 I stopped paying my 13 credit cards on August 2006 when will negative info no longer be in my credit report? |
| My understanding is the negative information is only allowed to be reported on your credit report for 7 years. So since I completely stopped paying my credit cards last August "06" should ... |
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 I just found 5 credit pulls from a mortgage co, every 2 months. I have not, nor would use this lender. help? |
| My sister works as an underwriter there and our relationship has had its troubles. I would never give permission due to this. it is affecting an otherwise excellent rating. what is my recourse?... |
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 I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them..not now,anyways.. |
| ..what, if anything, can these credit card companies do to me in the event I don't pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin ... |
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 Why do credit card companies sue people? |
and why are there so many people who try to justify it?
Additional Details
I am NOT a deadbeat. I am a full-time student and I was out of work for a long time.... |
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 I found a lost credit card. How do I contact the owner to return it? |
| Today I found a credit card on the bus floor as I was riding home. It's a brand new card, and I want to return it as soon as possible to the owner. However, the name on it is "M. S." ... |
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 Will cutting (cancelling) a card end unauthorized charges? |
| I'm wondering if, in the event of identity theft, a simple call to the card company to cancel will disable the thieves from further use of the card and the numbers that represent it. Is it that ... |
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 Direct Debits?? |
| Right, my bill says the money will be taken out of my account on or after 2nd July. What happenes if the money isn't in on the 2nd?? Say if the money goes into my account for 3rd, will they take ... |
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 How much credit card debt? |
| I'm looking for record breakers here. I want to hear who has the most outrageous amount of credit card debt, for comparison purposes.... |
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 What kind of auto loan do I get with a 685 score? |
| I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?... |
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 First credit card? |
| I need advise. the do's and dont's. thank you.... |
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 What is direct debt? |
| what is direct debt of Natwest Bank?... |
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 Bad credit? |
| have no job and in debt by 2.000, but try to get something to put four payments into one so i odnt keep missing payment as its hard to keep track of what needs paying next and who needs payning , ... |
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 Uncollected debts removed from credit report after 7 years. Correct? Can debts be sold again for collection? |
| Financial difficulties left me with credit card debt. Some came off my credit report after 7 years. Since then I've paid balances in full and done everything to keep my credit in good condition. ... |
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Beth ps | Does anyone know of a credit card to get, so i can start to repair my credit? |
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*Bangin' Chi Chi*
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go to Bank of America and get a fully secured credit card..it may start off at $300 which is your own money..but it helps your credit and teaches you to use the card wisely...plus after u pay off the $300, they take the"secured" off and its just a credit card, but with a larger amount on it. it goes up every 6-8 months if they see you can handle it. its a good way to show the bank and yourself u can be responsible, plus your credit score goes up as u pay your bills well and on time. this link will take u there. http://www.bankofamerica.com/creditcards/index.cfm?template=cc_secured |
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hoosiergal0946
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Orchard Bank offers one |
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xnsozh
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Don't use credit cards. |
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His Brat
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There is one called Visa Eveloution.
http://evolutioncard.com/
Good luck! |
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Luckys Charm
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orchard, first premiere, aspire, tribute, aspen. |
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tujfalusi@rogers.com
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Not sure where you are so it could vary, but do a search on getting a secured credit card in your area.
You put up a deposit for the first year but it helps you to repair your credit. |
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juncogirl3
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Stay away from credit cards especially if you have a bad history. Many companies will offer you a card but your interest rate will be at 28% Try to get a bank loan or some other type of loan rather than a credit card. If you really need credit try some easy cards like Home Depot or Target. The interest rates will be high but it sound like you will have a problem anyhow. Put some simple, low charges on thesde cards that you know you can pay off in three to four months and for god sake dont be late. They will hit you with a $39 late charge and then they will raise your interest rate or even cancel you. They can do what they want. |
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Me1983
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In the UK Capital One offer a basic level credit card for people with poor credit history! |
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Wendy Jean
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Instead of a credit card, why not get a small loan at a bank. You could be a cosigner or they could be the cosigner for you. Just get a small loan, $1,000 or so and pay it off in about 4 months, then do it again. This is what my husband and I did. My dad got the loan and we signed as cosigners. In a year, we didn't need a cosigner anymore. |
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pink_me
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why not try visiting this resource..have a great day and goodluck |
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eternallyactive
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capital one, they will give almost anyone a card!!
Why not try a credit repair service instead? |
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motrouble
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I went through the same thing. I went online and searched for offers. There's always adds for credit cards for people with bad credit. I got a regular card (not secured) but it has the yearly charge of like $40. I have since been able to get others. I don't go crazy, and I always pay more than the minimum. Be careful, read what your getting yourself into and keep it small so you don't get in over your head again. Good Luck and be smarter |
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