 What's the best way to reduce credit card debt? |
| I know so many people say 'stop using the cards!'...but what if that's not an option? My credit card has turned into a monster.... over 17k and I only take home 13k a year. It's ... |
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 I paid off credit card ,lost comfirmation# and now they want more money,what now? |
| A collection agency called and collected on my card , I paid it off in full at a percentage off , and now they want the remaining from another company ,my husband lost all my paperwork and now I'... |
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 Can a company send my name to the credit agencies even though the £76 I owe them was due to their error.? |
| A company said I owe them £76 for a contract that I signed. This amount came about due to their own fault such as saying that the staff I dealt with forgot to sent some paper work to their head ... |
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 Does negative credit ever "fall off" your credit report ie 5-10 yrs.? |
| Is there a limit to the time bad credit such as charge offs, unpaid medical bills, credit card bills are listed on your credit report? I think there is a limit on the collection time but what about ... |
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 What happens with credit card debts not paid in a long time say more than 6 months?? |
| i got sued by one credit card - but worked out a payment to stay out of court. can someone tell me worst case scenario? can they garnish my wages if we go to court?... |
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 How can I improve my credit rating? |
| I owe lots of money toward bills(such as utilities) and credit cards. I just got a nice chunk of change from my tax return. How do I get my credit rating up without going broke? Or is it wiser to ... |
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 Will canceling the credit cards that I dont use affect my credit? |
| I have about 10 credit cards that I dont use anymore they are activated but dont have any balances and I was just thinking of canceling them but dont know if I should would that affect my credit in ... |
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 How does a credit card work?? |
| I applied and received my first credit card this month and was first affraid to use it due to my sis being in so much debt from hers. I finally had my first "emergency" 2 days ago where I ... |
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 Can anyone tell my if this is legal and how to get it off my credit report? |
I have problems with Midland Credit Management. They have never validated anything and yet continue to make entries on my credit report. Here they are--check out the new dates!
Two E... |
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 Trying to find out my credit rating? |
| My partner and i are going to get a mortage and we want to find out if our credit is ok as we have had trouble with it in the past,i was told you could contact a company and they would send you all ... |
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 Where should I get an auto loan online? |
What are some good and reputable internet sites that offer auto loans?
Additional Details
NOT auto insurance.... |
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 If you get declined for a credit card, does that affect your credit score negatively? |
| I was wondering out of curiosity because I was declined a credit card for being "out of the service area." I heard that it will show that your credit was looked into, but it wont decrease ... |
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 How do I build better credit from bad credit? |
| I am trying to get out of my bad credit slump from when I was younger and just went crazy with my credit cards. Now that I am older I am trying to start over. I have about 4 or 5,000 in Credit card ... |
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googleymugley | Does credit card debt get written off when you die?? |
My sister-in-law died yesterday as she had cancer but we expected her to live longer. I have just heard that she has spent around £20,000 on credit cards since been diagonised with cancer in September. She has no money or assests but the house is in joint names with her husband. Will the credit card companies write off the debt or chase the husband to pay it??? This is in the UK not USA as their laws maye different. |
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steffi
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My gut feeling is that the husband is not liable as the spouse, but the credit card company may try to get their repayment from her share of the house. In practice, the widower may not wish to sell the house, and would have to pay debtors off to be able to keep it. I think he should take legal advice on this one. |
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pagreen1966
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No it gets passed on to your executor.
Any debts you owe at your death will be paid to creditors from your estate.
If you have no estate they may try and sell your body parts! |
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brian t
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I advise you to see the citizens advice bureau for free advice on this one.
. |
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josephrob2003
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I bet they will try to recover through the husband,was the credit card account in joint names?.,if so,he's screwed big time,check it out with the CAB,they normally have all the answers |
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wireczar
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If the owners of the debt act fast enough it will be a debit toward the Estate |
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L1LVN
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The creditors can try to get the money from her half share of the house. If the card is in joint name, her husband will be responsible to pay off the debt. Whatever it takes, the credit companies always get their money or they will at least try. |
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stormydays
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Hi....Im sorry to hear of your loss.
the debts die with the debtor....but the credit card company may attempt to claim off your sister in laws estate....if they did they would be too embarrassed to let it go as far as a court
Your brother? will be sent a questionaire asking for details of what cash was left in banks...did she leave a car...a soley owned property etc etc.....just tell him to tick No on all the boxes and provide a copy of the death certificate. that is usually enough for them to back down |
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daisy
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NO IT DOES'NT WHO EVER YOU LEAVE BEHIND IS LUMBERED TO PAY OF YOUR DEBT'S |
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thelma_layton
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i wish, my dad died in june and as executor they came onto me |
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J L
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I am not in America, but usually here in Britain, the debt is covered by life insurance provided by the bank. |
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