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 What is ATM ?
...


 How do I get a lower interest rate on a current credit card?
I have heard that you as a consumer can negotiate with credit card companies to reduce interest rate so that you can get them paid off. How do I go about that?...


 How can I get my credit report without paying alot of money for it?
...


 So a frog walks into a bank...?
and steps up to the teller.
"Patricia Black, how may I help you?", the teller says.
"I'm looking for a loan" says the frog
"I'm sorry, but we don'...


 What is the best credit card to get?
...


 I owe money on my credit cards and can not pay them off i am moving to spain do i have to pay them off?
...


 Should teens have their own credit cards?
...


 How do you change expiration date on your credit card?
where do you go to update credit card expiration date?...I triedbut could not do it....


 I have a credit score of 815, is this good or bad?
...


 Now that I have paid my credit cards off (such as JcP, target, belk) should I close them?
...


 Why does footballer earn so much money than nurses?
nurses saves life so why they get less ...


 The cash machine has just swallowed my debit card even though I paid in £5500 7 days ago.?
I was £600.00 overdrawn at the bank with their agreement and last week I paid in £5500.
I put my card in a cash machine to check the balance and it kept the card for what it said was ...


 Is being in debt such a bad thing?
There seems to be a negative label placed on debt. But, I think we are always going to be in debt. Buying a house, buying a car, school loans...Doesn't having debt show that you have credit? T...


 What is the best way to get your credit score rating up?
I went into my bank to get an upgrade of my card. They checked me out on their system then told me my score was a little too low and i could not have the card. Fair enough, but when i asked what my ...


 Should I Get A Credit Card?
I have ok. maybe slighty bad credit. I haven't had a credit card in 2 years. I make under 30k. I don't make big purchases and am pretty good about saving money. Would getting a credit card ...


 My soon to be ex-husband (legally seperated) just filed bankruptcy. Will I now be responsible for the debts?
...


 At age 15 i got a Target card without my parents consent. Now they want me to pay $1000 dollars.?
Am i liable for paying the $1000 dollars? I was under age.
Additional Details
Im 21 now and i only used it like twice when i was 15. this happened when i was living in C...


 Is it possible for me to get a $20,000 auto loan without a down payment? my credit score is 811?
I will say I make 2500 a month....


 How do you start building credit if you have absolutely none?
I'm 22. I don't have any history of credit. (No credit cards, loans, etc... Nothing.)

My friends told me that they all started building credit by opening a student credit card ...


 Is there a gov't program to legally erase credit card debt/?
I received several calls that there is a gov't program to legally erase my credit card bill down to zero and they leave a number to call back but I never call them back because I'm scared ...



vex
Does Visa Electron come under any of the following?
Im trying to buy something online, but they only accept the following:

Mastercard
Switch
Solo
Visa
Visa Debit, Delta, Connect

so can i use my Visa Electron card to purchase the goods?

Thanks
Additional Details
OK now im totaly confused!! some say it works under Debit, other say its Visa, and some say it dont work at all!!!!!! Any one every actualy used it under any these categories?Which 1 can i use if any?
                     
 




Ivan R
Hello,

Technically speaking Visa Electron is considered a Debit card, which is fine, nothing wrong with that at all.

The only problem with online purchasing is that some online retailers will only accept payment via credit cards like Visa, or American Express for example. But wont take/accept Maestro or switch (usually OK within the UK but not often beyond UK shores) because their systems are NOT set up for debit card transactions but only CC transactions hence the problem.

**Its a common problem, so your not alone here at all. All I can tell you is that the situation is changing fast as more retaillers realise they will losse sales if they exclude debit card payments.

**The answer is definately YES! you shouldnt have any problems, just make sure when you make the purchase that its a secure wesite and that its using encryption (you can tell by the little padlock symbol bottom right on screen, also http should become https which means the connection is secure).

IR


The one
If you have a visa electron card, you can only make withdrawals from your account via the cashpoint - in order to purchase goods it would have to be a visa delta


Bill H
Its the same as Solo. Oh and (THE ONE14 years sweeping the floor?) its a debit card you can buy goods on the card providing you have the funds in the bank to cover it....

I HAVE ONE AND USE IT ALL THE TIME TO BUY AT SHOPS AND OVER THE INTERNET. THE SAME CARD USED TO BE SOLO SO GO FOR THAT ONE.


alatoruk
Rating
a lot of places now accept visa electron, especially places like supermarkets etc. however a lot of online stuff wont because it goes through a seperate credit check system. a bit stupid of those businesses if you ask me because we take credit cards at work and our system takes both, so other obviously chose the worng card payment system.

electron is also frequently given to people under 18 so a lot of places wont accept it because you might be a child trying to get it and they're not legally covered.


Andrew W
Yes you can use it for online purchases... I have a Visa Electron card & you have to make sure it has been registered for online use - check with your issuing bank, however its not as widely accepted as Switch etc but if a seller won't take it, especially if they say "they can't accept it by law" then don't buy from them anyway


swan tips
Rating
I think not.... I have the same difficulty as I have a Visa electron... try it and see.. but try it under the visa part of the transaction...


Cherry
I was told it comes under visa delta, well thats what i say when i buy over the phone.


Waky
You can't purchase the goods it is not any of them cards.


cliffhanger
Its a debit card (visa debit) Most places will take it but not a widely as switch etc


Mike Sanders
It is a DEBIT card (which means you cannot draw what isn't there)

electrons can only be used for electronic use (which means you have to be there in person to use it, its no good as paying a bill via the phone or anything)

but you can use it in any highstreet stores... trust me.

regarding additional...

Look in the bottom right corner of the card... it says DEBIT card

this card is largely accepted but you cannot use it to pay bills without your person there to enter the pin code etc...
that is the key difference between an visa electron and a visa


Jay E
Visa debit


Jon B
Rating
It's in a category all of its own unfortunately.


Mick H
I had a Visa electron and i was able to use it anywhere they had the electron sign,but also online i used it to pay for things through paypal and also some subscriptions.One in particular didnt mention electron so i ran it as a Visa and it was okay,but sometimes doing this it has been refused so its pretty much pot luck,but try it a a Visa debit first and if not just as a visa and see


Frank Castle
Rating
Visa Electron is only for the REAL WORLD.

You cannot use it on the Internet.


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