 I own a house that my mother gave me? |
| but I recently divorced my husband and he left me in a lot of debt with no way to pay.I intend to pay these debts off when I can get a job but can my house be taken away for any of these debts, I ... |
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 How can I build up my credit when Im only 18? |
| Im only 18 and desperately trying to build up my credit. I was just wondering if anyone knew how I could do so. Thanks!... |
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 Will adding my son to my credit card impact my credit rating, even if he never uses the card? |
My son read that a way to improve his credit rating was
"Add Your Name to Someone Else’s Good Account.
Piggybacking off of someone else’s good credit is an easy way to improve ... |
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 I have a credit card question. My credit card is up to its limit and im making monthly payments to pay it off. |
| Is it a good idea to do a balance transfor to another credit card for lower intrest rates or does that just make it worst. Did anyone ever do a balace transfor? and does it help?... |
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 How do I get my Credit Score? |
I just recieved a personal credit file from Equifax, but it did not include my credit score. How do I go about getting that score?
I live in ... |
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 Why is the lost or stolen number written on the back of your bank/ credit card? |
For goodness sake!!!!
If you lose it you would never know what number to call anyway!!!!!!!!!!!!!!!!!!!.......
Egg's site impressed me though, first thing you see in the &... |
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 Does anyone know of a place that re consolidates private student loans without running your credit report? |
Additional Details
I have about 40k in student loans through Sallie Mae that I just recently brought current and the monthyly payments are $600 and my APR is 18.24% I need to do ... |
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 They put my account as "Charged off"....??..? |
| I have an outstanding balance with a creditor, I called one of debt releif organization. So I am making monthly payments. The collection agency put my account as "charged off". Are they ... |
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 New year and I want to start clearing my debt.. what are some good free debt management companies I can call? |
My debt amounts to about 4000GBP.
I want to start cleaning up my credit file and clearing debits.
I need a decent free debt management company that won't take any of my money in ... |
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 I need 2000 to bail my boyfriend out of jail but i dont have ne credit cards or bank account? |
Additional Details
ok i dont think it right that you ppl judge my boyfriend not one of you kno him or kno why he is in ther so i really dont think you should judge ... |
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 ING Direct, is it worthy?? |
| I am researchign ING, and see that the ing direct savings account accures 4% interest. Y is it so much higher than normal banks? I am 18 with no credit hostory ( dont kno if that metters), can I open ... |
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 I'm 19 years old, full time college student, thinking of getting a credit card. What should I look for?? |
| I do not currently have a part time job (but I do have money saved up). I wanted a card that will give me points and/or rewards. Any suggestions on where to look? Should I even get one?... |
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| Will my bad credit be renewed when I get married? |
| I live in Texas and because of a hospital bill my credit is bad (the bill is only $35) We want to get married and buy a house and a car and all that good stuff. He has no credit will we be able to do ... |
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 Considering a personal loan...? |
If I was to take a small personal loan (less than £500), how long does the whole process take. Would I have the funds within a month for an overseas trip?
Thank you!!... |
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 Where can I go to "watch" my credit (I don't care if I have to pay for it.)? |
I would prefer to have a place where I can do a trial period.
I ALREADY tried PRIVACY 1-2-3 and FREECREDITREPORT.COM. I can NOT get another free trial though them, but there has to be ... |
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nelly | Does anyone know? |
Is there a credit card out there ro help build bad credit if so what is it called oh by the way i dont have a bank account. |
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MacMorrigan
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Any credit card can help you increase your credit rating over time provided you make the monthly payments or better yet pay the card off each month. However most cards will require that you have a bank account.
The trick is to pay bills with the credit card and then before intrest is added pay off the card. This not only helps you to billed credit. It also gives you a one sorce document to prove that you have paid your bills. |
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uncle billy
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apply for small cards like gas companies offer with low levels of credit like 500 bucks, if you get one use it and pay it off monthly, if you can't get a credit card at all try to find a debit card provider with a debit card you have to put money in and your purchases are taken from that and you repay yourself, those build credit, also if someone in your family is a member of a credit union you maybe eligible to join, if so do it, they will be able to help |
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swdMO
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Try Orchard Bank or Providian. Watch out for extra costs, too high annual fees, etc. Good Luck! |
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sueme
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secured credit card at your local branch And open a account |
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monkeyof1986
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Just pay your card bill ontime and pay with a few extra bucks, and it should take about 3 to 4 monts for your credit to start getting better. |
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Omy
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There is no specific credit card to do that. Like in the case of my husband, he had terrible credit. Nobody would give him a credit card, but over time (some years), one company did finally approve him for one and he has slowly built up his credit with it by making all his payments. He got a card with MBNA, but you can do it with any card, just make sure not to continue with your old habits and don't make any late payments even if you can only send the minimum for that month, do it. You need to let some time pass, 5 to 10 yrs at least. If the laws have not changed, after 10 years you are no longer liable for the debt, but I don't know if they changed that, you should check. |
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Dr. Phil-lys
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OXYMORON.... CREDIT CARD DESIGNED TO HELP.
No credit cards are out to help. None.
Your best bet is to go with a credit union.
Credit cards operate under a special branch of our government. The branch is COMPLETELY pro credit card. Why? Cause they think it stimulates our economy. No, it devastates our economy. That's why ALL the credit card companies are registered in Delaware. DOn't believe me? Check anyone's credit card by looking on the back at the address.
The only card I remotly tolerate is American Express. Otherwise, they are the devil. The Attorny General of NY has been trying to fight their practices for so long and has only succeeded in making them charge more for the "minimum payment due". Otherwise, they're covering up their bad raps through these "so called special offers". No such thing as a special offer, it's only a marketing ploy. |
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Anry
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i don't think so. |
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bayareasportsfan
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Try Orchard Bank. They specialize in people with bad credit. |
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rhonda w sf
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Try firstpremier.com or myaspencard.com |
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carolewkelly
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Try Capital One - they require a deposit and may have a high percentage rate, but have been known to issue cards to those in the high risk category. |
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starrwoode
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Im not sure what names they are, but you can start with a prepaid card, thats one inwhich you deposit money, like a checking account, and then use up to the prepaid limit. If they can see you can handle that, then they often will begin you with a limit of going over what you have deposited by 50 dollars, and as long as you keep them paid on time, slowly they will increase the limit. Just put in a search engine, How to build credit. Or secured credit cards, Or credit cards for bad credit, and see what you find. good luck |
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