 Is it good to sign on the back of a credit card, "ask for ID?"? |
| I have a friend who provides her license as well as credit card for a charge or debit transaction as she has signed "ask for ID" on the back of her card rather than her signature. Is this ... |
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 If I pay for something on my credit card, then pay that balance of in the next week......? |
| Will it show on my statement when I recieve it? I'm going to pay a bill today for $423, if I pay the card company $423 will it still show on my statement? (I am a total idiot when it comes to ... |
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 What is the best way to fix my CREDIT SCORE? |
| I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a ... |
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 I can I get a loan to pay off my credit cards? |
I would like a loan, so I can have 1 bill not 5.
I am not interrested in debt consolidation.I can pay for my bills.... |
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 What is the best way to go about paying off my credit cards? |
| I have several credit cards all maxed out. I cannot transfer anything over to another card because of my low credit score and can't get a credit card company to do that. I feel as if I have ... |
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 No credit card and never will have one.? |
| I've got great credit and have had several credit card offers and reject them all. Do you think it wise not to have one? I have saved tons of $$$ from interest by not having one. What do ... |
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 I have a debt collector calling my parents house asking for me... Anything I can do? |
My poor mother now knows i'm in serious debt and I feel terrible. Heheheh but it is kind of funny for some reason. Thanks for any answers.
Additional Details
Ah, my YA friends, if I ... |
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 How do I cancel a credit card that still has a balance? |
| I have a credit card from my bank but i really dont use it but it has a balance on it can i still cancel it and just pay it off and if so will that hurt my ... |
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 Will I lose my house? |
| If I file for bankruptcy will I lose my house?... |
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 What does "account charged off" mean on a credit report? |
| I finally got a friend of mine to take a look at her credit report since she doens't pay any of her credit card bills and hasn't for awhile. We got her report and there are some things we ... |
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 Is it better to file bankuruptcy or try to work with creditors to pay off debt? |
| my husband and i have bad credit. his are from schol loans and credit cards. mine are medical bills. his credit is in the high 400s and mine is low 500s. what is the best option or what options do i ... |
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 Do Target or Wal Mart credit cards show up on your credit report? |
| They can only be used within those stores can't they? Isn't it like a gift card with interest?... |
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 Can major credit cards do anything to you if you stop paying? |
| If say you have major debt, 30 plus grand and so, can they do anything else other than give you bad credit and harass you? Can they take your house? If so after how long will they attempt this? What ... |
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 OMG my APR is ridiculous!? |
| So, I have an acct with WAMU (Washington Mutual) and made 1 late payment a month or 2 ago. Since I have online billing, and no paper statements (and they don't offer APR online)... I called to ... |
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 What is your favorite thing to do with those annoying credit card offers that you get in the mail? |
| I like to tear up everything in the envelope and put all the other junk mail I recieved that day in the post-paid envelope and mail it back to them, believe or not they eventuality quit mailing them.... |
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 How can i get rid of student loans? |
| I dont necessarily want to get rid of them but i went to school and ended up not finishing now i owe quite a bit in student loans, i cant afford to pay 3 or 400 a month to start paying them off and ... |
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 I have about $6K in credit card debt. I was thinkin of gettin a personal loan to pay off the cards, good idea? |
| I am a 25 yr old male with a good job. I am not having trouble paying for the two cards I own, however I am thinking that the rate on my personal loan would be significantly lower than my two credit ... |
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elvisfansan | Does any1 know of a credit card company that gives people like a 2ND chance i really need to find 1 that will? |
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iritadragon
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If you REALLY NEED a second chance at a credit card debt, YOU REALLY CAN'T afford it! The desperation says it all.
Do what more than 20 million other people do every day--save up for whatever it is you want.
Buying on credit is one of the scourges of the last 20 years. It encourages people to live way beyond their means. The credit card companies are making interest income that was previously illegal, because the only one's who got away with it were loan sharks! Of course, the credit card companies can't break your legs if you can't repay the debt, but they can, AND WILL, take possession of your cars and stereos, and put your home up for sale to pay your debts.
WAKE UP AND GET REAL! Live within your means and quit giving these scam artists the right to 25 cents on every dollar you make! |
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Pedro
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Try Capital One they usually give people a credit card to regain there credit status, but only with a credit limit of £200 to start with. |
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gillycat37
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capital |
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trouble
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capital one are always advertising on tv |
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vanessa s
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Capital one will give almost any one a credit card, but they do have high interest rates 35.9% apr, they set you a credit limit of 200 pounds at first and then just keep paying off the full balance every month and they will put it up, this will help your credit rating.
Good luck! |
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debs_delite
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Dont bother....cos they will just be waiting for you to default on it.
Then the extra charges will be extortionate and get you further into debt with them and you will be in a worse situation than you are now or used to be in!!!! |
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Health Freak
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some credit card companies do, that is only if you pay off the balance including the interest and once you have done this you have to wait 6 months before applying again. |
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SKYDOGSLIM
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orchid bank is your company. that is all they do. |
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alatoruk
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capital one - even if its their secured card you get to rebuild a credit history. |
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nicola_folan
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vanquis.... they have a high a.p.r about 30% but they accept loads, but as said by others if you need it so bad you shouldn't get one... and not so close to Christmas, for you know you will use it for the wrong reasons |
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Allyn
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i had terrible credit and FIRst Premeir BAnk gave me a card...1.88.987.5221...at first your credit will be $200 and there will be fees applied to your card at first...you'll have to pay $40 up frount and only have like $25 remaining credit you're first month...but it really helped my credit rating when they gave me a second chance to prove myself with credit...becasue it's only $200 i put my gas on it every month and pay it off...reeally really REALLY helps your fico |
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kevthekat
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Im in the same mess, if you find one please let me know hun x |
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Lady Athena
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You might want to try a local bank or Credit Union. They will offer you a secured loan/card. Basically, you deposit money into an account, say $500 or whatever which the bank holds. Your credit limit at that bank with that card is now $500.
You can use it just like a credit card and you will receive bills, too. Everything is the same, but you must be sure to pay the bills promptly and as per the agreement. After about 6 months or so, you can ask them to review the account. If the account history looks good, they will probably offer you a "regular" unsecured credit card. This will show recent good history on your credit report, which will look good to other lenders. As you get more credit and handle it responsibly, your credit report will continue to improve.
I'd try to work with a local bank as they are probably more willing to work with you and Credit Union rates are the best. Companies like Capitol One are likely to hook you in with a low interest short term offer and then hike it up as high as 27% as soon as they can. Just because they advertise on TV all the time doesn't make it a good thing...
There really isn't any easy quick way if your credit record is bad except to pay a fee to have the card Fed-Exed to you (don't fall for that) or crazy high interest rates. |
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donna r
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lots of banks are always willing to give you a credit card, you really are pre approved. but read the insert that explains the charges, such as intrest and then the big one that says, anual fee 90.00, participation fee 75.00 anually, acount set up fee 30.0, they are not worth it. one person said it good. you can hear the desperation. good luck. |
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