 What should I do collection agencies won't clear negative information from my credit report? |
| Collection agencies have not removed negative information from my credit file even though I PAID all my credit card debts. Now what should I do I called and told them to remove the invalid ... |
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 Credit cards? |
| My question is, i have 2 credit cards and i have significant income right now, but my credit is not the greatest. I am still building it right now. If i mailed in copys of my pay stubs, what are the ... |
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 My credit isn't so great but my rent is really high so I reckon I'd be better off with a mortgage...? |
...can anyone advise me on companies that will take me? Considering the price of houses I would need a fair amount and I could get a deposit although nothing great!!! Help!!!
Additional Details<... |
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 Obtaining a unsecured loan right under $10,000 w/ bad credit- looking to re-establish credit; ever obtained 1? |
| That's just it too. Took out 3 cards when I turned 18 maxed them, & didn't pay them (same old story, statistic); I have an old hospital bill as well from a very bad stomach virus. Now ... |
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 What is the BEST credit card 2 get 4 someone that never had one? |
I'm 18 & I'm a mother .So I'm in need of a lil help wit stuff.
I HAVE NEVER HAD A CREDIT CARD B4.
So I have been thinking about getting a credit card. I'm not all ... |
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 I think I just got scammed by Fajar Hakim. I sent him $450 for a loan of 5k. Anyone deal with him before? |
| What can I do about this? It says the funds are being held by the Malaysian goverment and they need $850 for some kind of tax form in order to release my loan into my account. I dont understand. Help ... |
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 I Need a home loan but have poor credit. HELP!? |
| The loan is for $100,000. Our scores are in the 500's. We do have about $9,000 to put down. We just can't get a loan due to credit issues, and it is so hard trying to repair credit. We ... |
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 How do i get a free credit report? |
| how do i get my free credit card without giving a credit card number i dont have a credit ... |
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 Does it affect your credit if you pay off your credit cards? |
| I have credit cards that have small balances on them, but I don't want to keep up with having to makey my payments every month because I am quitting my job in 3 weeks and I will be moving back ... |
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 Hear is my situation , $10,000 in credit cards debt , pay more than they ask ( double amount )? |
I always pay 2 weeks early anytime I send my bills . what bothers me is the $10,000 I want to get those paid off ASAP.
I have a car loan , I'll just pay that like I am, the last 2 cars I ... |
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 How do I build up credit? Which credit card should I get? |
| I am 20 years old and I never owned a credit card simply for the fact of fearing of getting bad credit that can ruin my life. I was trying to live my life without credit cards but found out I need ... |
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 Can a collection agency ask for more than the original debt? |
| I am trying to clear up some 'charge off' credit cards on my credit report. Some have $0 under balance due. If I get a notice from a collection agency, how do I know if this is the ... |
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 Is it bad to go into your over draft? |
| my partner wont go into the over draft because apparently it gives you bad credit, is this true??... |
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 Does anyone know of reputable consolidation company for credit card debt? |
| I have looked online and found some names but don't know who is legit and who is going to rip me off. Anyone who has used a particular company that has been honest and helpful and has a good ... |
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Megan K | Does co-signing on a loan hurt your credit score? |
My husband was going to co-sign for a student loan but he's worried it will hurt his credit. Can someone justify his worries? |
 |
 
en tu cabeza
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I don't know about his credit score, but DON'T DO IT!! The reason there is a co-signer needed is because the person is a bad risk. If the person doesn't pay the payments, guess who has to. YOU! The problem is that you can't control other people's behavior. I would urge you to say no. Never co-sign. |
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Texas Mom
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If the person ends up in a bind or cannot (or will not) pay for his loan, your husband will end up having to pay his loan for him/her.
This could hurt his credit. |
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wizjp
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The loan he co-signs for will count on his credit as if it were his own. Will lower available credit options due to his increased debit load; and if the co-maker is late or dumps on the loan, it's his credit. |
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beauty s
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It will, if that person miss any payments.. |
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tsmalls5
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it depends if the money is being paid or not. If your the main signee and you dont pay it hurts but be careful then the creditors come looking for you too |
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Stefanie K
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If the person doesn't pay it will. If they make the payments on time, it will actually make his credit better. Co-signing for someone is scary and I personally wouldn't do it. |
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Jeremy R
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If he co-signs and you don't make the payments then it is up to him to make them. If he doesn't make them then yes it will hurt his credit. |
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Shredded Cottage Cheese
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he is correct. it will count against his credit, regardless of whether the buyer defaults, as it counts as an open account.
I know because my daughter had this happen with her ex-husband. she co-signed after they divorced so he could get a car and it was on her credit as an open account. |
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themeindzeye
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It will if the other person doesn't pay up. |
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Punkie Brewster
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I'm not going to be of any help in the "justifying" problem. I would just pray that at any time in your life you two don't get divorced. I know that sounds negative, but things happen and people change...especially the people you think you know best. I co-signed on alot of things when my husband and I were married and now that we got divorced and he filed bankruptcy, it's all fell onto my credit. Thanks to him I now have bad credit! Just always read the fine print on EVERYTHING! |
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BayebD
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It will hurt if the person he is co-signing for is not going to pay. I wouldn't do it unless they were family and even then I wouldn't do it. Have you look out for yourself these days. What is he co-signing on? |
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neal p
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nope.. unless you don't pay. Payment have to be made.. |
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