 I am $26,000 in debt and I would like to get a new car to rebuild my credit help!!? |
even the so called "any credit accepted" people turn me down.
Additional Details
I went to CCCS and they told me that I don't make enough money to pay on a debt ... |
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 How can a voluntary repossession hurt you? |
| My husband and I live in a crap, crap, crap, did I mention crap mobile home. Well, now we need to buy a house becuase our place is falling apart and I hate that my son has to grow up in such a POS. A... |
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 Can anyone tell me if my credit card company acted illegally? |
| I cancelled my (UK)credit card in March this year, having paid off all the balance. Then out of the blue a few weeks ago I received a bill for £140 on the cancelled card. This turned out to be ... |
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| How do you cancel the free 30 trial for credit report? |
hello i was going to look at my credit report with experia
or something or other it says its free 30 day trial.
has anyone tried it?
is it really free?
and if so how easy is it ... |
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 How do I establish credit,when I am denied everytime I apply for credit cards? |
Additional Details
My first credit card was from Capital One w/ 25% apr. which at the time I was only paying the minimum.... |
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 Is it true that after 7 years your debts get wiped off your credit report? |
| I've heard, but not sure if it was correctly, that if you've had a debt for 7 years, it automatically gets wiped off of your credit report, and your credit score returns to normal. Please ... |
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 Where can I get a mortgage loan with a credit score under 500? |
Additional Details
I filed a chapter 7 bankruptcy. It has been discharged for 3 years. I have reestablish several lines of credit. I've had some identity theft and someone keeps ... |
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 Does anyone know of a good credit card that I can do a balance transfer on? |
| I have a total of about 6,000 in debt from little credit cards that Im wanting to put together and pay off but I need something that will give me a apr of 0% for 12 months. Does anyone know of a good ... |
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 I have been contacted by yahoo that I have won (250,000,00) USD? |
| and a person named Barister Adam Adamu is calling me to send Euro 485 to coolect the prize. Shall I do ... |
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 How do I go about declaring myself bankrupt? |
And what's involved? How much does it cost? How long will I not be able to apply for credit?
Additional Details
Some of you people really need to confirm the information you are ... |
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 If a co-signer of a loan files Bankruptcy, does it affect the other's credit rating? |
| I think the question speaks for itself, but my mother=in-law has a situation where she co-signed a loan a number of years ago for someone's car. He's missed payments and basically screwed ... |
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 How long does it take for a car loan to appear on your credit report? |
| My husband and I both need new cars. We have an average credit rating. Will the 1st car purchase (we will have a down pymnt) make it harder for the 2nd car loan (w/ $4000 down & trade in worth $8... |
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 What is a good way to get good credit? |
| im still in high school and im turning 18 soon and i have a job, is it possible for 18 year olds to start building their credits record? if yes how? im thinking on opening a bank account as soon im 18... |
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Keli D | Does a unpaid doctors bill affect ur credit score? |
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firetdriver_99
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yes |
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ZX7RR
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Yes they do. It can be a bad cycle. They may report you, then the collection agency may report you, then a legal firm ,if they get involved. I would pay it off as soon as possible. |
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Jon H
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yes, medical bills are the #2 credit bruiser behind credit cards.
Pay your medical bills. |
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benbardot
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If it's reported to the credit bureay then yes, it will affect your credit score.
Visit http://www.cheap-credit-cards.org for more info on credit repair |
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SPIFIMAN1
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It all depends on if the Dr. turns it over to a collection company or not. If they do? Then the collection company will come after you and report it to the credit bureaus. Worst case, they get a judgment and garnish your wages. I look at credit all day long and medical bills is the second largest collection item I see after credit cards. And do not believe people that tell you lenders do not take medical collections seriously, they may approve you but it will be at a higher rate of interest. |
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MissV
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Yes. The doctors usually have a collection agency they will turn the account over to. Some lenders claim to ignore unpaid doctor bills when they qualify a potential new homebuyer, but it's likely a higher interest rate they'll be paying.
The other reason you want to pay is because your future employer may want to see your credit report before hiring you. Whenever you sign a credit agreement or any financial application, you are giving your word that you will pay the bill. |
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Magick
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It depends on if it is reported to the credit bureau.
If the doctor sends it to a collection agency it most likely will be reported. |
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in +HIM+
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Only if they are reporting to the credit bureau or if they've turned you over to collections.
Many doctors do not report to the credit bureaus b/c there's a monthly charge involved. It's not economical for them to do that.
If you are being contacted by a collection agency regarding your doctor's bills, then it's too late. It'll be on your report. |
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don n
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Yes. The doctors will turn the unpaid bill over to a collection agency and they will specify the delinquency as 30, 60 or 90 days late and is in the hands of a collection agency. |
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Megan C
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As long as you pay $5 a week, it can't be used against you. Only, because it shows that you are trying to pay. |
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Captain
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I was in the hospital July 1st - 7th for a by pass operation. A doctor (not my own) has sent me a bill saying he saw me in the Hospital. I have full coverage insurance. The problum is he sent me the first bill to me on 2/12/11 8 monthes later. My insurance covers all bills up to 6 months, so of course they will not pay this bill now. Do I have to pay this bill? |
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