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 What is the meaning of debit and credit?
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 Balance transfer question?
If transfer balances from a credit card to a new credit card, does the new card take all of the debt that is requested or can they choose a portion of the debt and then you are left with two cards ...


 Mortgage for Discharged Bankrupt?
I am a discharged bankrupt (2.5 years clear now) but had the house I was buying at that time included in the bankruptcy, so it was technically re-possed and any shortfall added to the bankruptcy.
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 Court Case is Tommorrow HELP!!!!?
tommorrow is my court case, to sum it all up. 3 years ago, I maxed out my $3,000 Credit card. Lost my job, place, and car. Now the credit card is trying to sue me for $6,000. Obviously, the other $3,0...


 Is a paralegal just as safe to use as a lawyer for bankruptcy?
A co-worker of mine referred me to a paralegal that has helped a few of her friends and cousins get through bankruptcy. He is only going to charge me $600 (as opposed to up to $1700 with a lawer) and ...


 My wife secretly opened credit card accounts under my name?
I just recently found out my wife opened 2 credit cards under my name without telling me. She's been taken money out of those credit cards for gamble. And she didn't make payment on those ...


 What website can I go to to get a copy of my credit report for free with no credit cards or monthy payments du
I am trying to look at my credit report ot find out if my house phone provider is reporting my payments and bills to any credit bureau. I dont want to sign up for anything that requires payment. I ...


 Does any one know who will give bad credit people a loan online with monthy payments?
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 How much of my credit card balance should I pay at a time?
I just got my first credit card. The online statement came in on Aug. 17th for $150. The due date is Sept. 12th. Since Aug. 17th, I have spent another $200. My question is, should I pay the $150 on ...


 Does paying late on your credit card statment effect your credit?
My due date is the Sept 15th I just got the bill today and Its for 500 dollars I wont have the money until Sept 19th when I will pay the full amount is this bad for my credit or will it not make a ...


 Question about financing a car?
If I get a car loan for 20,000 at 9.04% for 72 months is this really bad? How much more in the end will I pay with the interest then?

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 I just got a credit card for the first time.. what are the do's and dont's??
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 Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these?
Lenders....... Id say that once you have paid 3 times what you originally borrowed .... then you should be out of debt. But NOT with revolving credit ...... I see way too many people being allowed to ...


 What is your jobb?...?
Ook i'm nearly 16, so i dont have a full time job yet.

But what do you do? Do you like it?

x
Additional Details
Lol, i know job has only one b, i needed to ...


 What are my chances of getting a private student loan or a mortgage with these scores.?
TRANSUNION 622
EXPERIAN 554
EQUIFAX 593

between my two jobs i make about 2500 a month. no big obligations except a rent of 674 per month....


 Are children responsible for parents debt?

Additional Details
My parents have fallen into great debt, as they always have been. I have put myself through university, and have been working since I was 12, to pay for clothes, ...


 I see that about £6000 has been taken out of my bank account in an act of fraud- what should I do?
This has happened before with this bank so I'm thinking of switching banks.

I stupidly did follow an email and fill in all my details which (in retrospect) probably was the cause- can ...


 I don't know what to do about my credit card... pls help..?
I have one credit card and no other "bad" debt. I have a mortgage, 2 paid off cars and such... my credit has been great.

Last yr my 2 children had a combined 7 surgeries and ...


 If I ask collections to remove an item from my credit after it is paid in full, legally can they do that?
I was told "you should negotiate that any payment you make will not just be "settlement in full", but that they agree to completely remove the collection from your credit report."<...


 My cell phone bill and harrassing collection agency?
Ok, i have a cell phone bill from 2005 that i have not paid, and it's not because iam not responsible, it's because i feel this company had been ripping me off, everytime i got my bill and ...



tamara b
Does anyone know where i could get a loan without a checking account or credit card or no job or credit check?
hi does anyone know where i can get a loan without a checking account or credit card or job or credit check because i need to pay my bills fast
                     
 




Gothic Marthaâ„¢
Friends or Family.....

I would suggest looking for some kind of work...if you can. People in the business of loans want a guarantee they are going to get paid back, and soon.

Good luck with that, Hon.


Tony C
Rating
Good question! I just finished writing an article on this subject.
The fact is that most (NOT ALL) banks use a service called Chexsystems. It's a reporting agency for deposit accounts (checking, etc).
Check this site out. There's a link on it about Chexsystems and how to deal with them if you're having trouble opening an account.
http://creditscoresystems.com/creditor-sample-letters.html


Cali-Gal
Bubba might give you a loan, but if you don't pay back, Guido will come lookin for ya to break your legs. Sorry....you better hit the pavement and find a job. No lender will loan you money without a checking account, job or a credit check.


SPIFIMAN1
Rating
The only options for this are friends, family or a loan shark.


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