 I have multiple accounts in collections that I'm paying on monthly.? |
| How long would it take if I start to double up on my payments for my credit score to rise?... |
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 Can a hospital bill ruin my credit If i dont pay it in full? |
| I don't have insurance, and I got a bill for $600 and then another for $200. I dont have that kind of money, I sent in $50. and when I get paid next I plan to send more. But will it be bad ... |
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 How do begin credit when you've never had credit before? |
| I mean to apply for a credit card you have to have previous credit...but if you've never had previous credit..how do u apply for a credit card and actually get one?... |
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 How many are too many credit cards? |
| I have 10 and my spouse has 13. Is this too many or not enough?... |
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 Even though I paid the debt, I can't open a checking account after being reported to check systems. Help me? |
| I had an overdraft that went unpaid and was reported to check systems. I paid the debt in full, but I'm still unable to open a new checking account with any bank. What can I do?... |
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 Does anyone know if you can go to jail if you dont pay your credit cards? |
| My uncle got a credit card and put me down as a second card holder.. Now I have to go to court.. What will happen if I dont show up?... |
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 Which banks give debit cards to under 16s? (a 14 yr old)? |
Additional Details
to brittany.. dont you realise a debit card and a credit card are 2 different things. THANX.... |
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 What happens when you give your car back to the lender? |
| I've put like $3,000 into buying a truck, I tried to trade it in the other day and they said I had to make four more payments. I Found out that out of all the money I've given them I'... |
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 Is there any hidden fees in no payment no intrest ? |
im thinking about buying a tv at sears and and if i sign up for a credit card that grantees no payment no intrest for up to 12 months.
is there hiddin fees and would it be a bad idea?... |
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 How do I fix m y bad credit in order to get a credit card? |
| I was able to get two small cards and bought things and made payments but I cannot still get a major card. What do I do?... |
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 Increasing a credit score enough to buy a house.? |
| What is the average time it takes for a persons score to increase if they are paying all their bills on time and paying down installment loans and credit cards. How much should it increase in say 7 ... |
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 Bad credit, do you think i will qualify for an apartment? |
| Ok, so i am kind of in a bind. I have to move out by the end of the month (roommate problems). I have high amounts on my credit cards, which I am trying to bring down. My credit is between 577 and 590... |
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 I owe money to credit card , want to leave canada for next 5 years ,then what are the problems i have to face? |
| hi,i owe money to credit card companies,but still im maintaining good credit ,but im facing heavy financial problems without having stable job ,now im planing to look for some other job in other ... |
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 I am $26,000 in debt and I would like to get a new car to rebuild my credit help!!? |
even the so called "any credit accepted" people turn me down.
Additional Details
I went to CCCS and they told me that I don't make enough money to pay on a debt ... |
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 How can a voluntary repossession hurt you? |
| My husband and I live in a crap, crap, crap, did I mention crap mobile home. Well, now we need to buy a house becuase our place is falling apart and I hate that my son has to grow up in such a POS. A... |
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cocoacure83 | Does co-signing on someones student loan lower your credit score.? |
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terriintexas2003
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It does increase the amount of debt you owe according to credit reporting-so it should make your score a little worse until it's been paid off in full and on time. If it is paid as agreed on time-then it should be good for your score then. If it is not paid in full and on time it can hurt your score and a whole lot more. I suggest never co-signing for any kind of loan, if you still have time to decide. |
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billyandgaby
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depends oin the bank.
MOst do not report on secondary loan applicants unless there is a problem.
Also getting a loan, check if it even shows on your report. It may not. ,It does not necessarily lower your rating. If you have a huge amount of debt, on a small amount of loans for example, it may actually RAISE your score.
BP |
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hushnowjustplayit
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Yes. |
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J.S.
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They are using your credit to make the loan for someone else. If all payments are made on time, it could help your score. If the person defaults, it hurts your score. Most programs have a way for the co-signer to be dropped from the acct after 36/48 on-time payments. |
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Grist
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Sooner or later, yes. |
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r0bert4u
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I don't think so. Not unless they default on the loan, or slow pay on the loan. |
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Big Bear
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Only if they don't pay it. Then you become the one who has to. |
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ShouldBeWorking
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Yup, and it also will lower your debt to income ratio because a lot of places will assume you're going to pay half of a debt you cosign for, even if you're planning to never make payment on your own. |
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could_B_N_E_1
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Don't co-sign for anyone...EVER! I'm 26 and have a 745 credit score. If I'd have co-signed every time a family member or friend wanted me to my credit would be screwed not to mention I'd have less family I claim and less friends. |
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Tweety
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Not unless they don't pay it |
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