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 "what is meant by credit card balance transfer"?
can anyone explain to me what does it mean credit card balance transfer and how it can be done within different credit cards.....


 My credit card company is harrassing my family but offering me a settelment is any of this right or legal?
ok i've always paid my credit card on time,usually min. payment but anyway we have fallen on some serious hard times and its very late, they have offered me a settlement of only 20% of the ...


 My Boss Is Stealing In $ In My Name Help...?
Help!!! My boss is stealing money in my and another employee's name..He is doing it by posting fake refunds on cash paying customers. He took $350 in my name..I know because i did some ...


 If I have a credit score of 814, should I cancel some of my credit cards that I do not use?
I have about 9 cards of which I only use 4 on a regular basis. My concern is if I cancel the cards I don't use, will it hurt my credit score....


 Can I make $6,000 in 13 Days?
Yeah... you read that correctly. I got a letter from People To People Sports Ambassadors inviting me to go to holland for basketball in the Friendship Games. I have read that it costs around $6,000. M...


 What is money laundering?
I live in france and I can't open a M&S account in U.K. because of ''money laundering. (which I would like to use when I go back to visit family)....


 What credit card would you recommend to anyone and why?
...


 Im skint but in f/t employment -how do i get barclaycard off my back???
...


 Need private lender for bad credit loan, cant get approved, have great income.?
credit shot due to me making payments on a house to someone who then didnt make the payments to mortage co. then they broke in and stile a bunch of stuff. so much for take over payments. looking for ...


 Credit Question. Please Help!!!!?
I stacked up about $7000 of debt about 5 years ago that went into default. About 6 months ago I paid it all off in full. My credit is pretty bad but it is getting better. What can I do to get it ...


 If I add an authorized user to my credit card account, will it help their credit score?
...


 Should I declare bankruptcy?
I have about $20,000 in student loans and about $14,000 in credit card debt. I lost two jobs in the past year (not to any fault of my own) but I opted to resign because I'm in a field where ...


 Ive been scammed - ebay!?
So i purchased 2 playstation 3 60gb consoles on ebay from 2 different sellers. Well, after making a payment i get an email from ebay insisting that i do not make the payment as there is something up ...


 Psychics please answer this question. Where can I find my lost bank card?

Additional Details
It was lost in my bedroom along with the company's phone number....


 How can I get a car loan without paying comprehensive insurance?
I would like to buy a eclipse for $6500 and currently only have $2000 in cash. I would like to be able to build some credit and could easily pay the car off in under 6 months. The main thing is that I...


 I recently just got a credit card and does anyone have any advice to give me?
...


 Ok I recieved a preapproved capital one card and got a 45 dollar membership fee before i activated it.?
I wasn't sure if i was going to activate or cancle the card but I got a statement saying i 45 dollars for a membership fee. I was wondering that if there is any other fees for activation or is ...


 Credit cards?
anyone know where i could get a credit card from even though i have bad credit in the ...


 I can't believe what the bill collector just asked me..?
First of all don't ever get store department cards! I was on the phone with the least liked call of the day, and when they were asking me for another phone number, asked if I could give a ...


 Would it be beneficial to add my girlfriend to my credit card?
My girlfriend is twenty six and has zero credit. I want to help her build a credit history so we can eventually buy a house. My concern is that while currently my credit is in good standing, and my ...



housewife hannah
Does anyone else find loan adverts really annoying eg picture?
if I want a loan the awful ad's wont make me get a loan through them.

I'm less likely to go to Picture loans or the one with carol vorderman. I think they should spend less on advertising and make people pay less interest.

there are so many companies advertising no win no fee, debt consolidation, loans for people with credit problems etc etc etc.

They are encouraging people to get more in debt. I think if you haven't much money, maybe sell things, only go to them if you are desperate.

It is really annoying - if I want a loan I wont turn the tv on to get the number, i'd look in phone book. why shove it in our faces.

What do you think???
                     
 




Smarty
"How much do we want to borrow .... yes £25,000 - Yes, we have a mortgage"
"It's so easy to talk to those people!"

Yes, indeed they are annoying!!!!

That one with Carol Vorderman really gets my back up too!!


laura_popple
I generally think of them this way. If they as a company can afford the extortionate amount of money it must cost to have those annoying adverts running so many times a day on so many different channels, they must be making a helluva lot of profit from the people they're lending money to.

And aren't looking out for the person they're loaning to, more themselves.

I know businesses are there to be a business... but I don't think those companies are very ethical about it all.


Chipmunk
I hate those ads too, especially the Picture ones. If I was on the phone to that woman while she was shouting and speaking to her husband and kids I would have told her to call me back later when she was less busy and put the phone down. So rude! (Yes I know it's only TV, but it's annoying!;))

I used to sell loans for a well known building society, and I'd never get one myself. On top of the extortionate amount of interest they charge, they rarely give out loans without making you take up their insurance too, which is also costly, and doesn't cover you as well as you might think it does. They are a big con really, and I have seen a lot of people get into huge problems because of credit.


stacey r
I think need to go and look for my scoooootar in the garage.


yummymummy the 1 & only
Rating
i agree they are so fake and they are always so cheesey


carr51
i hate them too- especially the one with the geordie woman in it, you know where she shouts 'Josh, dads found your scooter!)- i hate it!!!

Its made far too easy for people to get into debt these days, but i do generally think that its down to the individual- I've never been in debt and would never take out a loan or get anything on credit.


dream theatre
agreed these adverts are so bloody fake darlin .xx


popartangel
I do admit i get a bit fed up with these ads as they are on so often. I do understand they need to advertise but they do seem to be on a lot. They must be making quite a lot of money out of desperate people to be able to advertise as it is not cheap.
Some adverts are misleading you have to be a home owner because they use your property as colaterol. Some involve you being made bankrupt and paying extra fees.


shezersuk
yes they are irritating, same thing over and over again


Annelleg
Rating
Yes they annoy me too. And yes that one with Josh and his Scooter, in fact now I grab the remote and switch over for a minute till it has finished


Lyd
OMG!!! i hate them too especially the josh, dad found your scooter!!...and the one with the guy playing wit the ball..can his nose get any bigger...lol


kari
Rating
I totally agree with you .. and specially now that none of them want to lend me any moneyyyyy !! I hate them all


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