 I'm 19 and have no credit but need to get some? |
| what do u suggest i do as i don't have enough credit to get credit cards etc.... |
|
 Credit card with score of 636? |
| what credit card can i get approved for with a score of 636 and i derogatory item on my report which i am currently disputing i already have a secure credit card i am just looking for a way to ... |
|
 Will I still have a bad credit? 10 points for honest answer. Thank you? |
| Over 2 years ago I had a minor accident. I went to the hospital for couple times. The bills were about $990. I had a health insurance, but the health insurance have never paid for it. Finally, last ... |
|
 Where and how to apply for credit card? |
| Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.... |
|
 E-bay / pay pal? |
| i have just sold an item on e-bay(first timer!) the payment is in my paypal account but not in my bank acount yet(had a few prob getting my way round it),is it ok to dispatch item to buyer, as i feel ... |
|
 I have poor credit. Where can I obtain a small $600 loan/credit card with no fees.? |
| I have poor credit. Where can I obtain a small $600 loan/credit card with no fees. I need the money to invest in a new career that will hopefully get me back on track.... |
|
 Credit cards for kids? |
| is there a credit card where my kid can use it but i pay it off?... |
|
 I (minor) just bought a visa debit card, and my mom won't let me activate it.? |
| I'm 15, and I just bought a visa debit/prepaid card from HEB/netspend.com, and was told that in order to activate it, I was told that I needed to fax them my mom's social security card, my ... |
|
 What is considered a Good credit score.? |
| i just receive my score one is 660, 690,689. so am ??? in terms of what is a really good score.... |
|
 I have had a letter from a debt coll. agency. The debt is from 1997, am I still legally bound to pay? |
| This is relevant to law in England & Wales - I have heard that after 6 years, the debt is 'statute barred' ie expired, and although this debt agency has threatend me with court, would ... |
|
 Do you think it's right that an employer makes his whole hiring process based on your credit.? |
Additional Details
Ok, what if the person has fell on hard times and bills got backed up judgements fell on them and no one would hire them because of such. You try to better yourself ... |
|
 New capital one credit card? |
| ok i just got approved for my first credit card a capital one it should be here in 10 days im very good with paying my bills so that not a problem it said that i'll have a 0% intro APR untill 4 ... |
|
 What are the chances of being approved for a mortgage if I can put 50% down? |
Small home worth 35k, selling for 25k (by my uncle). Continuous work in the same field for appx 1 year, and credit score 620ish.
*Fiance wants to liquidate and invest his mutual fund in ... |
|
 Read the question please, no dumb answers. Would there be a problem paying more than the statement balance? |
| On a credit card to cover purchases bought after the statement? Say I have a $100 bill and I bought $100 more of stuff after the statement was mailed. So the statement is 100 and the online amount ... |
|
 How long does it take for a check to appear in your bank account? |
I recently placed a paycheck into my checkings account at commerce bank, along with a 100 in cash.
So far it only shows the 100 in cash that I placed and not the paycheck. I placed ... |
|
 I have NO credit how can i start to build credit? |
| I have no credit I have tried to apply for small loans or credit and gas cards just so I can start some where but I dont get approved because I have no credit history! Where Can I start!!!... |
|
 Someone stole my credit card and charged almost $200 last week...I know who did it, what are my options?!?!?!? |
| I'm really pissed off. I know who they are and where they live. I want to know what are my options... Like can I sue them or press charged with the police...etc... This was really mean and ... |
|
 Collection agencys? |
| do you think collection agencys are allowed to call you at work and demand payment over the phone?... |
|
|  |
*WELSH CAKE* | Does anyone have urges to spend money you can't afford.......? |
Then get into a lot of trouble for it?
I mean like all the time and never learn from the mistake?
Additional Details
Are you suffering from bipolar bre?
