How do I take a person to court for money I lend him? |
| I lend my friend $10,000 To buy a new motorcycle and retrive his License it's been 4 months since He agreed to pay me back a sumof 500 a month till the debt is covered he has not given me ... |
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What should i put for the name for the credit card on paypal? |
| i just made a paypal acount i want to add a credit card, when i want to add it it says i need to put the first name on it... i am using my moms credit card so should i put my moms name on the card or ... |
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What credit card company's do offers on 0% interest rate for 6 months or more? |
Additional Details I mean 0% interest on APR.
Im not botherd about balance tranfers or purshases !... |
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Credit problems? |
| Does any1 know of any sites or information on how to best clear credit card debts quickly and efficicently. My girlfriend gets a bit trigger happy with the things and i think its time to get them ... |
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What do you have to have to be eligible for a American Express Platinum Card? |
Can you just be an average person or do you have to have a high paying job?
Also, what is the big fuss about the American Express Platinum Card? Additional Details kristabe, I ... |
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Do debt collectors really call you at home at 3:30 am? |
| My boyfriend is telling me that the private/blocked # calls on his phone at times like 3:43 am, etc. are from a collection agency trying to collect a debt. Is this true or am I being duped??... |
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Whats the best Credit Card? |
| I was wondering what credit cards people thing are the best?... |
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My friend's 'boyfriend' applied for a credit card in her name. consequences of shopping to police? |
| He has gone up to 500pd limit, in four months since opened, gone over limit twice by a few pounds, missed one payment and late on another. How would this affect her credit record? Finally persuaded ... |
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Can you cancel a credit card as soon as you get it?? and will you have to pay any fees if you don't use it? |
Additional Details it says that there is no annual fee... then it says right beside it that there is a "$50 minimum finance charge"... what does that mean?... |
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I have a bad credit rating and I am in dire need of a loan? |
| I find myself in dispair and in need of a loan to save myself and my small business from complete ruin. I was turned down by my local bank, due to my credit rating and have no where else to turn, ... |
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PayDay Loans have buried me.? |
| Ok, so I was very dumb to start taking these loans in the first place. The first one was ok, it was through a reputable company, and for a $500 loan, I ended up paying $600. Not bad. But then I ... |
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If i give my credit card info over the phone can the other person do anything other than reserve the room? |
| I just reserved a room with my credit card-3 days ago-however we i called tonight to ask a question the employee didn't have any record of my reservation. I am quite bothered by this because the ... |
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I need $10,000 who can help me? |
| I need the money by the end of the week. Please no scammers. I'm tired of people trying to get me to pay transfer fees, insurance fees, and non collateral fees. I need someone who is not going ... |
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How to get a loan with bad credit? |
| has anyone gotten a loan with bad credit? i'm talking credit scoore worse then 520? how do you get accepted? who do you go through? please help?... |
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WENDY D | Does anyone know how to improve your credit score in a short time? |
I need to refinance my house but my credit score is 525. I need it at 580 minimum to be able to refi with a good rate and get cash out. Does anyone know how to get a score up that much in a short amount of time. I know I owe about $400.00 on credit cards and I have some lates on there. I am going to pay the credit cards off, but does anyone know how I can get that score up within 2-3 mths or so? |
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Katherine W
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Pay the credit cards early, don't wait until the last day. Try paying them three weeks early. If you only have $400 in debt, there's not much you can do, because that's actually pretty low. It's the lates that are hurting you, and they don't improve until months go by. Don't open a new credit card, because that takes about 18 months until it doesn't affect your credit. If your debts are more than 20% of your limit, ask the credit card companies to up your limit, so that your percentage of debt is smaller. If you have it all on one card and that makes it go over 20%, put some on another card. You could also improve your credit by putting money in a bank or credit union and taking out a secured loan for the same amount (secured because the money is held by the bank), and then paying it off quickly to show you're responsible, that would help. |
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bdancer222
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Sounds like you're planning to throw all your unsecured credti card debt into that refi. Do you plan to close those credit cards or at least not charge anything?
If you run those credit cards back up, you could end up losing your house. |
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Anna K
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How to improve my credit score? To find out specifically what you must do to raise your score, you can order your score report from all three national credit bureaus. In addition to your score<!--you'll get your credit report, an indication of how your score ranks nationally and an explanation of how you can boost your standing.
http://badcredits.awardspace.com/creditscore.htm
In order to improve your credit score, it's important to know where you stand currently. Despite all the media attention given to free credit reports-->you still have to pay to find out your credit score, the three-digit number ranging from 300 to 850 that is the key to your borrowing costs. |
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outlawimmortal2
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try disputing all negative entries on your credit report you may get lucky and get them deleted. |
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exp i
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Pay off all your debts at the earliest and make bill payments on time. From http://www.acreditlibrary.com/improvecredit.html |
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ringmessenger18
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I actually know a way that you can boost your score in a quick amount of time but i need you to email me asap at Ringmessenger18@yahoo.com because laws are changing and by sept 1 this trick wont be able to be used. |
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yourmtgbanker
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Did your lender pull your credit report and tell you the score? If so, see if your lender can run a creditexpert analysis with their credit vendor. They can project the # of points that need to be improved and the credit bureau will make recommendations on what you need to do to reach the projected score. |
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Elizabeth P
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Pay your credit cards off, thats all you can do. Opening a bank account helps and looks good, but you have to elimate all your debt first. My credit is screwed by just a capital one credit card... good luck! |
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ANJANETTE C
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I have a friend who did this and got her score to shoot up significantly. She open a secured personal loan at a financial institution. Okay...let me expalin. She got a loan for $500. She secured this loan with $500. When you secure a loan like this a bank will not turn you down. But remember this is a short term loan. After exactly one month pay off the loan. Your credit score will increase because of it. This transaction is sort of like getting a secured credit card. You provide the money for the card. You use it wisely, like a charge for under $20, then repay it. Your score reflects because of it. She did this consistently for about 6 months to help build her credit. And boy did her credit go up.
Here is another trick. Order all 3 of your credit reports. Then dispute errors on your credit report. Creditors have exactly 30 days to dispute or correct it. If they do not respond they have to remove it from your credit report. BOOM! Your score increases due their nonresponse.
Or just pay your entire balances on your credit card and wait 30 days. It will reflect on your credit.
Good Luck! |
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