 Couple of questions....? |
| I don't know anything about loans. All I know is my boyfriend has a ton of debt. All his loans, credit card bills and his truck plus my student loan comes to about 27,000 dollars... i'm ... |
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 Which credit card gives you the best rewards? |
| I tend to use one credit card to charge all my expenses each month and then pay it off at the end of the month. There are sooooo many credit cards out there and I was wondering which one gives the ... |
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 Will I get a late charge for my capital one credit card? |
| my payment is due tommorow.and i put it in the mail yesterday however tommorow is a holiday.it is the first time it has happened.anyone know how much i will be charged.... |
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 Son refuses to pay father for his car loan.? |
| My friend asked me for advice the other day and I wasn't sure what to tell him. His 21 yr old son bought a new car 6 months ago. His father had to co-sign the loan. The son agreed to make weekly ... |
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 Will not paying off your credit card completely in a month hurt your credit score? |
I got my first credit card last year, I've used it a lot and got a few credit increases, and have paid it off in full at the end of every month.
However, this month I've spent ... |
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 How do i get $4000 by April??!??! I really need it...? |
and i dont have a co signer or a loan
Additional Details
no co signer or ... |
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 How bad can medical bills affect your credit?? |
| how bad can medical bills affect your credit? I was informed of a medical bill that has been reported. tell me the bad news.... |
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 Who has to pay his father debt? |
My friend's dad is in jail since a couple of months. He owns some money in credit cards. Who will have to pay for the debt? Since obviously the father will be unable to pay
Additional D... |
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 What is better a credit or a debit card? |
| mainly using it for online purchases and buying things like clothes, shoes, phones, etc...... |
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 Aside from shopping convenience, what are other advantages of having a credit card today? |
| I intend to avail a credit card for myself. But before plunging in, i would like to know if i really need it. Is credit card a boon or bane?... |
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 How come NO ONE will give me a loan or credit card when my credit rating is 652? Is it THAT bad? |
This is all so confusing.... I get declined wherever I apply for this stuff and nobody can help me and now I have all these inquiries on my report and.... UGH. Shoot me. =/
Why is it everyone ... |
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 Pulled my credit and scores are 609equifax, 642transunion, 672experian. had 2 car loan 1- $28k and 1-$21k..? |
| paid off the $28k loan early last week (sold car) so now I only have 1 car loan at $21k. Wondered if that 609-equifax score might increase because of the $28k debt being removed. I need it to go ... |
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 I have had a cash payment put into my bank account of £270 and it was not me or anyone I know. what do I do? |
I am not going to " steal" it but if someone has paid into my account by mistke will they get it back or will the bank keep it?
What do I do?... |
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 Is it bad to have a high credit limit? |
| I want to increase my credit rating, so I have been putting small purchases like trips to the grocery store on my card. I pay it off every month. I have had this card for over five years, and have ... |
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 I need help or suggestions??? |
| I'm just starting my credit and I have nothing on my credit report, I mean 0, nothing, nada, what can i do to start building my credit, some finance companies and banks dont want to give me ... |
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Loveme89 | Does anyone know of any companies that will give secured credit cards to people with bad credit? |
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Sarah M
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Many experts such as Consumer Reports and Card Ratings suggest the best secured credit card is the Orchard Bank Card. The Secured Orchard Bank Card reports to all 3 of the credit bureaus and has no processing or application fees. However, there is an annual fee of $35 and of course, because it is a secured card, it is not really providing you credit - that is, access to other peoples' money.
Consumer Reports decently did an expose WARNING AGAINST certain credit cards that are specially marketed to people with poor credit but which are really bad cards. STAY AWAY from:
1. First Premier's Bank's Card
2. The American Dreamcard from HSBC
3. New Millennium VISA or MASTERCARD.
MSNBC also listed all three of the above as amongst their "Worst Credit Card Deals in America".
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Maggie G
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Most banks have them. Go to the bank where you have your checking or savings account, deposit an amount of money into a savings account and ask about a secured card based on the amount you have deposited. |
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Darb D
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yes....capital one...hun...don't mess up |
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Johnson L
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You can get secured as well as unsecured credit card for people with bad credit. The site below lists both of these types of credit cards. Banks are willing to give you these cards as an option for you to improve your credit. You can make regular payments and use these cards to improve your credit score. I hope this helps you! |
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SunnyCA2FL2006
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There are quite a few out there willing to give out a secured credit card. But DO read all the fine print because that's where you can get tripped up with multiple fees, etc. There are some CU's that are flexible and might help you out or you can check out some that are online. There are cards out there for people with bad credit and people who for one reason or another haven't yet established their credit.
Good luck |
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Ed R
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I read your other responses and the best one was the orchard secured credit card.
I will come from a different angle, I know of a company that can help you with your "BAD CREDIT"
They can help you raise your FICO score and clean up negative items on all 3 of your credit bureaus.
go to: www.creditrepairforall.vpweb.com
This will be a huge benefit for you!
Have a great day! |
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AliveNside
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Yes
In fact secured credit cards were created for people with bad credit.
People with good credit don't need secured credit cards.
Secured means that you give the company, say, $200 in an account with your name on it, and they give you, say , $150.00 limit.
That is the meaning of "secured". Your limit is defined by the amount of money in your account.
The companys profit off of this because the invest the cash that people keep in thier accounts in interest bearing accounts elsewhere, and also they receive interest from people like you using their "credit" cards.
Its an ok way to build credit. |
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loves2read
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No. But PLEASE read all of the teeny tiny print if you find one and before you sign up for it. A small purchase on one of those could end up costing a lot more than you bargained for. Check with your own bank or CU about secured cards or maybe a very low limit card. |
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