Just wondering, because I do actually and if you need info I can help you. |
 |
 
robesonfam
|
i did it all the time and ruined mine and my husbands credit and now im paying for it im trying really hard to fix it all. i cut coupons and havent bought new clothes in almost a year |
|
anothermauri
 |
I think everyone does that at some point in their life. |
|
katehughes2706
|
Yes thats why I'm £24,000 in debt! |
|
Heralda
|
Oh God yes! But don't you think it's about more than money? Look at what they do to us with all the advertising. They always emphasise that when we spend money we are doing it to feel good and because 'we are worth it'. We want to say 'Yes', we want to have strawberries AND cream. We want to LIVE, and live now! Saving up for stuff takes so long and is SO boring! We'll worry about paying for it later. Later is a long way away and we don't have to worry about it now.
But later does arrive, eventually. And if you can't afford to pay it back, you're in trouble. And then all those people, the banks, the shops, the catalouges that were so willing to throw money at you, start treating you like a silly child. Now they talk about you in patronising tones, and expect you to accept it because you, after all, can't manage your money. No wonder people get depressed, and try to cheer themselves up with a spot of shopping.
Break away from this brainwashing cycle. Advertising encourages us to keep wanting and to think that more will make us happier, wheter it's clothes or cars or even love. But wanting is a treadmill: as long as you have unsatisfied desires you will never be at peace, because to be happy you will either have to satisfy all your desires (unlikely) or let go of some of them. If the need for something is making you unhappy, then work on letting of that need. One of the best ways to praactice letting go is to do without for short periods, many religions have times of fasting partly for this reason.
It's hard, I know, but you must take control. See if you can get any help from the Citizens Advice Bureau. Good luck. |
|
mrsbasemore
 |
How old are you? Are you spending cash or using credit? If you are using cash you'll get tired of being broke and criticized at the same time. If you are using credit cards then you will realize it when your credit score plummets and the time comes when you need this credit. Seek help from someone who is able to help you now before you get in too deep. |
|
ladylafemme1
 |
yes every week |
|
alibobs
|
hey
i used to do it a lot!! With society like it is today, consumerism has become a big part of our world. It is so easy to go out shopping or for a drink with friends and spend money you really can't afford to but the trick is to budget.
I have had to learn to budget my money every month and being a student myself i gotto tell you that is hard! You need to organise your money and sort out what needs to be paid out every month and what you have spare. The spare can be spent how you like but you have to remember to make sure it lasts the whole month or you will be back in the overdraft.
Try to resist things or try saving for things. Good idea is to get a wine bottle and roll up notes and put it in the wine bottle once a week or month. The only way you can get the money is to smash the wine bottle! Good luck |
|
loves2shop
|
weekly! |
|
j12
 |
No... well, not really. If that's an issue, you might want to look into it. Maybe you really like power trips, or feeling important and that's the way you do it.
But stop spending!! Ahhh! You might be a shopaholic or spendaholic... |
|
mjammy1978
|
is'nt that why credit was introduced in the first place,??? |
|
xoooooooo
|
Everyone wants things they can't afford. The solution is to figure out what you're giving up so that you can buy these things you don't need and can't afford. You don't want not have money for something you actually need. Next time you go to buy something you don't need, just go home without it and then if you still want it the next day after you have really thought about it, then buy it. |
|
asfd s
|
Doesn't everyone? |
|
BRE
 |
you could be bipolar..really look into it.....finding out could really open you eyes to some issues |
|
Googlypants
|
Not recently. I discovered that if I feel the need to buy dozens of things I just go to ebay, buy a ton of stuff and it costs me about £1.47 |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 14 minutes(s) ago
| | | |
14 | 15 minutes(s) ago
| | | |
15 | 17 minutes(s) ago
| | | |
14 | 55 minutes(s) ago
| | | |
14 | 2 hour(s) ago
| | | |
14 | 4 hour(s) ago
| | | |
14 | 7 hour(s) ago
| | | |
14 | 8 hour(s) ago
| | | |
14 | 9 hour(s) ago
| | | |
14 | 2 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
