 I found a credit card and if I use it, how much trouble will i get in? |
| i found a credit card and if I use it, how much trouble will i get in? im at walmart and i find a credit card and take. i leave walmart and me and my friends decide to take 1000$ out. should i do it?<... |
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 How much will co-signing a loan affect my credit score? |
| This is for our daughter, we have no problem co-signing as she is extremely responsible and cares as much about her credit as we do ours. We have an excellent score...799...but she is consolidating ... |
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 Math problem-help me solve? |
| An employee worked 40 hours at his regular rate of $5.00 per hour. He also worked 5 hours of overtime at a rate equal to 1-1/2 times his regular rate. How much did he earn this week? ?... |
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 Can a collections agency take money directly from my bank account without notification? |
| I defaulted on my credit card with my bank. They passed the debt onto a collections company. Just this week I received a sum of money left to me by a deceased relative. As soon as the money cleared ... |
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 Is it worth taking the risk and not paying, or will I get sued? |
| I earlier had posted a question about my CPA charging me $450 to do my taxes. Price was not discussed beforehand because a third party was paying for it in the past, so it was not a concern of mine. ... |
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 Very bad credit, any chance of getting an apartment? |
| Ok, we have bad credit. We have both been unemployed recently due to company shut downs,(yay Michigan) and have gotten behind on credit card payments. My husband just got a great job offer in C... |
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 Unsecured bad credit personal loan? |
| How and where to contact an honest, reputable, private individual NOT a bank, as soon as possible, to secure a loan to repay with interest. Prompt response is appreciated. Thank you in advance for ... |
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 I have a credit card I can't pay off. I don't care about my credit score. What can they do? |
I live in Texas and there is no wage garnishment laws here.
I know they will destroy my credit score but at this point I don't care.
Is there anything else they can do to ... |
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 Has anyone tried the credit cards for people with bad creit, if so are there any good ones out there? |
| has anyone tried any of the credit cards for poor credit, do they work and what problems has anyone had with ... |
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 How do I re built my credit? |
| i am 21 years old and have a credit score of 600, is there anything i can do to improve it?... |
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 Credit Cards , Are they really out to get you ? What do you think ? |
They have become much more treacherous to Consumbers .
1.
By imposed intrest rates in excess of 30% on customers whoes only offense might be a late payment to another creditor .
2.<... |
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 Credit Card question? |
My parents got me a credit card with my name on it but it was from their account. The Bill goes to my parents and I was wandering if the credit goes towards my credit history or my parents?
... |
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 How to build credit? |
Ok here's the deal. I don't have any credit history, whether good or bad.
A mortgage broker told me that I should get a credit card and a couple of credit cards through retailers like ... |
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 If i don't pay my credit card bill that is due friday, what will happen? |
| ok on my bank of america visa credit card i have a payment of $290 due this friday, however i won't be able to make the payment. i will probably pay like a hundred. until now i have always paid ... |
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 I'm getting calls from a collection agency that I am avoiding. What should I do? |
| Its been a couple yrs in collection, and its only $700. Shoud I wait out the seven yrs. I heard if I speak with the collector they can restart the 7 yr period all over again so I'm afraid to ... |
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 How long is the statute of limitations on debts? And, can creditor keep resubmitting your debt every 7 yrs? |
Additional Details
hey listen. if i wanted a mom to tell me what to do, i'd go to "mom".
it's too late, bills are already waaaaay in debt. i'm trying to ... |
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 How do you get good credit? |
I am trying to get a loan for a car, and am having no luck. They say my credit isn't good enough, which I don't understand.
I don't have anyone to co-sign for me to get a loan. E... |
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emma W | Does anyone know who to speak to about help with paying electric bills.? |
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koifishlady
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electric company |
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Ellie.
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Ring your electric company up .They will either work out a payment plan or give you a card meter where you can pay for your electricity as you go along. They will even arrange for you to pay any previous bills at a small amount each week. |
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Harley Lady
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The electric company itself should be willing to work with you. But, if there is no money to make any payment, contact an agency like the Salvation Army. Look in the phone book. These organizations will help people in need especially if you have children. Most churches will help even if you are not a member. Good luck! |
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bails
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There is a number on your electricity bill to call if your having problems paying |
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jmc
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In certain cases the electricity company will be willing to scrap your bill and sort out a different pay plan .. aslong as you show willing to pay in the future. Depends which company you are with. |
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John S
 |
Your Energy Supplier
And your local council. They might help.
Finally the citizen advice bureau for more local scheme |
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deli_fred@yahoo.co.uk
 |
Simple, go to the electric board, and they will let you pay a
smaller amount weekly |
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Phurface
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You might speak to someone at the Red Cross, Salvation Army, your local welfare office, a church. Many of these places have programs in place to give people a hand when they're in need.
Often, they won't pay the bill entirely but rather they'll pay just enough to keep the lights turned on until you can find a more viable solution to paying the bill yourself. |
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pinkstarblooming
 |
If you are having trouble, contact the provider of your power and speak with them, they can fit a pre-payment meter that will take a little off what you owe and you will pay for your power on a pay as you go basis. |
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crazy4wordracer
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You can contact your electric company to set up a "Budget Plan", or ask what other services they can provide.
If that's not enough and your income falls below certain guidelines (depends on which state you live in) you may qualify for assistance from your local Family Independance Agency.
Good luck! |
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Annie M
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Work out how much you can afford, then speak to your supplier and agree a payment plan. |
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IRON MAN
 |
First point of call would be to speak to the electricity supplier. If they are worth staying with, they should go in depth with you about how to reduce your bills through energy efficiency, offer you a better deal (for example, EDF Energy can register customers onto the Price Saver 2008 scheme even when you are already supplied by them and it automatically reduces the unit prices at no extra cost to you and no cancellation period), mention discounts such as when paying direct debit, becoming a Dual Fuel customer etc. and if you would like a prepayment meter installing plus the debt loaded they will be able to agree a weekly repayment rate too.
As for the bills themselves, make sure that all bills are based on accurate meter readings instead of estimates, and find out what your daily average of electrical consumption is, i.e. take meter readings yourself and work out how much is being used each day. 1 unit of electricity is equal to 1KW (or 1000w) of electricity. To give you an example, if you have a 2KW washing machine and it is used for an hour each day, then 2 units of your daily average comes just from that appliance.
Good luck! |
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r.mcquade1@btinternet.com
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If you are pretty far down the line of not paying, the electricity supplier may be limited in what they can offer you in terms of a Payment Plan. Your best option may be to have a Prepayment meter installed, the one with cards that u have to top up. This way, they can programme the meter with how much you owe and set it to take off an affordable amount each week. Call your supplier to make arrangements. |
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bottle babe
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consumer protection agency or cab |
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paddypower69
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your boss, cause if you need help to pay them, he/she is obviously not paying you enough! |
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