 Hows long does a judgement against me stay on my credit report after it has been paid off? |
| I didn't pay tuition for one semester and the school filed a judgement against me....I paid off this judgement one year ago but it still shows on my credit report...the amount was for $6,500 but ... |
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 Can a creditor call me or my parents over my boyfriend's truck payments? |
| I've had one collection agent who has called me multiple times about my boyfriend's truck and his location. I have told him that I chose not to get involved in the situation and will not ... |
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| Pre-paid Credit card? |
| Do you have to be a certain age to get a pre-paid credit card?... |
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 I have poor credit and need a new credit card. I have no money, so I need an unsecured card with no setup fee? |
Where can I find a card with a $500 credit limit who will accept me and not need anything to set up the account?
Thanks!
Additional Details
I'm not asking for opinions, I&... |
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 What kind of credit card should I get? |
I am 18 years old, (female), in august i'll be going to community college full time.
i just want a credit card to ESTABLISH credit, and make online purchases.
I don't want to ... |
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 I get strange phone calls from other states asking for people i dont know. and its involving credit/money...? |
| one call was from new mexico from some Ford credit place asking for a guy named george, the other was from nevada inquiring abotu some recent debit perchances on his "shazaam" debit card, ... |
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 Anyone ever use a credit repair company? |
Did you use creditrepairtoday.com or any other credit repair company? What was your experience? Was it worth it?
Additional Details
we have filed b/k and want to raise our scores for a ... |
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 Are the credit repair programs worthy ? |
| I have had a few people approach me about paying $250 for their credit repair service and it would help to increase my credit score....how does this service work?... |
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 Where Can I Get Unsecured Loan? |
I'm 27 years old, I have a poor credit story and for last two weeks I didn't work at all. To improve my status I need some money. Where can I borrow it from?
Thanks for your help!... |
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 We need to build credit? |
| My husband and I were turned down for an FHA loan - they said we would need a co-signer. They did tell us, however, that we should get a couple of credit cards to build credit. We have no current ... |
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 Im in debt! Help!? |
| Does anyone know where i can get a loan to pay off my debt so i will just have one payment? Noone will approve me for a loan because my credit is so bad but i can't pay it off all at once and ... |
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 SO hungry at work? |
and forget my entire wallet! No cash..no cards..no checks. Help.. how can I get food? any ideas?!!?
Additional Details
No I'm not new.. BUT I HATE asking people. I hate being that ... |
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 I cannot afford to pay my medical bills? |
| I have a 1900 medical bill. I can only afford 100/month to pay off. The medical company is telling me I have to pay a minimum of 200/month and pay it off in 6 months. The extra 100 will not allow ... |
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 What exactly is a balloon payment? |
| We're not speaking of mortgages here. Balloon payments are also for cars.... |
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 Why am I not getting approved? |
I am a 19 year old student who is trying to establish credit. I know in my future that I am going to need a good credit score to rent an apartment, buy a car, etc, so I want to start now.
... |
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 I have a creditor making threats- what should I do? |
| I have a credit card that I owe a fairly small amount on ($1200) but I am currently unemployed and looking for work, meaning I don't have the amount to pay it. However, the agency handling is ... |
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Josie G | Does filing for bankruptcy really hurt your credit;can you rebuild your credit after bankruptcy? |
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dragonfly123
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Yes, it will hurt your credit, but the good news is that you can slowly rebuild your credit. It is such a relief to get that heavy load off your back, that you can focus on getting your credit restablished. It will not be easy. Just remember how you got there in the first place and don't repeat that mistake. The bankruptcy will stay on your credit report for 10 years. Good luck. |
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cali909ems
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Bankruptcy stays on your record for seven years. You can start helping your credit by not getting in debt again. Just pay your bills and don't bite off more than you can chew untill the bankruptcy is off your record. |
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none
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It does hurt your credit but after you file you just have to steadily do things to rebuild it and it really don't take to long to do. |
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salvador m
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Of course. It will stay on your record for ten years. The good news is that after ten years your credit will be clear again. |
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dirtyoldman
 |
when you go bankrupt you have NO credit.
yes you can build it again. i did.
bank took everything including my house in 1984.
in1992 i bought another one and paid it off in 4 years.
different bank naturally. |
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aleish
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http://badcreditresources.com/say_no_to_bankruptcy.html. Read this article, This might help you in deciding if it is right to file bankruptcy. Hope this resource can help you. |
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grannywinkie
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Yes. If you get a high interest credit card and keep making payments on time and if you can find another place to get credit, you will slowly begin. You should not get credit if you cannot control yourself with credit. Wait for four years before even beginning to build credit. |
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chilover
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I filed bankruptcy 2 x..both times within a month, I got credit card apps thru the mail and got approved.. (why not..I can't file again for 7 years)..The interest rate is high, the limit is low but if you make payments on time and build up your credit then it helps you in the end.. Better to do a bankruptcy and have a fresh start in 7 years than to still be paying off 50,000 plus interest in 20... |
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Issy
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Depending on what you are charging off. If you are foreclosed on, then it will be tough getting another mortgage. Most people keep their homes and cars, and file only the unsecured credit cards. However, even then you'll probably get credit card offers after bankruptcy (at a high interest rate) since all the credit card companies know you cannot file bankruptcy again for at least 5 years.
Issy |
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