 Hi. Looking for a car loan. Bad credit history.? |
I have been offered a loan for £5800, and over four years i will be paying back over £12000! (Accept car credit)
Does anyone know of anywhere else?
Additional Details
Sorry, i ... |
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 Is this a scam? |
Hello ,
Thanks for your response,am ok with the price and the conditions..I would have love to come and look at it its just that time wont permit me cos am a very busy person..I will be ... |
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I await the replies in my bunker
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In answer to whats a bunker it's something Hitler died in sheltering from the ... |
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 Does adding an authorized user to my credit card account help their credit and/or mine or no ones? |
Additional Details
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Wonder Woman | Does exceeding your credit card limit go against you on your credit report? |
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sangreal
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YES |
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sakura4eternity
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Yes. They deduct a lot of points and you are considered a higher risk for lenders. You don't even need to pass your limit. There is another credit score that most people don't know about on your credit cards and that's the utilization limit. It is lower then your actual credit card limit. Here is an interesting article on it. |
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YouTube
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definitely does, not only that, going NEAR your credit limit is bad - staying near your limit for a long time is bad news, looks bad |
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Chainsaw
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I cannot tell you. I never charge things on a credit card to keep a balance. It is a bad habit to get into. |
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joeiacovino
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Yes. Part of the point system will check your High Balance vs your Available. |
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bumbleboi
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erm, yes! |
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stopccdebt
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You bet. Even going over a third of your credit limit will cost you points on your credit score. The closer you get to your credit limit, the more the deduction. Going over your limit is an infraction that will cost you dearly, although not as much as a late payment would.
If you are using that much of your credit limit, you may wish to consider speaking with a financial or credit counselor. Many of them can help you for free. Make sure they have a satisfactory rating with the Better Business Bureau. Here is a directory of agencies by state: |
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sudsylin@sbcglobal.net
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EVERYTHING goes against you. If you have bad credit, your auto insurance might even drop you |
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Bear
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This is a hard question for a person to answer when she doesn't have a credit card to begin with. I don't have a credit history either. |
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waxingtheturtle
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Noshitsherlock |
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Pia
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Not if you pay off the overcharge on time |
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Smilin' Fred
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Probably not. Ask lender/card company for a higher limit.
Not paying on time will certainly go against you. |
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