 Need a Bad Credit Loan? |
| I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a ... |
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 How do you get an unsecured loan when you have EXTREMELY bad credit.? |
| I have tried prosper.com as I have seen suggested so many times on this site, but I was turned down. I need $3500 ASAP. I am desperate.... |
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 Terrible credit credit cards? |
My credit is not bad because I can't handle money, I have never had an account open in which I would receive credit if I paid on time or vice versa.
Two medical bills, small $10... |
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 My credit is about 650 and next year i want to refinance home? |
| i have a credit score of 650 got 1 credit card one small loan that will be paid by october and mortgege payment i want my score to be at 750 next year is it possible with these credits or should i ... |
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 I purchased a home for 360,000 paid 50k, down and I now owe 366K on it payments now 2700 a month, suggestions? |
| the lender will not lower the payments or the interest rate and the new appraisal on the home is 330,000. Any suggestions will help I can't afford the payments.... |
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 Credit card question for you folks that 'know better'!? |
| I have 2 credit cards with extremely high interest rates because of past mistakes.. one is for $500, the other for $700...they are nearly maxed out because with the interest I can't get ahead. W... |
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 If you default on your credit card debt, an unsecured debt, why can the bank garnish your salary? |
| I thought a credit card was an "unsecured" debt, meaning they are loaning you money not based on your assets, but on their assumption (based on their research into your history) that you ... |
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 I am 16 years old.? |
| I want to build up my credit , is there any thing that i can get to start building my credit? Like a credit card or a gas card? I would love to hear your answers !!... |
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 I am looking for a credit card for people with really bad credit.? |
| I have really bad credit but am in the process of turning it around and improving it. I am looking for a guaranteed approval credit card. One that doesn't have to have a deposit or where ... |
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 Help Bankruptcy!!!!? |
| Can someone help me out please? I am going to file bankruptcy on my truck and credit card that I have if I file bankruptcy is there anyway that I can keep the truck cause that is the only ... |
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 Question about paying off a credit card...? |
| I am planning to use some of my tax refund to pay off a credit card. One has a $460 balance through Care Credit, with a $500 limit, so I planned to just pay that off but keep the card open of course. ... |
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 Will anyone lend me $15,000? |
| Please do not answer if you don't have any solution. I'm trying to save my house. I'm in Central America.... |
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 My account was closed by HSBC and sent to debt collectors in around 2003. how will this effect my credit score |
| after some correspondence confusion my student hsbc account was sent to a debt collecting agency in around mid 2003. I have been aware that this has effected my credit rating when trying to get ... |
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 How can I get information from a difficult collections agency? They wont send me detailed billing.? |
| All I am asking for is a detailed bill of the charges so I can validate it and pay them, but they say I need to pay the balance first and then recieve the detailed billing. This doesn't seem ... |
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that guy | Does debt consolidation hurt your credit score? |
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Gillian G
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If you are careful, it can actually improve your credit score. Read this webpage, it explains how this could work.
Good luck! |
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Sir Ed
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The debts themselves hurt your score more than the debt consolidation. Focus on solving the cause of the financial problems. Not enough income, too much spending, medical or divorce issues? One the root of the finanical problem is solved, everything else will eventually clear up. If the root problem isn't solved, everything can happen all over again. Plenty of free financial help is available online, in books or on TV. |
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Ridgely
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No, I consolidate every four or five years. and I have excellent credit. compare your major credit cards intrest.... go with the lowest and have your lender buy out your other debts. You then only have one rate of intrest to pay and one bill to pay |
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rhymingron
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Not unless you shoe a bad payment record with the new debt. It might even help it in the long run. |
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Pablo Diablo
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If you settle debt (i.e., agree to pay it off for a lesser amount), that will hurt your credit score. But there's no harm in transferring debt around (by paying off your credit cards with a loan, for example). The only negative I can think of in the latter case is the hard inquiry on your credit report that happens whenever you apply for a new line of credit, but that is a relatively tiny blip, and you're probably better off consilidating a lower rate, anyway. |
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Super - Level 5
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Check sections "Credit" and "Consolidation"; it has many info/articles on how to improve your credit score.
http://www.freewebs.com/infosource100 |
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ebizoutlook
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I think it all depends how on do you structure the consolidation process.
I attached two articles in my resource box, you might want to check it out and get some general information about debt consolidation |
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traffic814
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no it does not hurt it.
--------------------------------------...
http://www.bestcreditrates.net |
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big dawg
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As long as your bills are paid, your credit score will not be hurt.
Consolidation will not hurt your score. |
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Sonia
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yes |
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