 How to increase credit score? |
Equifax is 739
Transunion is 750
Experian is 749
I have my credit card for 14 months ago.
How to increase credit score? cause i dont actualy use my credit card i only use ... |
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 Having problems with debt collector for an 8 yr old account they will not provide info other than amount i owe |
| Today i got a letter through the post from a debt collection agency. When i phond them i was greeted by an unhelpful agent who would not provide me with much info. The debtor was noted as singlepoint ... |
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 Am I reponsible for Mom's debt when she dies? |
My Mom has a couple credit cards and is about 12,000 in debt. Although I am not a joint owner of the card they have had me as an authorized user for years and in fact have issued me
a card in my ... |
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| Theres a checkcashing place my son cashed a check at, the people who sent him the check put stop payment on it |
and now ace express tells him he owes them 285.00$ what can they do as far as going to jail, or sending him to a collection agency
Additional Details
they check was a personal check from ... |
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 I have one shoddy credit card (26% apr? lol) that I only have in order to build credit. Will...? |
| they eventually give me more credit after so many months of paying on time and not really using the card anyway? Or can I request more credit at some point? I've only had the card for a few ... |
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 How would you be affected if your credit limts were reduced? |
| According to the article linked to below, one analyst thinks that the credit industry is poised to reduce the liquidity of the American consumer by 2 trillion dollars through credit line reductions. ... |
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 How to Build your credit with new Social Security Number ? |
Does the the Cellphone Bills, Credit card, Internet bills help in Building credit ?
What is the best way to Build an Excellent credit.
what to avoid .
Additional Details
I do ... |
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 Is a credit score of 717 considered a good score? |
Good enough to get a auto loan or possibly a home loan?
I have only had credit cards for almost 2 years.... |
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 I am 18 and i want to apply for a credit card? |
Where do i start? Which credit card is best for me?
Does it mean that now I do not have credit history?... |
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 Credit cards? |
| We have a credit card and have had it for over 5 years now. We got our bill this month our payment went up to 183 dollars. The next day we got a letter from the credit card company saying that they ... |
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 Which credit card you perfer? |
| I just turned 18 and I want to apply for a credit card but there are a lot. Which is the best credit card i should get? ex. american express because it has a good rebate percentage? or visa. etc.... |
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 How long do you hang on to old bank statements ? |
| When do you think it is safe to throw away old statements and receipts extra. How far back can the tax man go?... |
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 Do cell phone bills affect your credit score? |
| I dont think it does but my fiance` thinks it does...... |
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 What does the word derogatory mean on a credit report and how does it effect a FICO score? |
i noticed that my fico score went down
Additional Details
it is an account that i am paying off in a settlement for $50 a week. I send letters with every payment dated and signed asking ... |
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 I Need A Credit Card???? |
| I've been trying to build credit without a credit card but have finally given in seeing how everything I want to get needs a co-signer which I don't have or CREDIT which I also don't ... |
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k_jm779 | Does filing bankruptcy mean I loose my car & house? |
If I file bankruptcy will I loose everything I have? Will all my debit be down to zero? How does bankruptcy work? |
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Chainsaw
 |
It could, but not necessarily. I have filed twice in my life. Neither time did I lose my car. First time, I saved the house. Second time, I surrendered it by my choice. Any property can be made exempt, but if you try to exempt some property, you may not be able to go through with the BK. |
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DAS
 |
No and Yes. You should contact a bk lawyer to get this information. It depends on what type of bk you are filing. Go online to read all about the different types of bk's, and then have a consultation with a lawyer. |
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TaylorProud
|
I filed in 2002 after a job loss.
I kept my house and cars.
We reaffirmed (repromised) to pay those debts.
All other debt was wiped clean, it was no big deal.
I have 4 credit cards again and it has not been a problem getting any credit after the 1st year.
You will pay the attorney a filing fee. Then a notice will be sent to all creditors (EXCEPT GOVERMENT DEBT< TAXES< STUDENT LOANS< OR CHILD SUPPORT)
They may not contact you at all once they are notified that you have filed.
you may be asked to attend 1 or two credit counseling classes. you can include medical, payday loans, and other signature loans, credit cards etc.
If you have a car you owe too much on and you don't want it, then let it go. you can get another one.
They will notify and come get it in a couple of weeks.
If you want to keep it you will sign a reaffirmation loan paper. It will take a couple of months to complete the process.
The best part is once you file, you no longer have to pay those debts included in the bankruptcy.
you will still make your house , car payments as always.
When your court day comes you will go to a court room with 100 other people doing the same thing, it is very informal, the judge sat at a desk, you approach with the attorney, they ask you some questions, about your income, your debt and if you understand what you are doing it all took about 15 minutes, you sign the order , and it is all OVER..
Lawyers usually let you make payments once the filing fees are paid, it can cost $800-2500.00 for a simple bankruptcy depends on lawyer, if you are a couple, or single etc. |
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shree
|
There are different chapters under which u can file.You dont lose a house if its your primary residence and you can make payments.Same for the car if its for you to get to work.You have to reconfirm payments on it by signing a document.Talk to a few lawyers.The first consultation for an hour is free. Have all your questions ready.Check the lawyers experience and try to get some references for him.We are filing ch 7 and are able to keep our car. |
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Jennifer
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Hi,
I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://lnkurl.com/25 |
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don c
 |
bankruptcy is a complicated process with many chapters (the type of bankruptcy you are involved with is called a chapter under the law) this is not a good place to get specific legal advice....see a lawyer in most cases your first consultation is free (but not always, call ahead and ask) |
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Creepy Guy
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Talk to a lawyer, then get a job. |
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John M
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you need a lawyer to do it , he will answer your ?? |
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Studly
|
Wow, these answers today!
You don't give much info but I'll give you some general stuff.
If your home and car are still being financed, you will have to continue to pay on them. Filing bankruptcy does not excuse debts on "secured" loans. Your bankruptcy protection prevents other creditors from trying to claim your property to pay off debts. For example, if you owe $30,000 in credit card debts, they can not come after you for your home or car. These items are exempt.
But they will NOT excuse your mortgage or car loan. If you can not afford to continue to pay those debts, you will have to give the property back. |
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