 I have really bad credit- not credit card related. Does credit counseling work or what can I do to fix it? |
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Assuming you have paid on time and made substantially higher that minimum due payments.
Additional Details
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I'm trying to rebuild my credit rating but nobody wants to seem to help!
Additional Details
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steve t | Does anyone know of a place where I can get goods on credit with no credit check in the U.K? |
I wish to buy some electrical goods but have a bad credit history.
Is there any where online or elsewhere that allows me to buy on credit but with no credit checks ???
Thank you for your answers |
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SALLY C
 |
find out if you have a credit union in your area you can search at http://www.abcul.org/page/members.cfm
credit unions usually have the principle that you save regularly first, then you can borrow, so it might take a bit longer - but the upside is that they charge low rates to all - being ethical co-operatives
Free life insurance is usually thrown in,
Dont use Brighthouse, they will end up costing you triple or quadruple the ticket price if not even higher |
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bambam
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You can get decent second hand electrical goods nowadays. |
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nert
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Everyone credit checks - it's in their own interest to do so. You'll have to use a debit card to buy if you have bad credit - and everytime you're refused credit, your rating gets worse as well. |
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♥fluffykins_69♥
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yep there is a place called brighthouse, im sure they fit slot meters to tv sets so you pay for what you have and use through the meter |
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daviddeakin1@btinternet.com
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Brighthouse do that with no credit check but high interest rates .. They have stores all over the uk or just google them |
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oadbywonder
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www.iamafence.com |
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c.j.davies
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I'm not sure but whta I do is that you have you attempt to get credit and you are refused - it will make your credit history worse. Why not get a second-hand electrical goods, in Local ads or Ebay |
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Helen
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my credit was ruined when i accepted an offer from a financial advisor to lower my monthly out going while paying of my debts early .
in reality they (GREGORY PENNINGTON) took my money (approx £3500) and just started paying all my creditors about £1 per week .
by the time i realised i had about 10 defaults .
its taken me 5 years to pay off all these debts and i now realise that i cant get credit anyway .
my advise to you is don't pay anybody and declare yourself bankrupt because if you do in 2 years you will be able to get credit again !!!
don't ask me why but its true , unfortunately i don't owe anybody anything so obviously i am on experians credit blacklist .
pay per view allows you to have all sorts of things from TV to beds
TVs come with a meter on the back so you have to put money in to watch it .
everyone knows that the poorer you are the more your expected to pay . |
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mizz1985
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brighthouse is probably going to b yr best bet,but they do have mega high interest rates.good luck |
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