 How to use credit card? i am not sure.? |
hi there.
i just bought a desktop computer by my credit card.
now i have the computer. but i am not sure that how the payment happened? i just gave the credit card number which can be done ... |
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 Exceed credit limit on a credit card by a lot? |
| This is going to sound weird... but... lets say your credit card had a limit of, say, $3k, and you went $15k over that limit. I'm not talking about spending $15k on one purchase. I'm ... |
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 Does an unpaid credit card get forgiven in 10 years? |
| Hi. Someone I know just got a letter about an account she owed money on 20 years ago. She thought she paid it off. I thought if you owed money on a credit card, that the debt is forgiven if you ... |
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 Do you like credit cards? |
| i know there handy - but does it give you a ... |
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 Whats the best credit card to apply for? |
| I haven't had income for a long time, but is there any chance I could be accepted?... |
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 What is the best way to deal with a collection agency on a debt aquired from citicard? |
| This account had an original ballance of $4700 and has not been paid on for over 3 years. The agency wants $3800. Is this negotiable? By how much?... |
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 I need to find out who an 800 number belongs too? |
| some one is taking money from my bank account and all i have is a 800 number and they don't answer when i call. No company name is give on the automated system ... |
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 What credit card is perfect for people with bad credit? |
| I am looking for a credit card but I have bad credit, and I can't afford them expencsive deposits for a credit card so what should I ... |
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 Can't pay credit card payments! Please help!? |
| Ok, so I know I have messed up my credit big time. Not to mention that my fiancé’s car got reposed (I co-signed). I am not working like I was a month ago and I can not afford to pay my credit ... |
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 Is the credit crunch going to spoil Christmas? |
| I hope not because I am a big lego fan and I want the newest sets.... |
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 Anyone no of this person?? |
Mr Richard Walters
Richards Loan Agency
United Kingdom
Tel Num:+447011137447
Fax Num:+447005978351
I have been approved by this person, for a loan, and was wondering if ... |
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 Is it easy to get a loan in USA if you never been there? |
| A thought crossed my mind.. So I got curious. I'm sure the interest rates in the USA is cheaper than Australia. So how easy (or hard) is it for a non resident to borrow money from a USA bank?... |
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| How do i find out about my credit? |
| ive gone 2 some web sites but they all need credit cards theres no site out there that dont need one 2 check your ... |
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 How do debt collector works? |
I have an international friend who stayed for 3 months with me and now she left for her country with a bill from debt collector coming to my apartment.
She had a car accident which was her at ... |
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 What's the best credit card to get? |
I have a Capital One right now but I want to know about different benefits and rewards they have. Im not too worried about the interest rate because I pay it off every month.
Additional D... |
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 Credit score? |
| has anyone used annualcreditreport.com before?... |
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 People in Debt?????? |
| How are people getting $30,000+ in debt? How do you still have credit to qualify for credit cards and things that put you into debt? I have one credit card that I owed $1100 on and I can't ... |
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Lisa D | Does getting your free credit report take off points? |
When you get your one free credit report each year, does it take points off your credit or count against you in any way? |
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SPIFIMAN1
 |
No this is considered a soft pull and does not affect your score in any way.
Attention first poster, step away from the bong. |
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Dave S
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No, but every time someone does a credit check on you it lowers your score. |
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Benita
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Nope also anytime otheriwse that YOU yourself check your credit, it will not show on your report that your credit was run. . If somewhere else runs your credit (apartment complexes, mortgage companies, car dealerships) it will show. Hope this helps! |
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Fat G
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You do not lose any point when get your free credit report every year as that is soft pull. There are two terms related to credit reports hard pull and soft pull. To know more about them visit http://credit-free-report.blogspot.com/2007/12/hard-pull-vs-soft-pull.html |
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stormhasit
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No. You should absolutely check your report annually from all 3 of the reporting agencies: Experien/ Trans Union and Equafax. This way you know if there are inaccurate information that needs to be corrected. You are also entitled to a free report if you have been denied credit, employment or insurance based on a credit inquiry within the last 60 days.
Equifax: 1-800-525-6285, www.equifax.com, P.O Box 740241, Atlanta, GA 30374-0241
Experian: 1-888-EXPERIAN (397-3742), www.experian.com, P.O Box 9532, Allen, TX 75013
TransUnion: 1-800-680-7289, www.transunion.com, P.O Box 6790, Fullerton, CA 92834-6790
Identity Theft can also be spotted by checking your report. |
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Robin
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No. As long as you choose a credit reported you trust you should be fine. Some spam or can even steal your number |
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Steve R
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No it doesn't. |
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joshua k
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when you go through the credit reporting agency its self the credit pull is only viewed by you so it has no effect on your score what so ever. you can check and is advised that you check your report often. if you decide you want to check your report often you may want to look into a service that offers credit monitoring. |
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Jani
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If you take a lot of credit reports they think you are always looking for credit ie. a loan. don't always check it just because it is free. Once a year should be fine. |
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