 How do I get out a car payment/loan I cannot afford? |
| I don't make nearly as much money as I use to and I am struggling with my car payments.... |
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 Should I file for bankruptcy? |
| I'm 27 and want to buy a house but I can't bc I'm about 10,000.00 in debt to about 15 credit agencies for random stuff and medical bills. I really can't pay them off. I just ... |
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 Trying to buy a phone and refused, saying I have a poor credit rating which I know nothing about!? |
| I live in the United Kingdom and was trying to buy a mobile phone online from dialaphone. They sent me an email saying that they refuse to sell the phone package to me because i have a poor credit ... |
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 I have never had credit..? |
How can I build up credit? I've never had a credit card, closest thing to it is my debit card. Help please.
Additional Details
I thought it would be a good idea to build up credit ... |
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 When you have debt will the credit card companies send you a certified letter? |
| I'd assume when they are suing you, but just wanted to check My friend has a certified letter to pick up and she is scared about doing it. What else could it be?... |
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 Is that okay to sign up a car loan for my bf that I knew for 8 months? |
| Today we just cruising at the dealership and I found out that he has a bad credit, miss the 200 dollars payment up to 30k. and the salesperson force me to sign up for him, I didn't want to do it ... |
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 Where can i get a credit card....? |
| Where can a student with bad credit get an approved non-prepaid credit card?... |
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 Debt Collectors Called me, Im scared |
| I don't know the name, but they said theyre a debt collector company, and wanted me to call their main office. I'm scared, I don't know what to do. My mom doesn't know what it is (... |
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 Does it help your credit score to have more then 1 credit card and if so how many should a person have? |
| I was just curious if I should get a second credit card. right now i have a visa and was thinking of also getting an amex.... |
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 Is having a credit card a good idea to get a good credit rating? |
| If i get a credit card and set up a direct debit to pay it off everymonth will it make my credit rating good? is this neccessary for things like morgarges in the future?... |
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 Closing a credit card....??????? |
Hey guys,
I was wondering if closing my credit card will hurt my score. It was my first card, I've had it for a year. It has a horrible interest rate, a low credit limit (200), annual fee,... |
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I-C-U | Do you worry about your debt? |
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Demun
 |
No, why worry it isn't going to change it |
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deniseflores81
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Sometimes I do, but truth is I put myself through this and it's not like I have major credit card debt or auto debt it's my mortgages, and student loans but I know both my husband and I are responsible people so there's really nothing to worry about. |
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Harold T
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no just keep paying till there payed off |
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ProudAmerican
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freaks me out! |
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AG
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not right now |
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mamabird
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all of the time |
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Christina
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I don't know that I worry about it, but I keep the fact that it exists in mind. |
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Lynn
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Yeah sometimes - I have LOTS of medical bills from my son who is bipolar...Sometimes the worry of getting them all paid is totally overwhelming to me... |
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pappa_15
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Don't worry about it because worry changes nothing. In fact worry can damage your health if you let it. Get out of debt and lose the headache read the book "Total Money Makeover" by Dave Ramsey. |
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Jorge
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Yeah sometimes. |
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johncondo2001
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all the time |
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Brian L
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Worry doesn't change it. I just got a second job to help pay off my student loans. |
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jj
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I definitely do worry about it only because we don't have enough money to cover it right now. I know in my mind that we're paying it off and that there is light at the end of the tunnel but until it's all paid off I'm going to worry. |
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dawn
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yes its hard not to even though worrying doesn't help |
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BigPappa
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Hmmm...well, I don't generally worry about it. It is a fact that what it is I had little control over, but it is still intimidating. |
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lorinhl
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Yes, and like everything else it's going up.
Thanks to Bush and his pals credit card companies now have a license to steal and charge interest rates over 30% in some cases. Minimum payments have also increased and the ability to go bankrupt has been almost eliminated. The chasm between rich and poor grows ever wider.
Most Americans are slaves to their past purchases, have no savings and will never experience any kind of financial stability or reward. Plus companies don't even offer pentions anymore....face it--most of us are screwed.
You start off behind with student loans and before you know it you're in a no win situation. |
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Pinolera
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All the time. I like owing no one. |
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donise225
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no. because life to too short to worry about debt. it will still be there when we're gone |
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~Saratini~
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i hate money cause it causes debt... can't we just go back to the old days where they bartered... i'll give you my first born if you give me this house.. |
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