bella_4624_19
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orchard, they have credit cards for people with bad credit and you don't have to pay $150 in fees. |
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Trollhair
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None.
Use a debit card. Only buy things you can afford. Instead of buying useless crap, use that money and pay off what you already owe and build your credit back up. What a concept! |
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tracy
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none credit card companies often dont give you chances, |
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Maimee
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go through orchard bank |
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dancing darlings
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be careful - dont go near wentworth finance with a barge pole!! very bad company well known for ripping peeps off |
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Robert B
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Capital one is pretty good, they dont have many fees and its pretty straightforward.
Theres also the option of a Secured Credit card, where you put forward a sum of money, lets say a 1000. Thats held in a form of trust and serves as your credit limit. While you have that card you dont draw from that but it is there in case you cannot repay what you owe. Its not the easiest way but another option. |
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Very Sexy Vixen
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Try going to your own bank they will charge you a higher interest rate but it will create you a better credit score as long as you don't miss payments and atleast pay your minimum payment on time each month!!! Try Capital one if your bank won't help, but i am sure if you went to your bank they would be able to help you!!! credit cards are dangerous and remember paying the minimum payment every month................... the credit card isn't then working for you and the company are gaining from you!!!!!!!! |
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Deleted
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Don't get a credit card, you're better off using a debit card. |
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bekkibex
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a CASHBUILDER MASTER CARD. THEY DO NOT DO A CREDIT SEARCH AND YOU HAVE TO TOP IT UP BEFORE YOU CAN USE IT. VERY GOOD! |
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Sonny Walkman
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If you have a bad credit rating is a credit card the answer to your problems or is it going to make matters worse in the long run?.
This sounds harsh but its not intended to be. You have to be cruel to be kind at times.
Good luck |
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DS
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Capital One in UK. Don't do it, the ones for people with bad credit ratings charge you even more stupid amounts of interest. Capital One puts in really tiny print that the interest rate is around 30%. Most of the advert is taken up with how you can choose from 6 designs of card. The more desperate you are for credit the higher the rate you have to pay. It's sickening. |
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alatoruk
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a secured one. you pay a deposit up front to cover their risk.
capital one do one, really high interest rate but allows you to re-build a credit history. |
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nai
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'capital one' offer a card for people with dodgy or no credit rating, although the interest is very high |
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Dusty
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From my experience you won't be able to get a credit card if you have a bad credit rating. |
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Ebony Princess
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my advice don't get a credit card. the fact that u have bad rating should show u that u shouldn't get one. if you live outside your means u will be forever broke. trust me i know. just stick with cash and debit cards. besides i think if u stay out of debt for like six years your rating will go back up again. |
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BECKI
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try going to first premier. they help rebuild your credit. typically the card is open with a $200 credit line with only $50 available to use. they charge about a $150 that's why there is only $50 available. as long as you make your monthly payments, every 6 months you may be entitled to a credit line increase. it gets a positive rating on your credit report which then makes you able to attain other credit cards. |
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claire.claireplant@btinternet.com
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Capital One - but make sure you pay off everything every month. They are expensive - but it may help to improve your credit rating (although getting any card depends upon why your credit is bad!) |
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GOLDILOCKS
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If you have a bad credit rating you should not have a card at all !
Get your ducks in a row and sort your finances out without credit ! |
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Brown_Eyed_Girl
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TRY FIRST PREMIER, IF THAT DOESN'T WORK THAN YOU WILL PROBABLY HAVE TO START OUT WITH A SECURED CARD. THAT IS ONE THAT YOU PUT THE MONEY ON YOURSELF. GOOD LUCK |
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bhuda1969
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try capital one or citi financial both can be found in money supermarket hope this helps |
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pal6
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try visa or Capitalone. You might get one from them but only a small limited where you only be able to draw a small amount each time, it better than nothing. |
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Candy
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What do you want a credit card for that will put you in even more debt |
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NETTA M
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I'll give you my advise although you didn't ask for it, then I'll answer your question. Try to pay off what bills you have, don't get a card just yet. However, to rebuild your credit you will need some kind of credit. So, if you absolutely have to have one look up the companies below. You will be approved. Read their disclosures well and follow them. You'll be just fine.
Good Luck! |
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milko
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try the CO OP .///////////////////// |
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iain
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Get a phony one in Italy. |
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Fermat
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HSBC. |
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jayke
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capital one |
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Steph j
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Capital One |
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