 Payday loans yes or no.? |
| Well it's almost christmas. If you were short on cash for christmas, say around $500.00 would you consider a payday loan yes or no and why?... |
|
 I need help with my debts? |
I HAVE LOTS OF DEBTS THAT I WANT TO GET RID OF BUT I DON'T KNOW WHERE OR WHO TO ASK FOR HELP!!! SHOULD I GET A DEBT CONSULTANT???
Additional Details
no i don't own a house and ... |
|
 How do I get my credit score? |
| I went to annualcreditreport.com and did my credit report, but how do i get my score? Can I get it for free?... |
|
 Finding a home loan when my credit is bad, where can I turn??? |
| My credit is bad because last year my husband became ill with liver cancer. We have been trying to get back on our feet. we can afford a mortgage but no one will give us one because of our credit. T... |
|
 Has anyone ever heard of this credit card? |
| I recieved an email credit card offer for an Imagine Gold MasterCard...issued from 1st Bank of Delaware...has anyone ever heard of this card and if so can you please let me know..... |
|
 If I have no credit, will I be approved for a credit card? Also, if I am approved, when will I find out? |
Will I just get the card in the mail? How long does that usually take?? Also, will I be able to use it as soon as I get it?
Sorry for all the questions, Im just really curious!!! I would ... |
|
 Whats a good beginner credit card? |
| i dont have any credit history and i want to start building up credit. whats a decent card i shuld apply for that wont change with 200 bucks in activation fee's.... |
|
 What would you do if a family member stole your credit card? |
| I have a credit card that was expired and I was paying it off. I had it almost completely paid off. I realized that I never got a new card in the mail but I didn't worry about it because I just ... |
|
 How do i use a credit card??? |
If i get a credit card do i have to pay for it??? And if i get one and never use it do i have to pay for anything still??? What i gotta do to get one?
Additional Details
Hey yall should ... |
|
 Was there credit use before credit cards??? |
Additional Details
if you can pls explain your answer.... |
|
 How can i get a home equity loan or line of credit to pay off debt,i have delinquent payments on some accounts |
| I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. $70,000.00 ... |
|
 Should my partner declare himself bankrupt? |
| We aint married and we don't own our own house but we have 2 children together. He owes over £15,000 to one company. By going bankrupt will it affect us buying a house in 5 years time? Will my ... |
|
 How old does a debt have to be, before you are no longer legally bound to pay it? |
I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I heard that collection ... |
|
 How bad does your credit rating have to be before u are refused credit? |
| havent got any ccj's or anything but have had one or two late payments this year. how much can these effect ur credit score.... |
|
 Why do so many people keep going into credit card debt? |
Question? What makes people keep using them when they see the destruction it is causing?
Many people, mostly younger folks and women, have so many credit cards they end up in severe debt ... |
|
 Buying a home? |
| I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!... |
|
 How do I get my credit cards to lower their interest rates? |
| my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ... |
|
|  |
ilovewigglesandgiggl... | Does anyone know of a company that will give bad credit home loans without a huge down payment? |
|
 |
 
mjg
 |
how bad is your credit? and someone might give you loan but the interest rate will be really high, and your monthly payment will mostly go to interest.. |
|
Steve D
 |
One good way to find a home loan that meets your requirements is to use one of the free online services that get you competitive quotes from several lenders. The nice thing is that the lenders who work through these services know that they're in a competitive situation, so they tend to do their best to make their quotes competitive. Just be honest about your situation when you fill out the form, and you should get some good responses.
Here's a page that lists several of these free services:
http://finance.necessaryvirtues.com/debt-resources/mortgage-and-other-loans/ |
|
heatheroo
 |
Go to your local government website and look up deals. In florida they have acorn financing that is excellent.
Start at www.hud.gov and look up Home Ownership. They will point you to your local office in your town. |
|
J Doe
 |
H.U.D. Housing or Fannie Mae. They even have web sites. |
|
aj485
|
Depends on what you consider 'huge'. FHA loans require a 3% down payment, but there is lots of documentation that needs to be provided.
Most banks offering conventional loans for subprime borrowers now require at least 5% for a down payment. Depending on how bad your credit is, even more of a down payment may be required.
On a $200k loan, 3% would be $6000 and 5% would be $10000, so if you consider that amount 'huge' and are getting a loan about that size, then you will probably have a difficult time finding a loan. |
|
julia
|
there are very few companies as the risk is on higher side |
|
Trish L
|
try NHBS, Inc, my aunt got her home loans from them |
|
rob b
|
I just wondering if you're after a secured loan in order to consolidate smaller unsecured loans... If so my advice to you is don't do it... don't put your home at risk... you just end up paying more over a longer period of time with more dire consequences if you can't afford the repayments... |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 41 minutes(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
