 Who invented credit? |
| You know, the whole idea of "buy/borrow now, pay later" but with added interest?... |
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 Is no credit worse than bad credit? |
| As far as I am concerned Ihave no credit. I have just recently got a student loan, I don't know if that made my credit bad or not. How can I get good credit? I don't want to apply for ... |
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 If i am filing for bankruptcy next month will i get introuble if i use up on my? |
| credit cards this month? I already bought alot last month and this month is it ok?... |
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 Does anyone know how to get rid of columbia house records? |
| I bought some dvd's last christmas and now they are always going into my checking account taking money out and mailing me dvd's that I dont want. I can never talk to anyone at customer ... |
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 I have a serious problem on my hands! I had some money saved up and i went out to find me a used SUV? |
| I set out to find a way to restablish my credit, and my girlfriend gave me 7 grand to put down on a used car. Now, by being so excited, i didnt care what happened, i just new i had cash and i found ... |
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 I CANT GET APPROVED FOR A CREDIT CARD NO CREDiT? |
| what credit card can i get i have no credit. i know how to spend stuff im only gonna buy like cheap stuff and pay it off each time. is there other ways to build credit?... |
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| Credit card company threatening to take money !!? |
| I had a credit card with halifax bank a few years back , i basically got behind with the payments and eventually stopped paying , after several letters , i rang them up and explained difficulties in ... |
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 Is there a way to remove old paid off debt from my credit history? |
| I am trying to build my credit back up after some stupid things I did as a 20 year old. I had some deliquent credit payments about 5 years ago or so, that I eventually paid off in full about 4 years ... |
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 What can i do about ex husbands girlfriend pulling my credit from her work? |
| My soon to be ex husbands girlfriend obtained my social security number and pulled a hard inquiry on my credit. She is employed at a mortgage lender, which is where the inquiry came from, although a ... |
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 Why can't I get a unsecured credit card? |
I'm trying to rebuild my credit rating but nobody wants to seem to help!
Additional Details
they keep sending me applications for uunsecured cards and then reject the applications.... |
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 Do anyone know of a reputable Credit Repair Agency? |
| I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to ... |
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 When one has bad credit, is it beneficial to accept the offers of the cards claiming to help rebuild credit? |
| Or if trying to rebuild your credit, would it be better to just start paying on the bills that are delinquent and trying to make a settlement with the company? I had a hard time in the past and was ... |
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 Collections agency ? |
| what should i do if they keep calling me? and they already know my address and what if they come to my house and try to do something? i owe a debt of $1000 gambling online because they gave me free &... |
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 What does payee mean? |
| On a recipt you have to write who is the payee and who is the payer?... |
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 Bankruptcy claimed 2 years ago and credit card that was included is still showing up on my credit report? |
| Please help I'm not sure what I need to do. I just applied for a small personal loan thru my credit union. I was denied because of what they said was a current debit. (A credit card that was ... |
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 How do I improve my credit score? |
| I am trying to buy a house and need to improve my credit and within the next 4 months. What is the best way of moving forward. I only have 2 small negative items, and have never owned a credit card.... |
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 Is is possible to legally remove negative information from your credit report? |
| I know there are websites out there that are scams and say they can get you a new credit report which is illegal, but I have also read that you can get the creditors to remove the negative marks. Is ... |
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 Cashier's check? |
| i just recieved a cashiers check and i was wondering if i could go to any bank to cash it.... |
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LADY__LUCK | Does anyone know if a provident loan shows up on your credit report? |
This is in the UK, if you don't know don't answer please
Additional Details
unfortunately i already have one, so not point telling me not to get one.
Also, there is no credit search done |
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*DB*
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No it doesnt ive checked cos i had one too.x |
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Psycho Dave
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It Can Be a good thing as long as you have paid for it but if you haven't it will be held against you just as if it was a million pounds from a bank Dave |
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sueywuey
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any loan or loan application which requires a credit search will show on your credit history regardless of sub prime or high street lender. |
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Tracy
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yes it does.............bur are you mad, have you seen their interest rates. personally i'd look else where, they are nothing but legal lone-sharks. have you not watched the watchdog programmes on TV the last few years? |
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mittobridges@btinternet.com
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As far as I am aware.... if no credit check was carried out it should not be on the credit check part of your credit report.... HOWEVER.... It may appear in other areas of your credit report, it's not just based on searches.
If you default on a payment.... it will show up. If youre really concerned, go to www.experian.co.uk and get yourself a copy of your report it's about £2 (payable online or by post) and really interesting. |
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Valiant
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It depends what credit report company that Provident use.
If they use experian, then it may not show up on Equifax.
Also, not all companies record data with CR agencies. There is one major high street bank that doesn't, well not on the reports I have seen anyway.
If in doubt ring 08700 100 583 (Equifax) and it will cost you about £2.50 with your debit card to get a credit report. Should be with you in seven days.
Alternatively sign up for one of those freebie trial periods. |
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Crazy Diamond
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Yes even if you run a catalogue and a good payer it's there but it then works in your favour. |
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toietmoi
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Yes, It shows
Loans, mortgage, direct debits and standing orders
I have tried this company to get a credit report
Experian.co.uk |
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psychoticgenius
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If there was no credit search you may be ok, but the chances are they will be legally obliged to divulge all business if they get audited or a visit from the VAT inspector. |
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