 Bad credit auto loans? |
| Recently my husband and I decided to trade in our car and buy new one. With the what we're losing on the trade in, we need to borrow around $42,000. The problem is we have the income for it ... |
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 Which creditors to pay first? |
| Please help settle a dispute between my wife and I. We are working on getting on a strict budget to pay off our debt. We have some bills that are current and we are making our payments on and we ... |
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 I have been scamed, a fruad!!!? |
| help cityline financial company promised me a loan for 16,000$ all i had to do is send 4,200$ in insurance. to find out they are in canada not in usa. i sent personal money gram to canada, thought it ... |
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 If i let my bank take my car back will it come up on my credit report as a repo? |
| I cannot afford my car anymore and I want my back to take it back without my credit being ... |
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 Is there a way to check your credit score for free? |
I want to know my credit score, but I don't want to pay for it or give my credit card number to some company for a free trial.
Additional Details
I SAID IS THERE A COMPANY THAT DOESN... |
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| We are drowning in credit card debt...why can't we use a portion of my husbands 401K?? |
| My husband and I have racked up $12000 in credit card debt. He has $48,000 in his 401K. We're young...and the interest is only climbing on our credit card debts. I feel like we're ... |
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 Paypal/Ebay. Do I Have To Pay For Buyers Return??? |
| hi people i had a mix up and sent the wrong jeans to the buyer and sent the other ones to the other buyer and they haven't replied so im guessing they aren't going to part with them or send ... |
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 Negative Credit Card Balance!? |
| My credit card balance is like -$200, does that mean I overpaid? How does this work out?... |
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 I owe $32,000 in 6 credit cards. How do I pay them off????????? |
| I make $3750 per month after taxes, my expenses are $1000 per month. I dont have any savings, or assets. I am willing to pay $2750 per month. What is the bests way?... |
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 I want to appy for an auto loan, what should I know/take with me so I am sure to come prepared? |
| I am looking to apply for an auto loan and need about $9000. I only began trying to establish my credit 10 mo. ago so I don't think I have very much of it. I am going to be looking at different ... |
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 How long will it take for my credit score to go up? |
| How long will it take for my credit score to go up after I pay a creditor that has shown a late pay every month for a year, & it shows as 30 one month, 60 the second month 90 the third & so ... |
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 I want to check my credit score but all the web sites want my credit card info.? |
| Is there anyway that I can get a truely free credit report?Without credit card information being required.... |
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 Building up good credit quick!? |
Here is the deal:
I have absolutely no credit at all. I've always paid everything cash. Now, I'm starting to realize I need to build up credit. How can I build up good credit ... |
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 Can you go to jail for credit card debt? |
| can you go to jail for credit card debt? iam about 10,000 in debt and i havent paid a payment in 7-8 months because ive been having some financial issues..can they really send you to jail?... |
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melissag_0506 | Does anyone know if it negatively affects your credit score to apply to too many companies for credit? |
I have once applied to several different companies in a short period of time but I do not do that consistantly. I have heard though that it CAN affect it because of this reason. What do you think? I am just young and would like to help myself build credit. I know I need to be careful of getting approved because of the temptaion though. Hehe. :) |
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chazman1347
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If you are being rejected, it has a negative impact on your credit history. Also, having a lot of searchs for your credit score in a short period of time is a big red alert for the loan agencies and credit companies. |
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sopcwebservant
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Yes. It has a negative effect simply because, to potential creditors, you appear to be too desperate to receive credit. See, the key to getting good credit is to show them that while you would LIKE to have it, yet, you do NOT NEED to have it. You don't need them. Instead, they need you. Always keep this in mind, and you can't go wrong! |
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beauty s
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Yes, having to many people check your credit report can hurt your score.. and it takes 2 years for them to be removed.. I would not let anyone check your credit report for a while.. |
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luna
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yes. I was told that if you apply all in one day vs. different days it will be as if you applied only once |
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danielss429
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yes it does affect your credit report. It takes six months for a credit check to clear from your report every time you apply. |
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selysammi
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Yes, everytime you apply for a new card the company will check your credit, therefore each time it will lower your rating. Be selective when applying and be even more selective as to percentage rates. |
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Heather
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Yes, everytime you apply for credit, your credit is checked, every time your credit is checked you lose points. You lose more points if there are a lot of inquiries in a short amount of time. Be careful where and when you apply for credit to keep your score in order. |
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Kelley
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Yes it will ... everyone that you attempt will show as an inquiry. These stay on for a couple of years, and it looks bad to other companies if you did not open the account. |
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redhawgs
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yes too many hits on your credit record creates a red flag. any company you apply for credit with will check your credit and each hit will bring it down in the numbers. you want a high score. |
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saywut
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Each hard inquiry will drop your score 2-4 points.
If you want to build credit:
-keep your balance below 30% of the available limit
-add one new account every 6 months to a year
-make your payments on time (pay in full if you can)
-have both installment and revolving accounts in your credit history
You can attempt to dispute negative information that appears on your credit report...but you won't always be successful if the negative entry is accurate. |
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uuummk
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yes it does |
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lil mami
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yes... |
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