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 What is the best thing to do when you are in debt about $7,000, and you have creditors calling you everyday?

Additional Details
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louby k
Does anyone know any uk bank that will give you a current account will poor credit? im desperate!!!!! help me?

Additional Details
i need a bank account with a cheque book and grauntee card or a credit card (not capital one) asap
                     
 




Teejay
Rating
Have you tried Yorkshire Bank?


:-)))


miss_blue_47
Try a Cashminder account from the Co-op Bank.


Lisa D
Rating
Nobody does 1 that'll give you all that cos it means giving you credit.

The closest you'll get is Co-operative bank who'll give you a basic bank account with debit card


Neha M
Barclay's bank do aslong as you have got all the right id they ask for


chrisshaw02@btinternet.com
Rating
natwest step account gives u a solo debit card(funds u use are deducted straight from your bank)
lloyds current account(basic with no monthly fees etc)gives you a visa DEBIT card or visa electron and cheque book,but guarantee cards are hard to get-ive had that account for6yrs and they wont give me a guarantee card.
There about your best bet as it will be very difficult-i have quite good credit and thats the best theyd give me.possibly start with the natwest step account and solo card and after 3mths of them seeing regular transactions ask about upgrading the account.
For a creditcard try barclaycard...if you cant get one of them ive found you cant get any other9apart from capital1 whch u said no to)
Avoid companies that credit search at experian or equifax...dont kno why but they're always swines for me!!
good luck!


alatoruk
all banks will give you a current account, however with bad credit they will not give you a debit or cheque guarentee card.

you might get a visa electron card if you want to do online payments etc. talk to halifax.


pollywallydoodle
Hi
Think Banking is part o royal bank of scotland will accept all no cheque book but maestro card. Check the managed account. Look them up on internet and can open the ac on the telephone.


add_townsend
Rating
All banks will do a credit search on you if you want a current account, ie cheque book and card to use at the same time. I have a cheque book and a visa electron but still can write cheques to pay for thing over the net etc. Hope this helps?


peroxide.pixie
i thought anyone could have a current account, isnt it just a debit account? im a student(so i have loans and bad credit) but i still have one with the abbey national and an overdraft.


Franco
Rating
You do not need a good credit history to open a current account since they are not giving you any loan. However they may not allow you any overdrafts, so you will have to act responsibly.


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